Gold Credit Card (1% Money Back)

Complimentary global lounge access with Priority Pass for up to 5 visits per annum with primary cardholder and 1 supplementary cardmember to more than 1,700 lounges across 145 countries.

How often

5 uses a year

How to use it

Redeem in a partner app — Enrol your Moneyback Credit Card and eligible Supplementary Cardmember(s) via the Amex MENA app or Online Services.

Caps and limits

5 complimentary visits per annum; incremental fees of US$ 35 per person apply for additional visits

Exclusions

Supplementary Cardmembers under the age of 18 years will not be able to benefit from the Priority Pass lounge access

Where

International

“5 complimentary visits per annum to Priority Pass™ lounges. Access to more than 1,700 lounges across 145 countries.”

Source: https://www.americanexpress.ae/en-ae/cards/1-moneyback-gold-credit-card/ · Last checked 24 Aug 2026

Supplementary cards for immediate family members over 12 years old are complimentary, allowing them to enjoy the same moneyback card benefits.

How often

Yearly

How to use it

Applied automatically

Caps and limits

Any immediate family members over 12 years old

Exclusions

Supplementary Cardmembers under the age of 12 years

Where

All emirates

“Any of your immediate family members who are over 12 years old can enjoy the same Moneyback Card benefits.”

Source: https://www.americanexpress.ae/en-ae/cards/1-moneyback-gold-credit-card/ · Last checked 24 Aug 2026

Earn 1% moneyback on all purchases made with the card, up to the assigned monthly credit limit for cardholders and supplementary cardmembers.

How often

Always on

How to use it

Applied automatically

Caps and limits

Up to the assigned monthly credit limit

Where

All emirates

“1% Moneyback on all purchases made with your Moneyback Credit Card, up to the assigned monthly credit limit”

Source: https://www.americanexpress.ae/en-ae/cards/1-moneyback-gold-credit-card/ · Last checked 24 Aug 2026

Items purchased with the card are insured against theft, loss, or accidental damage for up to 90 days.

How often

Per event

How to use it

Applied automatically — You can easily submit and track your claims status online.

Caps and limits

Items insured for up to 90 days against theft, loss, or accidental damage

Where

International

“Items bought with your 1% Moneyback Gold Credit Card are insured for up to 90 days against theft, loss, or accidental damage.”

Source: https://www.americanexpress.ae/en-ae/cards/1-moneyback-gold-credit-card/ · Last checked 24 Aug 2026

Comprehensive travel accident insurance coverage for eligible cardholders and supplementary cardmembers.

How often

Yearly

How to use it

Applied automatically

Caps and limits

Coverage up to 350,000

Where

International

“Travel Accident Insurance of up to 350,000”

Source: https://www.americanexpress.ae/en-ae/cards/1-moneyback-gold-credit-card/ · Last checked 24 Aug 2026