ADIB Marriott Bonvoy Visa Infinite Covered Card

Principal cardholder receives 15 Elite Night Credits within 60 days of card opening, and 15 additional credits annually on or before March 31, credited to Marriott Bonvoy Member Account for use towards Elite Status achievement.

How often

15 uses a year

How to use it

Applied automatically — Credits automatically credited to Marriott Bonvoy Member Account within specified timeframe; cardholder applies them toward Marriott Bonvoy Elite Status milestones.

Caps and limits

15 Elite Night Credits received within 60 days of card opening; then 15 annually on or before March 31. Card Account must be active and in good standing.

Exclusions

Supplementary cardholders not eligible for Elite Night Credits.

Where

All emirates

“The Principal Cardholder will receive 15 Elite Night Credits credited to their Marriott Bonvoy Member Account within 60 days following Card Account opening date”

Source: https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf · Last checked 1 Oct 2026

Principal cardholder receives one Free Night Award annually redeemable for a one-night stay in a standard guest room at participating Marriott Bonvoy hotels up to the award's point value (up to 85,000 Marriott Bonvoy Points), valid for 12 months from issuance.

How often

Yearly

How to use it

Redeem on a website — Cardholder must log into Marriott Bonvoy Member Account and apply for Free Night Award during booking; award valid for standard room only, subject to availability.

Caps and limits

One Free Night Award per card year, redeemable up to 85,000 Marriott Bonvoy Points value. Award expires 12 months after issuance and cannot be extended, transferred, or exchanged.

Exclusions

Supplementary cardholders not eligible. Award valid for standard room only; does not include resort fees or third-party services. Award cannot be combined with cash or exchanged for points.

Where

All emirates

“the Principal Cardholder will receive an Annual Free Night Award redeemable within 12 months from issuing the Free Night Award”

Source: https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf · Last checked 1 Oct 2026

Cardholder receives complimentary Marriott Bonvoy Gold Elite status upon card account opening and each card anniversary, providing benefits such as enhanced room upgrades, late checkout, and 25% more points on hotel stays.

How often

Yearly

How to use it

Applied automatically — Status automatically applied to Marriott Bonvoy account linked to card account within 8 weeks of card opening.

Caps and limits

Benefit valid as long as Card is active and in good standing; expires at end of Marriott Bonvoy Program year upon card cancellation.

Exclusions

Supplementary cardholders not eligible for this benefit.

Where

All emirates

“The Principal Cardholder will receive Marriott Bonvoy Gold Elite status upon Card Account opening date”

Source: https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf · Last checked 1 Oct 2026

Cardholder earns 8 Marriott Bonvoy Points per USD 1 spent directly at Marriott participating hotels and branded retail, 4 points per USD 1 on international spend (outside UAE, non-EEA), 3 points per USD 1 on domestic UAE spend, 1.5 points per USD 1 on EEA spend, and 0.5 points per USD 1 at specific merchants.

How often

Always on

How to use it

Applied automatically — Points credited by ADIB via Marriott to Marriott Bonvoy Member Account within 8 weeks after end of each month, subject to meeting qualifying expenditure.

Caps and limits

Points earned on qualifying expenditure limited to card limit. Transactions exceeding card limit do not earn points. Non-qualifying transactions: cash withdrawals, travelers cheques, finance/fees, card payments, balance transfers, security brokers, cash transactions.

Exclusions

Supplementary cardholder points credited to principal cardholder's account. Points not earned on non-qualifying expenditures or transactions above card limit.

Where

All emirates

“The Cardholder will earn 8 Marriott Bonvoy Points per USD 1 spent on Qualifying Expenditures charged on the Cardholder's Card when charged directly with Participating Hotels”

Source: https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf · Last checked 1 Oct 2026

Principal cardholder receives USD 100 credit (approximately AED 367) towards qualifying purchases during paid stays of 2+ nights at The Ritz-Carlton or St. Regis when booking at member rate and paying with the card.

How often

Per event

How to use it

Applied automatically — Credit automatically applied to hotel bill at checkout when booking at Member rate "USD 100 Property Credit, Luxury Credit Card Rate" and paying with card at The Ritz-Carlton or St. Regis.

Caps and limits

USD 100 per booking on qualifying charges (dining, recreational activities not managed by third party). Not valid on room rate, taxes, gratuities, or third-party services. Credit must be used during original reservation; no carryover to consecutive stays. One credit per booking only.

Exclusions

Supplementary cardholders not eligible. Not applicable to packages, group rates, or negotiated rates. Excludes resort fees, room charges, taxes, service charges, and third-party merchant purchases.

Where

All emirates

“Receive a US$100 credit for in-hotel qualifying purchases during a paid stay of two nights or more”

Source: https://www.adib.ae/en/personal/cards/marriott-cards/marriott-bonvoy-visa-infinite-card · Last checked 7 Sep 2026

Principal cardholder receives 100,000 bonus Marriott Bonvoy Points upon card issuance, plus an additional 50,000 points after spending USD 15,000 on qualifying expenditures within first 90 days.

How often

Per event

How to use it

Applied automatically — 100,000 points credited on card issuance; additional 50,000 points credited within 8 weeks after end of month in which USD 15,000 spend threshold is achieved.

Caps and limits

One-time welcome offer; 100,000 points on issuance, 50,000 additional points after USD 15,000 qualifying spend in first 90 days. Card Account must not be closed or delinquent at time of fulfillment.

Exclusions

Supplementary cardholders not eligible for welcome bonus. Points forfeited if cardholder cancels card and reapplies for any Marriott Bonvoy ADIB Visa Card.

Where

All emirates

“the Principal Cardholder will receive 100,000 bonus Marriott Bonvoy Points”

Source: https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf · Last checked 1 Oct 2026