Quoted from Arab Bank UAE's published terms. Anything we could not match to the
issuer's own words is not listed.
Airport lounge
1
benefit
Complimentary airport lounge access at up to 1,200 lounges (DragonPass / Mastercard Travel Pass)
Verified 24 Aug 2026
Complimentary access to up to 1,200 airport lounges worldwide with DragonPass and Mastercard, including business facilities, refreshments and snacks. Cardholders receive one complimentary lounge access/airport dining offer before meeting the spend requirement; each qualifying cross-border transaction of at least USD 1 unlocks 3 calendar months of complimentary access, subject to a yearly cap based on card tier.
- How often
- Yearly
- How to use it
-
Redeem in a partner app — Download the Mastercard Travel Pass app, register your Arab Bank Mastercard, then show the QR code via "Access Lounge" on the "Members Access" page (or show the Membership Number) at the lounge.
- Caps and limits
- Yearly cap based on card tier; minimum USD 1 (or local equivalent) cross-border transaction unlocks 3 calendar months of access; one complimentary access granted before meeting the spend requirement.
- Exclusions
- Each cardholder, primary and supplementary, must show their individual QR code to avoid guest charges; DragonPass terms and conditions apply.
- Where
-
International, All emirates
“Enjoy complimentary access to up to 1,200 airport lounges, access to business facilities and complimentary refreshments and snacks with Dragon Pass and Mastercard.”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Annual fee waiver
2
benefits
Free SMS alert service on card transactions
Verified 24 Aug 2026
Complimentary SMS alert service keeping the cardholder updated on all card transactions, at no charge.
- How often
- Always on
- How to use it
-
Applied automatically — Alerts are sent automatically to the mobile number registered with Arab Bank.
- Where
-
All emirates
“Free SMS alert service to keep you updated on all your card transactions”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Free account management via Internet, Phone Banking and Arabi Mobile
Verified 24 Aug 2026
Manage the credit card account free of charge through Internet Banking, Phone Banking and the "Arabi Mobile" service, with card payments settled through these direct banking channels and ATMs.
- How often
- Always on
- How to use it
-
Activate in the bank's app — Use Arabi Online, Arabi Mobile, Phone Banking or ATMs to manage and pay the credit card account.
- Where
-
All emirates
“Manage your credit card account through the Internet and Phone Banking, and “Arabi Mobile” services for free”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Dining
2
benefits
20% off one Talabat order per month
Verified 24 Aug 2026
20% off one order per month on the Talabat app using the promo code "Mastercard" and paying with the Mastercard.
- How often
- Monthly
- How to use it
-
Voucher code — Apply the promo code "Mastercard" on the Talabat app and pay with your Mastercard.
- Caps and limits
- Limited to 1 order per month.
- Where
-
All emirates
“20% off 1 order per month on the Talabat app using the promo code “Mastercard”.”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Up to 4 complimentary Costa food/drink items at Dubai airports
Verified 24 Aug 2026
Up to 4 complimentary food and/or drink items from Costa when travelling from an airport in Dubai, redeemed through the Mastercard Travel Pass app.
- How often
- 4 uses a year
- How to use it
-
Redeem in a partner app — Download the Mastercard Travel Pass App from Google Play or the Apple Store and redeem the complimentary coffee or food item at Costa.
- Caps and limits
- Up to 4 items; only when travelling from an airport in Dubai.
- Where
-
Dubai
“Up to 4 complimentary food and/or drink items from Costa when traveling from an airport in Dubai.”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Hotel
3
benefits
15% discount at IHG Hotels & Resorts
Verified 24 Aug 2026
15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when booking at ihg.com/mastercardoffer.
- How often
- Always on
- How to use it
-
Redeem on a website — Book at http://www.ihg.com/mastercardoffer with your Mastercard.
- Caps and limits
- Valid at IHG properties across Europe, Maldives, India, Middle East & Africa.
- Exclusions
- Terms & Conditions apply.
- Where
-
International, All emirates
“15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book at http://www.ihg.com/mastercardoffer.”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Up to 20% off flights and hotels on Trip.com
Verified 24 Aug 2026
Up to 20% off flight and hotel bookings made on Trip.com with the Mastercard via trip.com/mastercard.
- How often
- Always on
- How to use it
-
Redeem on a website — Book at www.trip.com/mastercard using your Mastercard.
- Caps and limits
- Stated as "up to 20%".
- Where
-
International, All emirates
“Up to 20% off flights and hotels bookings on Trip.com with your Mastercard card and enjoy your next trip! www.trip.com/mastercard”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Up to 7% back on Booking.com stays
Verified 24 Aug 2026
Up to 7% with Mastercard when booking your next hotel stay on Booking.com through Booking.com's Mastercard landing page.
- How often
- Always on
- How to use it
-
Redeem on a website — Book via Booking.com's Mastercard landing page and pay with your Mastercard.
- Caps and limits
- Stated as "up to 7%"; must book through Booking.com's Mastercard landing page.
- Where
-
International, All emirates
“Up to 7% with Mastercard when booking your next stay on booking.com through booking.com’s Mastercard landing page.”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Installments
3
benefits
Easy Payment Plan from as low as 1%
Verified 24 Aug 2026
Convert purchases into easy installments through the Easy Payment Plan at a rate starting from as low as 1%.
- How often
- Always on
- How to use it
-
Call the concierge line — Contact Arab Bank's Customer Care Center to convert eligible purchases into an Easy Payment Plan.
- Where
-
All emirates, International
“Convenient Easy Payment Plan starting from as low as 1%”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Flexible repayment options and 24-hour customer contact centre
Verified 24 Aug 2026
Flexible repayment instructions of 5%, 25%, 50% or 100% of the balance, together with access to a 24-hour Customer Contact Center.
- How often
- Always on
- How to use it
-
Call the concierge line — Set repayment instructions with Arab Bank or call the 24-hour Customer Contact Center.
- Caps and limits
- Repayment options limited to 5%, 25%, 50% or 100% of the balance.
- Where
-
All emirates
“Flexible repayment instructions including: 5%, 25%, 50%, or 100% of the balance”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Up to 52 days interest-free grace period on retail purchases
Verified 24 Aug 2026
Cardholders enjoy a grace period of interest-free credit on retail purchases of up to 52 days.
- How often
- Always on
- How to use it
-
Applied automatically — Applies automatically to retail purchases when the statement balance is settled in full.
- Caps and limits
- Grace period of up to 52 days; retail purchases only.
- Exclusions
- Does not apply to cash advances.
- Where
-
All emirates
“Grace period of interest-free credit on retail purchases up to 52 days”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Online shopping
2
benefits
Midasbuy: 40% extra UC points and 10% off UC purchase
Verified 24 Aug 2026
40% extra UC points plus a 10% discount on your next UC points purchase on Midasbuy when paying with the Mastercard.
- How often
- Always on
- How to use it
-
Redeem on a website — Purchase UC points on Midasbuy paying with your Mastercard.
- Where
-
International, All emirates
“40% extra UC points and a 10% discount on your next UC points purchase with Mastercard on Midasbuy!”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
MyUS free Premium Membership and 30% off shipping
Verified 24 Aug 2026
Free MyUS Premium Membership and account set-up plus 30% off shipping to anywhere, giving access to over 100,000 MyUS retailers with the Mastercard.
- How often
- Per event
- How to use it
-
Redeem on a website — Visit myus.com/welcome/mastercardpremium to register with your Mastercard.
- Where
-
International, All emirates
“Shop over 100,000 MyUS retailers with Free Premium Membership, account set-up and 30% off shipping to anywhere, with your TIER Mastercard. Visit myus.com/welcome/mastercardpremium to register”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Other
8
benefits
10% off car rental with Rentalcars.com
Verified 24 Aug 2026
Cardholders receive 10% off car rental when booking through Rentalcars.com with the Mastercard.
- How often
- Always on
- How to use it
-
Redeem on a website — Book on Rentalcars.com and pay with the Arab Bank Platinum Mastercard.
- Where
-
International, All emirates
“10% off car rental when booking on Rentalcars.com”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
20% off car rental with Avis
Verified 24 Aug 2026
20% discount on your next car rental with Avis when booking at avisworld.com/mastercardmea with the Mastercard.
- How often
- Always on
- How to use it
-
Redeem on a website — Visit avisworld.com/mastercardmea and book with your Mastercard.
- Where
-
International, All emirates
“20% off your next car rental with Avis. Visit avisworld.com/mastercardmea and book with your Mastercard.”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
50% off Go Gamers Premium Membership
Verified 24 Aug 2026
50% discount on Go Gamers Premium Membership, unlocking access to world-renowned tournaments such as FIFA and League of Legends.
- How often
- Always on
- How to use it
-
Redeem on a website — Subscribe to Go Gamers Premium Membership using the Mastercard.
- Where
-
International, All emirates
“50 % off on Go Gamers Premium Membership to unlock access to world renown tournaments like FIFA, League of Legends”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
50% off Shahid VIP monthly plan
Verified 24 Aug 2026
50% discount on the Shahid VIP monthly streaming plan when paying with the Mastercard.
- How often
- Monthly
- How to use it
-
Redeem on a website — Subscribe to the Shahid VIP monthly plan and pay with your Mastercard.
- Caps and limits
- Applies to the monthly plan.
- Where
-
All emirates, International
“50% off on Shahid VIP monthly plan with Mastercard”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
ExpressVPN 30-day free trial and subsequent discounts
Verified 24 Aug 2026
A 30-day complimentary ExpressVPN trial plus subsequent discounts for Mastercard cardholders.
- How often
- Per event
- How to use it
-
Redeem on a website — Register at https://www.expressvpn.com/go/mastercard-mea with your Mastercard.
- Caps and limits
- Complimentary period limited to 30 days.
- Where
-
International, All emirates
“30-day complimentary trial and subsequent discounts on ExpressVPN and enjoy real digital peace of mind today https://www.expressvpn.com/go/mastercard-mea”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Instant cash (easy cash) service at preferential rate
Verified 24 Aug 2026
Arab Bank cardholders can use the easy cash service to obtain instant cash at a preferential rate; the card also carries a high cash advance limit.
- How often
- Always on
- How to use it
-
Call the concierge line — Contact Arab Bank's Customer Care Center to request the easy cash service.
- Caps and limits
- Subject to the card's cash advance limit.
- Where
-
All emirates
“Arab Bank offers you the easy cash service that will help you get instant cash at preferential interest rate!”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards
· Last checked 24 Aug 2026
Up to 10% off car or truck rental with Budget
Verified 24 Aug 2026
Up to 10% off your next car or truck rental with Budget when booking at budgetinternational.com/mastercard with the Arab Bank Mastercard.
- How often
- Always on
- How to use it
-
Redeem on a website — Visit www.budgetinternational.com/mastercard and book with your Arab Bank Mastercard.
- Caps and limits
- Discount is stated as "up to" 10%.
- Where
-
International, All emirates
“Up to 10% off on your next car or truck rental with Budget.”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
Vaidam medical tourism discounts and concierge
Verified 24 Aug 2026
Discounts and complimentary concierge services when seeking medical treatment in Turkey, India, UAE, Thailand or Germany through the Vaidam Medical Tourism Concierge.
- How often
- Always on
- How to use it
-
Redeem on a website — Access the Vaidam Medical Tourism Concierge service with your Mastercard.
- Caps and limits
- Available for treatment in Turkey, India, UAE, Thailand or Germany.
- Where
-
International, All emirates
“Discounts and complimentary concierge services when seeking medical treatment in Turkey, India, UAE, Thailand or Germany with Vaidam Medical Tourism Concierge”
Source:
https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-platinum-mastercard
· Last checked 24 Aug 2026
