Smiles Visa Signature Card

Cardholders enjoy unlimited complimentary access to airport lounges worldwide via Visa Airport Companion app. Download the app to explore available lounges and access premium airport facilities.

How often

Always on

How to use it

Activate in the bank's app — Download Visa Airport Companion App and access available lounges worldwide

Where

International

“Download 'Visa Airport Companion App' (VAC) app on your Apple or Android device today and explore the Airport lounges available for you worldwide.”

Source: https://www.adib.ae/en/personal/cards/smiles-covered-cards/adib-smiles-visa-signature-card · Last checked 24 Aug 2026

Shop at selected merchants and pay back in easy installment terms of 3, 6, 9, or 12 months with 100% waiver of Murabaha Monthly Profit and no processing fees.

How often

Per event

How to use it

Call the concierge line — Call 600 543216 to arrange Easy Installment Plan

Caps and limits

Available at selected merchants only

Where

All emirates

“100% waiver of Murabaha Monthly Profit and no processing fees by calling 600 543216.”

Source: https://www.adib.ae/en/personal/cards/smiles-covered-cards/adib-smiles-visa-signature-card · Last checked 24 Aug 2026

Complimentary 90-day subscription to Smiles Unlimited, plus 10,000 Smiles points as quarterly bonus subject to meeting AED 25,000 spend criteria each quarter. Benefits include Buy 1 Get 1 offers, free delivery on food and grocery orders, and waived home service fees.

How often

Quarterly

How to use it

Applied automatically

Caps and limits

AED 25,000 spend per quarter required to earn bonus

Where

All emirates

“10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter”

Source: https://www.adib.ae/en/personal/cards/smiles-covered-cards/adib-smiles-visa-signature-card · Last checked 24 Aug 2026

24-hour concierge service providing ADIB Covered Cardholders with personalized travel assistance including flight and hotel bookings, hotel transfers, car hire, and tourist activity arrangements.

How often

Always on

How to use it

Call the concierge line — Contact 24-hour concierge for travel arrangement assistance

Where

All emirates

“The 24-hour concierge provides ADIB Covered Cardholders with a personaltravel assistant.”

Source: https://www.adib.ae/en/personal/cards/smiles-covered-cards/adib-smiles-visa-signature-card · Last checked 24 Aug 2026

Comprehensive roadside assistance service with unlimited city limit towing, inter-emirate towing up to 3 times per year, jump start, flat tyre, lock-out services, fuel delivery, and vehicle registration service assistance.

How often

Always on

How to use it

Call the concierge line — Call 600-542010 to avail roadside assistance services

Caps and limits

Inter-emirate towing limited to 3 times per year

Where

All emirates

“Free Unlimited City Limit Towing Services,Inter Emirate Towing limited to 3 times in a year, Jump Start Services, Flat Tyre Service,Lock Out Service Free Fuel Delivery Service”

Source: https://www.adib.ae/en/personal/cards/smiles-covered-cards/adib-smiles-visa-signature-card · Last checked 24 Aug 2026

Protection against unauthorized transactions or fraudulent use of card by third parties, with reimbursement coverage for Visa Signature cardholders.

How often

Always on

How to use it

Applied automatically

Caps and limits

USD 2,500 per occurrence with USD 4,000 annual aggregate limit

Where

All emirates

“This insurance benefit will provide reimbursement up to USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature Cardholders.”

Source: https://www.adib.ae/en/personal/cards/smiles-covered-cards/adib-smiles-visa-signature-card · Last checked 24 Aug 2026

Medical and travel assistance services providing worldwide support during travel.

How often

Yearly

How to use it

Call the concierge line

Where

International

“You can now travel the world with ease knowing that you will always have the assistance you deserve.”

Source: https://www.adib.ae/en/personal/cards/smiles-covered-cards/adib-smiles-visa-signature-card · Last checked 24 Aug 2026

Travel insurance covering cardholder, spouse, and up to 5 children (age limit 75 per individual) including medical cover, personal cover, and travel inconvenience cover.

How often

Yearly

How to use it

Applied automatically

Caps and limits

Covers cardholder, spouse, and up to 5 children with age limit of 75 years per individual

Where

International

“Multi-trip travel cover* The card covers you, your spouse and up to 5 children (age limit of 75 per individual), while travelling.”

Source: https://www.adib.ae/en/personal/cards/smiles-covered-cards/adib-smiles-visa-signature-card · Last checked 24 Aug 2026

Complimentary valet parking at selected partner locations, with 4 free visits every month.

How often

4 uses a month

How to use it

Applied automatically — Show your ADIB Smiles Visa Signature Card at the standard valet parking desk

Caps and limits

Available at selected locations only

Where

All emirates

“get 4 complimentary visits every month at selected locations”

Source: https://www.adib.ae/en/personal/cards/smiles-covered-cards/adib-smiles-visa-signature-card · Last checked 24 Aug 2026