Blue from American Express

Immediate family members over 12 years old can be issued supplementary cards at no additional cost, extending all primary card benefits to them.

How often

Yearly

How to use it

Redeem on a website — Enroll family members through card account

Exclusions

Must be immediate family members over 12 years old

Where

All emirates

“Any of your immediate family members who are over 12 years old can enjoy the same benefits”

Source: https://www.americanexpress.ae/en-ae/cards/blue-from-american-express/ · Last checked 24 Aug 2026

Earn up to 1% cash back on eligible purchases including groceries, dining, and international holidays. Minimum payment must be made on time. Cash back excludes cash withdrawals, interest, fees, balance transfers, and spending exceeding credit limit.

How often

Always on

How to use it

Applied automatically

Caps and limits

Not payable on cash withdrawals, interest, fees, balance transfers, or spending exceeding credit limit

Exclusions

cash withdrawals, interest, fees, balance transfers

Where

All emirates

“you will receive up to 1% Cash Back from your daily groceries, dining, and international holidays”

Source: https://www.americanexpress.ae/en-ae/cards/blue-from-american-express/ · Last checked 24 Aug 2026

Spread the cost of purchases into monthly installments with flexible terms of 3, 6, 9, or 12 months. Clear upfront costs with low interest and no additional surprise fees. Cardholders continue to earn rewards on installment purchases.

How often

Per event

How to use it

Activate in the bank's app — Choose installment option when making purchase

Caps and limits

Available in 3, 6, 9, or 12 month terms

Where

All emirates

“Spread the cost of your purchases into monthly instalments. Choose to split your instalments conveniently between 3, 6, 9, or 12 months”

Source: https://www.americanexpress.ae/en-ae/cards/blue-from-american-express/ · Last checked 24 Aug 2026

Instant issuance of virtual cards for online shopping and digital wallet compatibility. Cardholders can create up to 6 virtual cards (1 for primary, up to 5 for supplementary cardmembers) at no extra cost. Each card has customizable spending limits for enhanced security.

How often

Always on

How to use it

Activate in the bank's app — Set up virtual cards in a few steps under existing card account

Caps and limits

Up to 6 virtual cards maximum

Where

All emirates

“You can get up to 6 Virtual Cards at no extra cost; 1 for you and up to 5 for your Supplementary Cards”

Source: https://www.americanexpress.ae/en-ae/cards/blue-from-american-express/ · Last checked 24 Aug 2026

Protection against fraudulent charges on the American Express Blue Card. Cardmember is not held responsible for fraudulent charges provided reasonable care is taken to protect account details, PIN, and devices.

How often

Always on

How to use it

Applied automatically

Where

All emirates

“you won't be held responsible for any fraudulent charges on your American Express Blue Card”

Source: https://www.americanexpress.ae/en-ae/cards/blue-from-american-express/ · Last checked 24 Aug 2026

Comprehensive worldwide travel insurance coverage for cardholders and supplementary cardmembers up to AED 20,000.

How often

Yearly

How to use it

Applied automatically

Where

International

“protect you and your Supplementary Cardmembers with comprehensive worldwide travel insurance coverage for up to 20,000”

Source: https://www.americanexpress.ae/en-ae/cards/blue-from-american-express/ · Last checked 24 Aug 2026