Gold Card

Complimentary access to Priority Pass airport lounges for the cardholder and up to 1 eligible Supplementary Cardmember. 8 complimentary visits per annum per cardholder (plus 8 visits per eligible Supplementary Cardmember). Additional visits charged at USD 35 per person.

How often

8 uses a year

How to use it

Activate in the bank's app — Enrol Gold Card and eligible Supplementary Cardmember via Amex MENA app or Online Services. Access lounges through Priority Pass Mobile App.

Caps and limits

8 complimentary visits per annum per cardholder. Incremental fee of USD 35 per person for visits exceeding the limit or for accompanying guests.

Exclusions

Supplementary Cardmembers under age 18 cannot benefit from lounge access.

Where

International

“8 complimentary visits per annum to Priority Pass™ lounges.”

Source: https://www.americanexpress.ae/en-ae/cards/the-american-express-gold-card/ · Last checked 24 Aug 2026

Exclusive partnership with Unravel travel platform offering up to 50% savings on 3.5 million hotel stays globally and 10% off all bookings site-wide when paying with American Express Gold Card.

How often

Always on

How to use it

Redeem on a website — Explore and book through Unravel platform. Savings automatically applied at checkout when paying with American Express Gold Card. Use Aide AI assistant to discover hotels tailored to preferences.

Caps and limits

Up to 50% savings on participating hotel stays; 10% off all site-wide bookings.

Where

International

“Save up to 50% on all 3.5 million hotel stays globally 10% off all bookings, site-wide”

Source: https://www.americanexpress.ae/en-ae/cards/the-american-express-gold-card/ · Last checked 24 Aug 2026

Earn 1 Membership Rewards point for every US$1 spent on eligible purchases with the Gold Card. Points are redeemable across airline and hotel partners, merchandise, fashion, electronics and more.

How often

Always on

How to use it

Redeem on a website — Redeem points through airline and hotel partners, merchandise brands, or via Pay with Points at checkout for online purchases and on mobile app

Where

All emirates

“Earn 1 point for every dollar you spend on eligible purchases.”

Source: https://www.americanexpress.ae/en-ae/cards/the-american-express-gold-card/ · Last checked 24 Aug 2026

Round-the-clock global assistance service providing help and support to cardholders and Supplementary Cardmembers when travelling outside the UAE.

How often

Always on

How to use it

Call the concierge line — Contact Global Assist 24/7 when travelling outside the UAE for help and support.

Exclusions

Available only when travelling outside the UAE.

Where

International

“Global assist provides 24/7 help whenever you are travelling outside the UAE.”

Source: https://www.americanexpress.ae/en-ae/cards/the-american-express-gold-card/ · Last checked 24 Aug 2026

Ability to create up to 6 virtual cards (1 for primary cardholder and up to 5 for Supplementary Cardmembers) at no extra cost for online shopping and digital wallet payments.

How often

6 uses, always on

How to use it

Applied automatically — Virtual cards can be set up in a few steps under the existing Card Account. Set spending limits for each virtual card. Add virtual cards to digital wallets for contactless payments.

Caps and limits

Up to 6 virtual cards total: 1 for primary cardholder and up to 5 for Supplementary Cardmembers at no extra cost.

Where

All emirates

“You can get up to 6 Virtual Cards at no extra cost; 1 for you and up to 5 for your Supplementary Cards”

Source: https://www.americanexpress.ae/en-ae/cards/the-american-express-gold-card/ · Last checked 24 Aug 2026

Fraud protection guarantee that protects cardholders from fraudulent charges. Cardholders are not held responsible for unauthorized transactions provided they take reasonable care to protect account details and security information.

How often

Always on

How to use it

Applied automatically — Fraud protection is automatic. If fraudulent charges occur, cardholders are not held responsible provided they took reasonable care to protect their Account details, PIN, and devices.

Exclusions

Cardholder must have taken reasonable care to protect account details, PIN, and any device on which account information is stored.

Where

All emirates

“you won't be held responsible for any fraudulent charges, provided you've taken reasonable care”

Source: https://www.americanexpress.ae/en-ae/cards/the-american-express-gold-card/ · Last checked 24 Aug 2026

Comprehensive retail protection insurance for purchases made with the Gold Card, covering the cardholder and Supplementary Cardmembers up to USD 1,500.

How often

Yearly

How to use it

Applied automatically — Coverage applies automatically to retail purchases. Cardmembers can submit and track claims online using policy number AMEX19.

Caps and limits

Coverage limit: up to USD 1,500.

Where

All emirates

“Retail Protection Insurance of up to US$ 1,500”

Source: https://www.americanexpress.ae/en-ae/cards/the-american-express-gold-card/ · Last checked 24 Aug 2026

Travel inconvenience insurance coverage for the cardholder and Supplementary Cardmembers up to USD 1,000 for travel-related inconveniences.

How often

Yearly

How to use it

Applied automatically — Coverage applies automatically. Claims can be submitted and tracked online using policy number AMEX19.

Caps and limits

Coverage limit: up to USD 1,000.

Where

International

“Travel Inconvenience Insurance of up to US$ 1,000”

Source: https://www.americanexpress.ae/en-ae/cards/the-american-express-gold-card/ · Last checked 24 Aug 2026

Comprehensive travel accident insurance coverage for the cardholder and Supplementary Cardmembers up to USD 350,000.

How often

Yearly

How to use it

Applied automatically — Coverage applies automatically. Cardmembers can submit and track claims status online using policy number AMEX19.

Caps and limits

Coverage limit: up to USD 350,000.

Where

International

“Travel Accident Insurance of up to US$ 350,000”

Source: https://www.americanexpress.ae/en-ae/cards/the-american-express-gold-card/ · Last checked 24 Aug 2026