Bustan بستان
World Elite Mastercard card
Arab Bank UAE

World Elite Mastercard

Mastercard World Elite Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 1,995 a year Arab Bank UAE Credit Cards Key Fact Statement (PDF provided 2026-08-25): '5% VAT applies on all fees and charges mentioned above' → VAT added. MasterCard World Elite AED 1,900 + VAT = AED 1,995; Elite Program only.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

31 verified benefits

Quoted from Arab Bank UAE's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Complimentary airport lounge access via DragonPass (Mastercard Airport Pass)

Verified 24 Aug 2026

World Elite cardholders receive 2 complimentary airport lounge access / airport dining offers across up to 1,200 airport lounges worldwide with DragonPass. A minimum USD 1 cross-border transaction is required to unlock access, and each qualifying transaction unlocks 3 calendar months of complimentary access, subject to a yearly cap by card tier.

How often
2 uses a year
How to use it
Redeem in a partner app — Spend a minimum of USD 1 (or local equivalent) in a cross-border transaction with the card to unlock access, then present your individual DragonPass QR code at the lounge.
Caps and limits
2 complimentary airport lounge access / airport dining offers for World Elite; each qualifying cross-border transaction unlocks 3 calendar months of access; yearly cap based on card tier.
Exclusions
Each cardholder should show their individual QR code to avoid guest charges.
Where
International, All emirates
“Mastercard World Elite cardholders receive 2 complimentary airport lounge access /airport dining offers.”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Airport transfer 2 benefits

Airport Security Fast Track passes

Verified 24 Aug 2026

3 complimentary airport security fast track passes per year across selected EU, Turkey and Asia airports, currently available at more than 70 airports in 18 countries including the UAE.

How often
3 uses a year
How to use it
Redeem on a website — Book the fast track pass at a participating airport using the Mastercard benefit platform.
Caps and limits
3 passes per year; available at more than 70 airports in 18 countries.
Exclusions
Only selected EU, Turkey, Asia and UAE airports participate.
Where
International, All emirates
“World Elite Mastercard: 3 complimentary fast track passes / year across selected EU, Turkey and Asia airports.”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Six complimentary Careem airport rides

Verified 24 Aug 2026

Use your Mastercard on the Careem app to get six complimentary airport rides with your World Elite Mastercard using promocode MAUAE6.

How often
6 uses a year
How to use it
Redeem in a partner app — Add and use your Mastercard on the Careem app and apply promocode MAUAE6 to book the complimentary airport rides.
Caps and limits
Six complimentary airport rides for World Elite Mastercard holders.
Where
All emirates
“Use your Mastercard on Careem app to get two complimentary airport rides with your World Mastercard and six complimentary airport rides with your World Elite Mastercard. Promocode: MAUAE6”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Annual fee waiver 1 benefit

Interest-free grace period of up to 45 days

Verified 24 Aug 2026

Grace period of interest-free credit on retail purchases of up to 45 days when full repayment occurs by the payment due date.

How often
Always on
How to use it
Applied automatically — Repay the full statement balance by the payment due date to avoid finance charges on retail purchases.
Caps and limits
Up to 45 days; requires full repayment by the payment due date.
Exclusions
Applies to retail purchases only.
Where
All emirates
“Grace period of interest-free credit on retail purchases up to 45 days when full repayment occurs by payment due date”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Cashback 1 benefit

Arabi Points loyalty rewards on card spend

Verified 24 Aug 2026

Points are granted for credit card usage, whether locally or internationally, in Arab Bank's loyalty program 'Arabi Points'.

How often
Always on
How to use it
Applied automatically — Points accrue automatically on local and international card usage and are redeemed via the Arabi Points program.
Where
All emirates, International
“Points granted for credit card usage whether locally or internationally in Arab Bank’s loyalty program "Arabi Points"”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Dining 3 benefits

Costa complimentary food/drink items at Dubai airports

Verified 24 Aug 2026

Get up to 4 complimentary food and/or drink items at Costa outlets in Dubai's airports.

How often
4 uses a year
How to use it
Triggered by paying with the card — Present/pay with your Mastercard at Costa outlets in Dubai airports.
Caps and limits
Up to 4 complimentary food and/or drink items.
Exclusions
Costa outlets in Dubai's airports only.
Where
Dubai
“Get up to 4 complimentary food and/or drink items in Costa Outlets in Dubai’s airports”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Priceless Cities experiences

Verified 24 Aug 2026

Exclusive access to dining, travel and entertainment experiences all over the world through Mastercard Priceless Cities offers.

How often
Always on
How to use it
Redeem on a website — Visit Priceless.com to browse and book offers with the card.
Where
International, All emirates
“Enjoy exclusive access to dining, travel and entertainment experiences all over the world with Priceless Cities offers from Mastercard. Visit Priceless.com to find out more.”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Talabat 20% off one order per month

Verified 24 Aug 2026

Get 20% off 1 order per month on the Talabat app for food and grocery delivery using the promo code Mastercard.

How often
Monthly
How to use it
Redeem in a partner app — Enter promo code 'Mastercard' on the Talabat app and pay with your Mastercard.
Caps and limits
Limited to 1 order per month.
Where
All emirates
“Get 20% off 1 order per month on the Talabat app using the promo code Mastercard.”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Education 1 benefit

Lingokids Plus complimentary week and 50% discount

Verified 24 Aug 2026

Get a 1-week complimentary Lingokids Plus membership and a 50% discount on subsequent memberships for an unlimited time with Mastercard.

How often
Always on
How to use it
Redeem in a partner app — Subscribe to Lingokids Plus with your Mastercard to activate the free week and ongoing 50% discount.
Caps and limits
50% discount applies to subsequent memberships for an unlimited time.
Where
International, All emirates
“Get a 1-week complimentary Lingokids Plus membership and a 50% discount on subsequent memberships for an unlimited time with Mastercard!”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Grocery 1 benefit

Carrefour AED 60 off AED 300 spend

Verified 24 Aug 2026

World Elite Mastercard cardholders get AED 60 off when spending a minimum of AED 300 at Carrefour.

How often
Per event
How to use it
Triggered by paying with the card — Spend a minimum of AED 300 at Carrefour and pay with your World Elite Mastercard.
Caps and limits
Minimum spend of AED 300 required.
Where
All emirates
“Get 60 AED off when you spend a minimum of AED 300 as a World Elite Mastercard cardholder”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Hotel 4 benefits

Booking.com wallet credit

Verified 24 Aug 2026

Get up to 7% wallet credit on your next stay when booking on Booking.com's Mastercard landing page.

How often
Always on
How to use it
Redeem on a website — Book via Booking.com's Mastercard landing page and pay with your Mastercard.
Caps and limits
Stated as 'up to 7%' wallet credit.
Where
International, All emirates
“Get up to 7% wallet credit on your next stay when booking it on booking.com’s Mastercard landing page”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

GHA DISCOVERY Titanium membership

Verified 24 Aug 2026

Complimentary Global Hotel Alliance DISCOVERY Titanium membership providing instant benefits and 7% back in DISCOVERY Dollars on eligible purchases at 500+ hotels in 85 countries.

How often
Always on
How to use it
Redeem on a website — Enrol for GHA DISCOVERY Titanium membership and book at participating GHA hotels.
Caps and limits
Applies to eligible purchases at 500+ participating hotels in 85 countries.
Where
International
“GHA DISCOVERY Titanium membership provides instant benefits and 7% back in DISCOVERY Dollars on eligible purchases at 500+ hotels in 85 countries worldwide.”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

IHG Hotels & Resorts 15% discount with welcome drink and late checkout

Verified 24 Aug 2026

15% discount on the Best Available Rate at participating IHG properties, including a complimentary welcome drink on arrival and complimentary late checkout (up to 16:00).

How often
Always on
How to use it
Redeem on a website — Book the Best Available Rate at participating IHG properties through the Mastercard offer and pay with your card.
Caps and limits
Applies to Best Available Rate at participating properties; late checkout at 16:00 at the latest.
Exclusions
Only participating IHG properties.
Where
International, All emirates
“15% discount on Best Available Rate including a complimentary welcome drink on arrival at the relevant participating property; and complimentary late checkout from the participating properties”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Installments 1 benefit

Easy Payment Plans from 0%

Verified 24 Aug 2026

Convenient Easy Payment Plans at competitive interest rates starting from 0%, allowing purchases to be split into instalments.

How often
Always on
How to use it
Call the concierge line — Request conversion of a purchase into an Easy Payment Plan through Arab Bank channels or the customer care center.
Where
All emirates, International
“Convenient Easy Payment Plans at competitive interest rates starting from 0%”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Online shopping 2 benefits

Midasbuy UC points discount

Verified 24 Aug 2026

Unlock up to 40% extra UC points and a 10% discount on your next UC points purchase with Mastercard on Midasbuy.

How often
Always on
How to use it
Redeem on a website — Purchase UC points on Midasbuy paying with your Mastercard.
Caps and limits
Up to 40% extra UC points; 10% discount on next purchase.
Where
International, All emirates
“Unlock up to 40% extra UC points and a 10% discount on your next UC points purchase with Mastercard on Midasbuy”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

MyUS Free Premium Membership and 30% off shipping

Verified 24 Aug 2026

Shop over 100,000 MyUS retailers with free Premium Membership, complimentary account set-up and 30% off shipping to anywhere with your Mastercard.

How often
Always on
How to use it
Redeem on a website — Visit myus.com/welcome/Mastercardpremium to register with your Mastercard.
Where
International, All emirates
“Shop over 100,000 MyUS retailers with Free Premium Membership, account set-up and 30% off shipping to anywhere, with your TIER Mastercard.”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Other 5 benefits

ExpressVPN trial and subscription discount

Verified 24 Aug 2026

Get a 30-day complimentary ExpressVPN trial and either 51% off a 12-month plan with 4 extra months complimentary or 61% off a 24-month plan with 4 extra months complimentary.

How often
Always on
How to use it
Redeem on a website — Subscribe to ExpressVPN via the Mastercard offer page and pay with your Mastercard.
Caps and limits
51% off 12-month plan or 61% off 24-month plan, each with 4 extra complimentary months; 30-day free trial.
Where
International, All emirates
“Get 30-Days of complimentary trial from ExpressVPN and enjoy either 51% off a 12-month plan with 4 extra months complimentary or 61% off a 24-month plan with 4 extra months complimentary!”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Global Blue VIP tax-free shopping services

Verified 24 Aug 2026

Complimentary access to Global Blue VIP Services for tax-free shopping; register at globalblue.com/mastercardmea and present your Mastercard.

How often
Always on
How to use it
Redeem on a website — Register at globalblue.com/mastercardmea and present your Mastercard for complimentary access.
Where
International
“Access Global Blue VIP Services for tax-free shopping with Mastercard. Register at globalblue.com/mastercardmea and present your Mastercard for complimentary access”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Global Data Roaming with Flexiroam

Verified 24 Aug 2026

World Elite credit cardholders receive 1 GB of global data roaming three times (each 1 GB valid for 5 days), plus a 15% evergreen discount on additional top-ups in the app and higher seasonal discounts from time to time.

How often
3 uses a year
How to use it
Redeem in a partner app — Register and redeem the data plans in the Flexiroam app.
Caps and limits
1 GB x 3 times, each 1 GB valid for 5 days; 15% discount on additional top-ups.
Where
International
“World Elite Credit: 1 GB x 3 times (each 1 GB validity 5 days) 15% discounts on additional tops in the app (evergreen offer)”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Mastercard Travel & Lifestyle Concierge

Verified 24 Aug 2026

Dedicated VIP travel and lifestyle concierge services available 24/7 around the world, including support such as booking jets and arranging invitations to exclusive openings.

How often
Always on
How to use it
Call the concierge line — Call the Mastercard Travel & Lifestyle concierge service, available 24/7.
Where
International, All emirates
“Enjoy dedicated VIP travel & lifestyle concierge services 24/7 around the world from Mastercard.”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Shahid VIP 50% off monthly plan

Verified 24 Aug 2026

Get 50% off the Shahid VIP monthly package with your Mastercard.

How often
Always on
How to use it
Redeem on a website — Subscribe to the Shahid VIP monthly plan paying with your Mastercard.
Caps and limits
Applies to the VIP monthly plan.
Where
All emirates, International
“Get 50% off on Shahid VIP monthly plan with Mastercard”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Purchase protection 1 benefit

Rental Collision and Loss Damage Waiver

Verified 24 Aug 2026

Worldwide insurance for rental car collision and loss damage waivers with your World Elite Mastercard; apply online at mcpeaceofmind.com/worldelite.

How often
Always on
How to use it
Redeem on a website — Visit mcpeaceofmind.com/worldelite to apply online for the cover.
Where
International, All emirates
“Discover worldwide insurance for rental car and loss damage waivers with your World Elite Mastercard. Visit mcpeaceofmind.com/worldelite to apply online”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Spa & fitness 1 benefit

Fiit 25% discount on first subscription payment

Verified 24 Aug 2026

Enjoy a 25% discount on your first Fiit fitness subscription payment with your Mastercard.

How often
Yearly
How to use it
Redeem on a website — Subscribe to Fiit and pay the first subscription payment with your Mastercard.
Caps and limits
Applies to first subscription payment only.
Where
International, All emirates
“Enjoy 25% discount on your first Fiit subscription payment with your Mastercard”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Travel insurance 7 benefits

Avis car rental and chauffeur benefits

Verified 24 Aug 2026

Up to 35% discount on Avis car rentals, complimentary Avis President's Club membership, complimentary upgrade with every rental, and 10% off Premium Chauffeur Drive services.

How often
Always on
How to use it
Redeem on a website — Book Avis rentals via the Mastercard offer page and pay with your Mastercard.
Caps and limits
Discount stated as 'up to 35%' on car rentals; 10% on Premium Chauffeur Drive services.
Where
International, All emirates
“Up to 35% discount on car rentals, complimentary Avis President’s Club membership, complimentary upgrade with every rental, 10% off on Premium Chauffeur Drive services.”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Budget Truck & Car Rental 10% discount

Verified 24 Aug 2026

Enjoy a 10% discount with Budget when paying with your eligible Mastercard.

How often
Always on
How to use it
Redeem on a website — Book with Budget and pay with your eligible Mastercard to receive the discount.
Where
International, All emirates
“Enjoy 10% discount on your eligible Mastercard with budget.”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Heathrow Express 12% discount

Verified 24 Aug 2026

Get 12% off your travel on Heathrow Express when booking with your Mastercard.

How often
Always on
How to use it
Redeem on a website — Book Heathrow Express tickets online paying with your Mastercard.
Where
International
“Get 12% off your travels on Heathrow Express when booking with your Mastercard card!”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Hertz Gold Plus Rewards President's Circle membership

Verified 24 Aug 2026

Complimentary Hertz Gold Plus Rewards President's Circle membership with Mastercard World Elite, offering great rates on rentals, upgrades and no queues.

How often
Always on
How to use it
Redeem on a website — Enrol for Hertz Gold Plus Rewards President's Circle status using your World Elite Mastercard.
Where
International
“Become a Hertz Gold Plus Rewards Presidents Circle Member for great rates on rentals, upgrades and no queues with Mastercard World Elite”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Rentalcars.com 10% car rental discount

Verified 24 Aug 2026

10% off car rental when booking on Rentalcars.com with your Mastercard.

How often
Always on
How to use it
Redeem on a website — Book on the Rentalcars.com Mastercard landing page and pay with your Mastercard.
Where
International, All emirates
“10% off car rental when booking on Rentalcars.com with your Mastercard”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Travel Inconvenience Insurance

Verified 24 Aug 2026

Cover including loss of baggage up to USD 3,000 with no deductions, baggage delay up to USD 300, trip cancellation up to USD 7,500, trip curtailment up to USD 7,500, trip delay up to USD 500 (World Elite) and missed connection up to USD 500 (World Elite). Coverage also extends to visiting parents (age limit 80) and visiting children when the trip is paid with the eligible Mastercard.

How often
Always on
How to use it
Triggered by paying with the card — Pay for the trip with the eligible Mastercard to activate cover, then file a claim with the insurer.
Caps and limits
Loss of baggage up to USD 3,000; baggage delay up to USD 300; trip cancellation and curtailment up to USD 7,500 each; trip delay and missed connection up to USD 500 for World Elite.
Exclusions
The standard age limit for visiting parents is 80 years old; trip must be paid through the eligible Mastercard.
Where
International, All emirates
“• Loss of baggage - up to USD 3,000 with no deductions • Delay of baggage - up to USD 300 • Trip cancellation - up to USD 7,500 • Trip curtailment - up to USD 7,500 • Trip delays – World: USD 300/”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

Travel Medical Insurance

Verified 24 Aug 2026

Personal accident insurance up to USD 500,000, emergency medical evacuation and repatriation up to USD 500,000, medical emergency expenses up to USD 500,000 and a daily in-hospital cash benefit of USD 100 per day, with coverage extending to visiting parents and children when the trip is paid with the eligible Mastercard.

How often
Always on
How to use it
Triggered by paying with the card — Pay for the trip with the eligible Mastercard to activate cover, then file a claim with the insurer.
Caps and limits
Up to USD 500,000 for personal accident, evacuation/repatriation and medical emergency expenses; USD 100 per day in-hospital cash benefit.
Exclusions
Standard age limit for visiting parents is 80 years old; trip must be paid through the eligible Mastercard.
Where
International, All emirates
“Personal accident insurance - up to USD 500,000 • Emergency medical evacuation and repatriation - up to USD 500 ,000 • Medical emergency expenses - up to USD 500,000 • Daily in-hospital cash benefit”

Source: https://www.arabbank.ae/mainmenu/home/Consumer-Banking/cards/card-type/arab-bank-world-elite-mastercard · Last checked 24 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the World Elite Mastercard?

The World Elite Mastercard has a published annual fee of AED 1,995. Arab Bank UAE Credit Cards Key Fact Statement (PDF provided 2026-08-25): '5% VAT applies on all fees and charges mentioned above' → VAT added. MasterCard World Elite AED 1,900 + VAT = AED 1,995; Elite Program only.

What benefits does the World Elite Mastercard include?

The World Elite Mastercard carries 31 verified benefits across 14 categories: Airport lounge, Airport transfer, Annual fee waiver, Cashback, Dining, Education, Grocery, Hotel, Installments, Online shopping, Other, Purchase protection, Spa & fitness, Travel insurance. Each is quoted from Arab Bank UAE's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.