Platinum Credit Card

Complimentary airport lounge access up to 4 times per year. Access is activated upon making an international spend of USD 1 or its local equivalent.

How often

4 uses a year

How to use it

Activate in the bank's app — Make an international spend of USD 1 or its local equivalent to activate this feature. Access via Mastercard travel pass app

Caps and limits

4 per year limit

Where

All emirates

“Airport Lounge Access Yes Make an international spend of USD 1 or its local equivalent to activate this feature. 4 per year App Reg: Mastercard travel pass app”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

Earn reward points on all credit card spends at 0.735 points per 1 USD, equivalent to 1% cashback with no maximum cap. Points can be redeemed for cashback or various offers.

How often

Always on

How to use it

Redeem on a website — Points earned on all spends and can be converted to cashback or redeemed for flights, hotels, or shopping offers via the rewards program.

Caps and limits

No maximum cap on points earning

Where

All emirates

“0.735 pts per 1 US$ - International spends 0.735 pts per 1 US$ - Local spends (Equivalent to %1 Cashback) NO MAX CAP”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

Complimentary access to Costa at Dubai Airports with up to 2 items from a pre-determined food/drink list per transaction.

How often

2 uses a year

How to use it

Applied automatically — Redeem up to 2 items from pre-determined food/drink list at Costa locations in Dubai Airports

Caps and limits

Up to 2 items from pre-determined list per transaction

Where

Dubai

“Costa (Dubai Airports) Yes Up to 2 items from a pre-determined food/ drink list”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

Access to 2 for 1 offers throughout the Middle East across fine dining and activities through Priceless Specials program.

How often

Always on

How to use it

Redeem in a partner app — Access offers throughout Middle East across fine dining and activities

Where

All emirates

“Priceless Specials 2 for 1 offers Yes Offers throughout Middle East across fine dining & activities”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

20% discount on 1 food or grocery delivery order per month via Talabat using promo code MASTERCARD.

How often

Monthly

How to use it

Voucher code — Use promo code MASTERCARD on Talabat app for 20% discount on food or grocery delivery orders

Caps and limits

1 food or grocery delivery order per month

Where

All emirates

“Talabat Food & Grocery Delivery 20% on 1 food or grocery delivery orders per month Promo Code: MASTERCARD”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

Complimentary 1-week Lingokids Plus membership and 50% discount on subsequent memberships for unlimited time using coupon code MASTERCARD50. Also 25% discount on annual 4K Pack membership with access to 200,000+ hours of content across 18+ languages.

How often

Per event

How to use it

Voucher code — Use coupon code MASTERCARD50 for 50% off Lingokids Plus memberships. Use promo code Z5MASTERCARD for 25% off 4K Pack.

Caps and limits

1-week complimentary membership; 50% discount on subsequent memberships available for unlimited time

Where

All emirates

“Lingokid Get a 1-week complimentary Lingokids Plus memberships and a 50% discount on subsequent memberships for an unlimited time.Coupon code MASTERCARD50”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

Cardholders receive up to 7% wallet credit on their next booking through Booking.com, credited to Booking.com wallet within 70 days using promo code Mastercard.

How often

Always on

How to use it

Voucher code — Use promo code Mastercard at Booking.com checkout. Cashback credited to Booking.com wallet within 70 days.

Caps and limits

Up to 7% wallet credit

Where

All emirates

“Booking.com Cardholders now receive up to 7% wallet credit on their next booking Use promo code: Mastercard at checkout”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

Free premium membership for 2 years, complimentary account set-up, 30% off shipping in the first month and 20% off shipping for the remainder of the 2-year membership period.

How often

Per event

How to use it

Redeem on a website — Activate free premium membership and apply discount code at checkout for US shipping purchases

Caps and limits

Valid for 2 years membership period

Where

All emirates

“My US Premium Shipping discount Yes Free premium membership for 2 years, free account set-up, 30% off shipping in first month & 20% off for the remainder 2 yrs. membership”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

30-day free trial of ExpressVPN followed by up to 61% discount on 12 or 24-month plans, plus 4 extra months free.

How often

Yearly

How to use it

Redeem on a website — Sign up for ExpressVPN with 30-day free trial and apply discount code for 12 or 24-month plan enrollment

Caps and limits

Up to 61% discount on 12 or 24-month plans plus 4 extra months free

Where

All emirates

“ExpressVPN 30-day free trial, followed by up to 61% off a 12 or 24-month plan, plus 4 extra months free.”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

50% discount on Shahid VIP monthly package subscription.

How often

Monthly

How to use it

Voucher code — Apply discount code at Shahid checkout for VIP monthly package renewal

Where

All emirates

“Shahid 50% off on VIP monthly package”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

12% discount on Express Class and Business First tickets between London Paddington and Heathrow Airport using promo code Mcard12 at checkout.

How often

Always on

How to use it

Voucher code — Use promo code Mcard12 at Heathrow Express checkout for discount on Express Class and Business First tickets

Caps and limits

12% discount on eligible tickets

Where

International

“Heathrow Express 12% off on Express Class and Business First tickets between London Paddington and Heathrow Airport. Use promo code: Mcard12 at checkout”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026

Up to 20% discount on flight and hotel bookings through Trip.com using code at checkout.

How often

Always on

How to use it

Voucher code — Book flights and hotels on Trip.com and apply discount code at checkout for up to 20% savings

Caps and limits

Up to 20% discount

Where

All emirates

“Trip.com Yes Up to 20% off on flight and hotel bookings”

Source: https://almasraf.ae/personal-banking/personal-card/platinum · Last checked 25 Aug 2026