Bustan بستان
Etihad Guest Visa Gold Card card
Abu Dhabi Islamic Bank

Etihad Guest Visa Gold Card

Visa Gold Islamic — profit rate, not interest Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
AED 1,050 a year This is a Shariah-compliant covered card funded by cash security deposit. The annual fee of AED 1,000 applies to the covered card version. Note (13) indicates ADIB Etihad Guest Self funded Card annual fee is AED 350, but the Covered Card fee stated is AED 1,000. As a covered card, no profit charges apply; monthly profit rate of 3.75% applies only to self-funded cards. No fee waiver spend threshold or minimum salary requirement is stated in the provided pages.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Profit rate
Not published

7 verified benefits

Quoted from Abu Dhabi Islamic Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Free Airport Lounge Access

Verified 24 Aug 2026

Access to 850+ VIP airport lounges worldwide via LoungeKey program, including major hubs like London Heathrow, Singapore Changi, Dubai T1, and New York JFK.

How often
2 uses a year
How to use it
Activate in the bank's app — Download LoungeKey app, register ADIB Etihad Guest Gold Card, present digital access pass at lounge entrance
Caps and limits
2 complimentary visits per year included. Additional visits available at preferential rate via LoungeKey.
Where
All emirates
“As an ADIB Etihad Gold Card holder you will be eligible for 2 free visits per year”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-gold-card · Last checked 24 Aug 2026

Cashback 3 benefits

Etihad Guest Miles Earning

Verified 25 Aug 2026

Earn up to 1.5 Etihad Guest Miles for every AED 4 spent on eligible purchases with the ADIB Etihad Guest Visa Gold Card.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Earn up to 1.5 Etihad Guest Miles for every AED 4 spent and travel anywhere with Etihad Airways.”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-gold-card · Last checked 25 Aug 2026

Miles on the Go Bonus Earn Rate

Verified 24 Aug 2026

Earn bonus Etihad Guest Miles and Tier Miles at accelerated rate when spending with Etihad Guest miles on the go partner merchants through the mobile app.

How often
Always on
How to use it
Redeem in a partner app — Download Etihad Guest app, link ADIB Etihad Guest Visa card, enable app notifications, spend at participating miles on the go partners using linked card
Caps and limits
Requires enrollment and linking of card to Etihad Guest app; partners specified by Etihad Guest program
Exclusions
Etihad Guest terms and conditions apply
Where
All emirates
“Download the Etihad Guest app to earn 1 Etihad Guest Mile and 1 Tier Mile for every AED 3 you spend”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-gold-card · Last checked 24 Aug 2026

Welcome Bonus of 35,000 Etihad Guest Miles

Verified 25 Aug 2026

New cardholders earn a one-time welcome bonus of 35,000 Etihad Guest Miles upon card issuance.

How often
Per event
How to use it
Applied automatically
Where
All emirates
“Earn a welcome bonus of 35,000 Etihad Guest Miles –one of the highest rewarding travel cards in the region!”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-gold-card · Last checked 25 Aug 2026

Hotel 1 benefit

Free Companion Ticket Voucher

Verified 24 Aug 2026

Earn a free companion ticket voucher to fly on Etihad Airways to any destination in any class of travel when annual spending threshold is met.

How often
Yearly
How to use it
Redeem on a website — Log into Etihad Guest account, select flight, add companion passenger, apply ADIB companion voucher at checkout
Caps and limits
Eligibility requires AED 150,000 eligible retail transaction posted in statement. Voucher validity: 12 months from date of issue. Subject to seat availability and blackout dates may apply.
Where
All emirates
“When you spend AED 150,000 or more with your ADIB Etihad Guest Gold Card, you will receive a free Companion Ticket Voucher”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-gold-card · Last checked 24 Aug 2026

Installments 1 benefit

Fee Installment Plan

Verified 25 Aug 2026

Pay with your ADIB Covered Card and split school/university fees into monthly instalments, anytime.

How often
Always on
How to use it
Triggered by paying with the card
Where
All emirates
“Pay with your ADIB Covered Card and access this ongoing feature to split school/university fees into monthly instalments, anytime”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-gold-card · Last checked 25 Aug 2026

Other 1 benefit

Fast Track to Etihad Guest Silver Tier

Verified 24 Aug 2026

Accelerated path to Etihad Guest Silver Tier membership upon completing a specified number of Etihad Airways flights within 12 months of card issuance.

How often
Per event
How to use it
Applied automatically — Complete 4 return Etihad Airways flights within 12 months of card issuance to earn Silver Tier status automatically
Caps and limits
Requirement: 4 return Etihad Airways flights within 12 months of card issuance
Where
All emirates
“When you complete 4 return flights on Etihad within 12 months of card issuance, you will be fast tracked to Etihad Silver Tier”

Source: https://www.adib.ae/en/personal/cards/etihad-guest-cards/adib-etihad-guest-visa-gold-card · Last checked 24 Aug 2026

Where this card sits

Questions

What is the annual fee on the Etihad Guest Visa Gold Card?

The Etihad Guest Visa Gold Card has a published annual fee of AED 1,050. This is a Shariah-compliant covered card funded by cash security deposit. The annual fee of AED 1,000 applies to the covered card version. Note (13) indicates ADIB Etihad Guest Self funded Card annual fee is AED 350, but the Covered Card fee stated is AED 1,000. As a covered card, no profit charges apply; monthly profit rate of 3.75% applies only to self-funded cards. No fee waiver spend threshold or minimum salary requirement is stated in the provided pages.

What benefits does the Etihad Guest Visa Gold Card include?

The Etihad Guest Visa Gold Card carries 7 verified benefits across 5 categories: Airport lounge, Cashback, Hotel, Installments, Other. Each is quoted from Abu Dhabi Islamic Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.