Bustan بستان
Exceed Visa Covered Card card
Abu Dhabi Islamic Bank

Exceed Visa Covered Card

Visa Standard Islamic — profit rate, not interest Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 99 a year AED 99/year (Covered Card Annual Fee)
Annual fee waived at
Not published
Minimum monthly salary
Not published
Profit rate
Not published

3 verified benefits

Quoted from Abu Dhabi Islamic Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Online shopping 2 benefits

Exceed Reward Points - International Spending

Verified 24 Aug 2026

Earn 1.5 Exceed Reward points for every AED 100 spent internationally (non-AED). Points redeemable instantly via mobile app.

How often
Always on
How to use it
Activate in the bank's app
Where
International
“1.5 Exceed Rewards(1) for every AED 100 (or equaivalent) spent internationally”

Source: https://www.adib.ae/en/personal/cards/exceed-cards/exceed-visa-covered-card · Last checked 24 Aug 2026

Exceed Reward Points - Specific Merchants

Verified 24 Aug 2026

Earn 0.125 Exceed Reward points for every AED 100 spent at specific merchants including supermarkets, government services, utilities, education, petrol stations, real estate agencies, public transportation, tolls, and charities.

How often
Always on
How to use it
Activate in the bank's app
Where
All emirates
“0.125 Exceed Reward for every AED 100 spent on Specific Merchants(2)”

Source: https://www.adib.ae/en/personal/cards/exceed-cards/exceed-visa-covered-card · Last checked 24 Aug 2026

Other 1 benefit

Roadside Assistance

Verified 24 Aug 2026

Free roadside assistance within UAE once per year. Service available by calling 600-542010.

How often
Yearly
How to use it
Call the concierge line
Caps and limits
Once per year
Where
All emirates
“Free Roadside Assistance within UAE once a year”

Source: https://www.adib.ae/en/personal/cards/exceed-cards/exceed-visa-covered-card · Last checked 24 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the Exceed Visa Covered Card?

The Exceed Visa Covered Card has a published annual fee of AED 99. AED 99/year (Covered Card Annual Fee)

What benefits does the Exceed Visa Covered Card include?

The Exceed Visa Covered Card carries 3 verified benefits across 2 categories: Online shopping, Other. Each is quoted from Abu Dhabi Islamic Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.