ADIB Etihad Guest Visa Infinite Covered Card

Complimentary access to over 1,000 VIP airport lounges across 300+ cities worldwide for cardholder and one guest via Visa Airport Companion app.

How often

Always on

How to use it

Activate in the bank's app — Access via Visa Airport Companion app; must register and create Loungekey ID; present eligible card at lounge entry.

Caps and limits

Over 1,000 lounges across 300+ cities; one guest included per visit

Where

International

“Complimentary access over 1,000 lounges in more than 300 cities worldwide for cardholder and one guest”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Complimentary airport transfer service from anywhere within UAE city limits to Abu Dhabi airport, up to twice per year.

How often

2 uses a year

How to use it

Call the concierge line — Book by calling 600543216 at least 3 business days prior to scheduled trip; service within city limits.

Caps and limits

Two transfers per year; within city limits only; booking required 3 days in advance

Where

Abu Dhabi

“Enjoy two airport transfers per year from anywhere* in the UAE (*within city limits)”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Complimentary home check-in service from your home, hotel, or office in Abu Dhabi city once per year, subject to availability.

How often

Yearly

How to use it

Call the concierge line — Book by calling 600543216 at least 3 business days prior to departure; subject to availability.

Caps and limits

Once per year; limited to Abu Dhabi city; subject to availability

Where

Abu Dhabi

“Enjoy Home check-in service from the comfort of your home, hotel or office anywhere in Abu Dhabi city once a year”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Cardholders earn Etihad Guest Miles on eligible purchases at varying rates depending on merchant and currency, credited to the Etihad Guest account.

How often

Always on

How to use it

Applied automatically — Miles are credited automatically to the Etihad Guest account within 30 business days of the statement date.

Caps and limits

Miles limited to Card Limit; excludes cash transactions, fees and specific merchant categories.

Exclusions

Cash withdrawals, traveller's cheques, finance fees, card repayments, balance transfers, security broker transactions.

Where

All emirates, International

“Local currency spends: 2.5 Miles”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 25 Aug 2026

Earn 1 Tier Mile for every AED 4 of eligible purchase on the card, up to maximum 50,000 Tier Miles annually.

How often

Yearly

How to use it

Applied automatically — Tier Miles automatically awarded on qualifying purchases; 1 tier mile per 4 AED spend.

Caps and limits

Maximum 50,000 Tier Miles annually; valid for 12-month period

Where

All emirates

“Earn 1 Etihad Guest Tier Mile for every 4 AED of eligible purchase”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

New cardholders receive a one-time welcome bonus of up to 100,000 Etihad Guest Miles after meeting qualifying spend within the initial months of card issuance.

How often

Per event

How to use it

Applied automatically — 75,000 miles credited after first qualifying spend; additional 25,000 miles after AED60,000 spend within 3 months of issuance.

Caps and limits

One-time only; not available on upgrades or re-applications.

Where

All emirates, International

“Earn a welcome bonus of up to 100,000 Etihad Guest Miles.”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 25 Aug 2026

Play complimentary golf with one guest at selected premium golf clubs, capped at once per month with booking required.

How often

Monthly

How to use it

Call the concierge line — Book by calling 600543216; confirmation subject to availability on first-come, first-served basis.

Caps and limits

Once per month maximum; subject to availability; one guest permitted

Exclusions

Specific locations only: Abu Dhabi Golf Club, Els Golf Club Dubai

Where

Abu Dhabi, Dubai

“you are eligible for playing complimentary golf with one guest at selected locations (capped at once per month)”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Cardholders can shop at selected merchants and repay in easy installments of 3, 6, 9 or 12 months with a 100% waiver of the Murabaha Monthly Profit and no processing fees.

How often

Per event

How to use it

Call the concierge line — Call 600543216 to convert an eligible purchase into an installment plan.

Caps and limits

Applies to selected merchants only; subject to Balance Transfer/Cash on Call/Installment Plan T&Cs.

Where

All emirates

“payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit and no processing fees”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 25 Aug 2026

Cardholders have access to a 24-hour concierge that acts as a personal travel assistant, taking care of practical travel considerations.

How often

Always on

How to use it

Call the concierge line — Contact the 24-hour concierge line for travel assistance and arrangements.

Where

International

“The 24-hour concierge provides you with a personal travel assistant.”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 25 Aug 2026

Automatically fast track to Etihad Guest Gold Tier membership upon spending minimum AED 4,500 on Etihad Airways within 12 months.

How often

Yearly

How to use it

Applied automatically — Automatic fast track upon meeting AED 4,500 Etihad Airways spend within 12 months of card issuance.

Caps and limits

Applicable to primary cardholder only in first year; requires AED 4,500+ Etihad Airways spend

Exclusions

Excludes reward tickets, non-revenue, industry-discounted, and travel agent reduced tickets

Where

All emirates

“complimentary Etihad Guest Silver Tier membership with an option to fast track to Etihad Guest Gold Tier on meeting a minimum spend of AED 4,500 on Etihad Airways within 12 months”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Complimentary roadside assistance service available 24/7 for cardholders in emergency vehicle situations.

How often

Always on

How to use it

Call the concierge line — Call for roadside assistance when vehicle emergency occurs; service provided 24/7.

Caps and limits

No stated limits; emergency assistance only

Where

All emirates

“FREE roadside assistance”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Protection against unauthorized transactions or fraudulent use up to USD 2,500 per occurrence with USD 4,000 annual aggregate for Visa Signature Cardholders.

How often

Always on

How to use it

Applied automatically — Automatic reimbursement coverage up to stated limits for unauthorized or fraudulent card use.

Caps and limits

USD 2,500 per occurrence; USD 4,000 annual aggregate limit

Where

All emirates

“reimbursement up to USD 2,500 per occurrence with USD 4,000 annual aggregate limit”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Automatic cover providing USD 500 if your baggage is delayed during travel covered by your ADIB card.

How often

Per event

How to use it

Applied automatically — No registration required; cover activates when travel fare charged to card.

Caps and limits

USD 500 per occurrence

Where

All emirates

“Baggage Delay USD 500”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Automatic cover protecting baggage against loss or damage up to USD 3,000, included with your card at no extra cost.

How often

Per event

How to use it

Applied automatically — No registration required; cover activates when full travel fare or deposit charged to card.

Caps and limits

USD 3,000 per occurrence limit

Where

All emirates

“Baggage Loss or Damage USD 3,000”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Receive one complimentary class upgrade voucher when you spend AED 350,000 or more in one year.

How often

Yearly

How to use it

Applied automatically — Voucher issued upon achieving AED 350,000 annual spend; redeemable on any Etihad Airways flight.

Caps and limits

One voucher per annual spend of AED 350,000+; valid on Etihad Airways flights only

Where

All emirates

“you will also enjoy 1 complimentary class upgrade voucher when you spend AED 350,000 or more in one year”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Automatic cover providing USD 100 daily allowance for hospital stays during insured travel.

How often

Per event

How to use it

Applied automatically — No registration required; cover activates for hospital stays during covered travel.

Caps and limits

USD 100 per day

Where

All emirates

“Daily Hospital Cash Allowance USD 100 per day”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Automatic multi-trip travel insurance covering emergency medical expenses and medical evacuation when you book travel using your ADIB Etihad Guest Visa Infinite Card.

How often

Per event

How to use it

Applied automatically — No registration required; cover activates when full travel fare or deposit is charged to card.

Caps and limits

USD 500,000 coverage limit

Where

All emirates

“Emergency Medical & Evacuation USD 500,000”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Receive one free companion ticket voucher to fly on Etihad Airways when spending AED 150,000 in one year.

How often

Yearly

How to use it

Applied automatically — Voucher emailed by Etihad within 60 business days of reaching AED 150,000 spend threshold.

Caps and limits

Valid for 6 months from issue; not valid June, July, December; same flight/date/class as primary cardholder

Exclusions

Not valid June, July, December; taxes and charges apply per Etihad Guest T&Cs

Where

All emirates

“Get a Free Companion Ticket Voucher to fly on Etihad Airways to any destination”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Automatic multi-trip travel insurance with coverage for travel accidents when you book travel using your ADIB Etihad Guest Visa Infinite Card.

How often

Per event

How to use it

Applied automatically — No registration required; cover activates automatically when travel is booked with the card.

Caps and limits

USD 500,000 coverage limit per occurrence

Where

All emirates

“Travel Accident Cover USD 500,000”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Automatic multi-trip travel insurance covers travel accidents, emergency medical and evacuation, and daily hospital cash allowance when travel is booked using the card.

How often

Always on

How to use it

Applied automatically — Coverage activates automatically when travel is booked using the ADIB card; no registration required.

Caps and limits

Spouse covered at 100% of primary benefit; dependent children at 25%.

Exclusions

Cover applies only when full fare or deposit is charged to the card.

Where

International

“Travel Accident Cover USD 500,000 Emergency Medical & Evacuation USD 500,000”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 25 Aug 2026

Covers baggage loss or damage, baggage delay, trip delay/missed departure and trip curtailment or cancellation for cardholders while travelling.

How often

Always on

How to use it

Applied automatically — Coverage applies automatically to travel purchases made on the card; claims made via Visa's provided insurer.

Caps and limits

Baggage loss/damage up to USD3,000; baggage delay USD500; trip delay USD500; trip curtailment/cancellation up to USD7,500.

Where

International

“Baggage loss or damage up to USD 3,000 Baggage delay USD 500 Trip delay / Missed departure USD 500”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 25 Aug 2026

Automatic cover protecting against financial loss if your trip is cancelled, included in your card at no extra cost.

How often

Per event

How to use it

Applied automatically — No registration required; cover activates when travel is booked with the card.

Caps and limits

USD 7,500 maximum coverage per claim

Where

All emirates

“Trip Cancellation USD 7,500”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Automatic cover protecting up to USD 7,500 if your trip is curtailed or cancelled for covered reasons.

How often

Per event

How to use it

Applied automatically — No registration required; cover activates when travel booked with the card.

Caps and limits

USD 7,500 maximum coverage

Where

All emirates

“Trip curtailment / cancellation up to USD 7,500”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Automatic cover providing USD 500 protection if your trip is delayed or you miss your departure.

How often

Per event

How to use it

Applied automatically — No registration required; cover activates when travel booked with the card.

Caps and limits

USD 500 per occurrence

Where

All emirates

“Trip delay / Missed departure USD 500”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026

Free valet parking up to four times per month at key Valtrans locations throughout the UAE.

How often

4 uses a month

How to use it

Applied automatically — Flash card at valet; service available at participating Valtrans locations in UAE.

Caps and limits

Four times per month at participating Valtrans locations

Where

All emirates

“you can park for free (four times a month) through Valtrans at key locations in the UAE”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-infinite-card · Last checked 22 Aug 2026