Quoted from Abu Dhabi Islamic Bank's published terms. Anything we could not match to the
issuer's own words is not listed.
Hotel
2
benefits
10 Elite Night Credits Annual Award
Verified 1 Oct 2026
Annual award of 10 Elite Night Credits toward Marriott Bonvoy Elite status achievement, credited within 8 weeks of card opening and annually on or before March 31.
- How often
- 10 uses a year
- How to use it
-
Applied automatically
- Exclusions
- This Elite Night Credits benefit is only available to the Principal Cardholder. Supplementary Cardholders are not eligible.
- Where
-
All emirates
“The Principal Cardholder will receive 10 Elite Night Credits credited to their Marriott Bonvoy Member Account within 8 weeks following Card Account opening date.”
Source:
https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf
· Last checked 1 Oct 2026
Earn Marriott Bonvoy Points on Qualifying Expenditures
Verified 1 Oct 2026
Earn 3 Marriott Bonvoy points per USD 1 spent at Marriott hotels, 2 points per USD 1 on international spend, 1.5 points on domestic UAE spend, and lower rates on other categories.
- How often
- Always on
- How to use it
-
Redeem on a website
- Exclusions
- Marriott Bonvoy Points shall not be earned on cash withdrawals, traveller cheques, finance fees, card payments, balance transfers, security broker transactions, or transactions above card limit.
- Where
-
International
“The Cardholder will earn 3 Marriott Bonvoy Points per USD 1 or equivalent spent on Qualifying Expenditures charged on the Cardholder's Card when charged directly with Participating Hotels”
Source:
https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf
· Last checked 1 Oct 2026
Other
4
benefits
50,000 Welcome Bonus Marriott Bonvoy Points
Verified 1 Oct 2026
One-time welcome bonus of 50,000 Marriott Bonvoy points upon card approval and first qualifying expenditure.
- How often
- Per event
- How to use it
-
Redeem on a website
- Exclusions
- Supplementary Cardholders are not eligible to receive the Welcome Bonus Offer. Benefit not repeated if card is cancelled and reapplied.
- Where
-
All emirates
“As a one-time offering, the Principal Cardholder will receive 50,000 Marriott Bonvoy Points (the "Welcome Bonus Offer")”
Source:
https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf
· Last checked 1 Oct 2026
Card Renewal Bonus Points
Verified 1 Oct 2026
Annual anniversary bonus of 35,000 Marriott Bonvoy points credited each card account anniversary year.
- How often
- Yearly
- How to use it
-
Redeem on a website
- Exclusions
- Supplementary Cardholders are not eligible for the Anniversary Bonus Points benefit.
- Where
-
All emirates
“Starting with the first Card Account anniversary date, the Principal Cardholder will receive an Anniversary Bonus of 35,000 Marriott Bonvoy Points each year.”
Source:
https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf
· Last checked 1 Oct 2026
Marriott Bonvoy Silver Elite Status
Verified 1 Oct 2026
Complimentary Marriott Bonvoy Silver Elite status providing 10% more points on hotel stays, priority late checkout, complimentary Wi-Fi, and other elite member benefits.
- How often
- Yearly
- How to use it
-
Applied automatically
- Exclusions
- Supplementary Cardholders are not eligible for this complimentary Marriott Bonvoy Silver Elite Status benefit.
- Where
-
All emirates
“The Primary Cardholder will receive Marriott Bonvoy Silver Elite status upon Card Account opening date and on each Card Account Anniversary as a Cardholder.”
Source:
https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf
· Last checked 1 Oct 2026
Path to Marriott Bonvoy Gold Elite Status
Verified 1 Oct 2026
Eligibility to achieve Marriott Bonvoy Gold Elite status by spending USD 15,000 on qualifying expenditures during card anniversary year, unlocking 25% more points and enhanced benefits.
- How often
- Yearly
- How to use it
-
Applied automatically
- Caps and limits
- Requires USD 15,000 annual spend on card
- Exclusions
- Supplementary Cardholders are not eligible for this path to Marriott Bonvoy Gold Elite Status benefit.
- Where
-
All emirates
“During each Card Account Anniversary, if the Principal Cardholder spends USD 15,000 (or equivalent) in Qualifying Expenditures, the Principal Cardholder will receive Marriott Bonvoy Gold Elite Status.”
Source:
https://www.adib.ae/-/media/project/adib/adibsite/docs/personal/cards/adib-covered-cards-terms-and-conditions.pdf
· Last checked 1 Oct 2026
