Exceed Visa Platinum Covered Card

Two free airport lounge visits per year globally for cardholders only. Access lounges worldwide through the LoungeKey app available on Apple and Android devices.

How often

2 uses a year

How to use it

Activate in the bank's app — Download LoungeKey app on Apple or Android device and access available airport lounges

Caps and limits

Limited to 2 free visits per year

Where

International

“2 free visits per year (for cardholders only)”

Source: https://www.adib.ae/en/personal/cards/exceed-cards/exceed-visa-platinum-covered-card · Last checked 24 Aug 2026

Earn Exceed Reward points on every AED 100 equivalent spent internationally (outside UAE) at a rate of 1.5 points per AED 100. Points can be redeemed instantly via the ADIB mobile app.

How often

Always on

How to use it

Activate in the bank's app — Redeem instantly via ADIB Mobile App for utility payments, retail or online shopping vouchers, flight purchases and hotel bookings

Caps and limits

Points valid for three years from date earned

Where

International

“1.5 Exceed Rewards* for every AED 100 (or equaivalent) spent internationally”

Source: https://www.adib.ae/en/personal/cards/exceed-cards/exceed-visa-platinum-covered-card · Last checked 24 Aug 2026

Earn Exceed Reward points on every AED 100 spent on retail purchases within the UAE at a rate of 0.5 points per AED 100. Points can be redeemed instantly via the ADIB mobile app for utility payments, shopping vouchers, flight purchases and more with no blackout dates or minimum threshold.

How often

Always on

How to use it

Activate in the bank's app — Redeem instantly via ADIB Mobile App for utility payments, retail or online shopping vouchers, flight purchases and hotel bookings

Caps and limits

Points valid for three years from date earned

Where

All emirates

“0.5 Exceed Rewards for every AED 100 spent within UAE”

Source: https://www.adib.ae/en/personal/cards/exceed-cards/exceed-visa-platinum-covered-card · Last checked 24 Aug 2026

Free roadside assistance service within the UAE, available once per year. Cardholders can call 600-542010 to avail the service.

How often

Yearly

How to use it

Call the concierge line — Call 600-542010 to book roadside assistance service

Caps and limits

Limited to once per year

Where

All emirates

“Free Roadside Assistance within UAE once a year”

Source: https://www.adib.ae/en/personal/cards/exceed-cards/exceed-visa-platinum-covered-card · Last checked 24 Aug 2026