Bustan بستان
CBD One Credit Card card
Commercial Bank of Dubai

CBD One Credit Card

Visa Signature Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
Free for life CBD One Credit Card has no annual fee for life. The KFS document confirms 'Free for Life' in the fees table. Minimum salary requirement is AED 5,000 for salaried individuals. All fees including any annual fee are stated to be inclusive of 5% VAT.
Annual fee waived at
Not published
Minimum monthly salary
AED 5,000
Interest rate
Not published

14 verified benefits

Quoted from Commercial Bank of Dubai's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Complimentary Global Airport Lounge Visits

Verified 25 Aug 2026

Enjoy 8 complimentary visits to over 1,000 airport lounges globally through Airport Visa Companion App.

How often
8 uses a year
How to use it
Activate in the bank's app — Download and activate via the Visa Airport Companion App
Caps and limits
Limited to 8 complimentary visits per year
Where
International
“Enjoy 8 complimentary visits to over 1,000 airport lounges globally with Airport Visa Companion”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Annual fee waiver 1 benefit

No Annual Fee for Life

Verified 25 Aug 2026

CBD One Credit Card is free for life with no annual or monthly fees charged.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Free for life”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Cashback 1 benefit

Monthly Cashback at Selected Merchants

Verified 25 Aug 2026

Earn up to AED 135 in cashback every month on qualifying transactions at selected merchants when minimum monthly spend requirements are met.

How often
Monthly
How to use it
Applied automatically — Cashback is credited in third week of the following month
Caps and limits
Maximum monthly cashback of AED 135; requires minimum monthly spend of AED 5,000 at selected merchants; cashback occurs once per month.
Exclusions
Cash withdrawals, balance transfers, cash on call, insurance charges, bank fees, and adjustment entries do not qualify
Where
All emirates
“Cashback at selected merchants is available on the CBD One for customers meeting the spend criteria 󸲻 5,000. The cashback will take place once per month”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Dining 1 benefit

Visa Entertainer Exclusive Deals

Verified 25 Aug 2026

Unlock exclusive 2-for-1 offers when downloading the Visa Airport Companion app, providing amazing deals and benefits on dining and entertainment.

How often
Always on
How to use it
Activate in the bank's app — Download Visa Airport Companion app to access offers
Where
All emirates
“Unlock a world of exclusive 2-for-1 offers when you download the Visa Airport Companion app”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Installments 3 benefits

0% Interest Installment Plans

Verified 25 Aug 2026

Convert purchases into monthly installments for up to 36 months at 0% interest within 30 days of card issuance (6 and 12 month plans only).

How often
Per event
How to use it
Activate in the bank's app — Apply through CBD Mobile App within 30 days of card issuance
Caps and limits
Available for up to 36 months; 0% interest limited to 6 and 12 month plans within 30 days of issuance; one-time processing fee of 1.99% or 2.99% applies
Exclusions
Offer valid until 31 December 2026
Where
All emirates
“Convert your purchases into monthly instalments for up to 36 months at attractive rates”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Balance Transfer at Low Rates

Verified 25 Aug 2026

Transfer outstanding balances from other bank credit cards to CBD One and enjoy low interest rates with repayment plans from 3 to 36 months.

How often
Per event
How to use it
Activate in the bank's app — Apply through CBD Mobile App
Caps and limits
Repayment plans from 3 to 36 months; 0% interest for 6 and 12 month plans within 30 days of card issuance; processing fee 1.99% or 2.99%
Exclusions
Offer valid until 31 December 2026
Where
All emirates
“Transfer the outstanding balances from other banks credit cards to your CBD Credit Card and enjoy low interest rates”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Cash on Call Facility

Verified 25 Aug 2026

Get up to 90% of credit card limit as cash transferred to bank account, repayable in up to 36 equal monthly installments at attractive rates.

How often
Per event
How to use it
Activate in the bank's app — Apply instantly through CBD Mobile App
Caps and limits
Up to 90% of credit limit; up to 36 month repayment terms; 0% interest limited to 6 and 12 month plans within 30 days of card issuance
Exclusions
Processing fee applies; Offer valid until 31 December 2026
Where
All emirates
“Get up to 90% of your credit card limit as cash transferred to your bank account”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Online shopping 1 benefit

Bonus Credits at Selected Merchants

Verified 25 Aug 2026

Earn bonus credits when purchasing credits at selected ecommerce and lifestyle merchants using the CBD Credit Card, including noon, Airbnb, Booking.com, Amazon, iTunes, and others.

How often
Always on
How to use it
Triggered by paying with the card — Purchase credits at selected merchants using CBD Credit Card to receive bonus credits automatically
Caps and limits
Bonus credits vary by merchant and purchase amount; examples: AED 200 purchase = AED 75 bonus, AED 500 purchase = AED 250 bonus
Where
All emirates
“Get bonus credits at Play DXB when you purchase credits using CBD Credit Card”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Other 3 benefits

Bonus Credits at Play DXB

Verified 25 Aug 2026

Get bonus entertainment credits when purchasing Play DXB credits using CBD Credit Card with tiered bonus amounts based on purchase value.

How often
Always on
How to use it
Triggered by paying with the card — Purchase credits at Play DXB using CBD Credit Card
Caps and limits
Bonus structure: AED 200 spend = AED 75 bonus; AED 300 = AED 125; AED 400 = AED 180; AED 500 = AED 250 bonus
Where
Dubai
“Purchase Credits | Get Bonus Credits AED 200 | AED 75 AED 300 | AED 125”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Card Design Personalization

Verified 25 Aug 2026

Choose preferred card design to get your own custom-designed CBD One Visa Signature Credit Card.

How often
Per event
How to use it
Redeem on a website — Select preferred design during application or through CBD Mobile App
Where
All emirates
“Choose your preferred card design to get your own designed CBD One Visa Signature Credit Card”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Emaar Attractions Discounts

Verified 25 Aug 2026

20% discount on admission tickets and experiences at KidZania, E-Kart Zabeel, Dubai Aquarium, Penguin Cove, Dubai Ice Rink, Zabeel Sports District, and The Storm Coaster at Dubai Hills Mall.

How often
Always on
How to use it
Triggered by paying with the card — Present card at point of purchase to receive discount
Caps and limits
20% discount applicable to selected attractions and experiences only
Exclusions
Badminton games excluded from Zabeel Sports District discount
Where
Dubai
“20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Purchase protection 2 benefits

Extended Warranty Doubling

Verified 25 Aug 2026

Automatically double the original manufacturer's warranty up to one additional year from the expiry date of the original warranty.

How often
Always on
How to use it
Applied automatically
Caps and limits
Extended warranty coverage limited to up to one year from original warranty expiry date
Where
All emirates
“we automatically double the original manufacturer's warranty up to one year from the expiry date”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Purchase Protection Coverage

Verified 25 Aug 2026

Purchase protection provides additional security for purchases made with the card, protecting against theft or damage.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Purchase protection provides you with additional peace of mind every time you make a purchase”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

Travel insurance 1 benefit

Multi-trip Travel Insurance

Verified 25 Aug 2026

Travel insurance coverage applicable to cardholder and family for up to 90 days from date of travel, with a maximum coverage of USD 500,000.

How often
Yearly
How to use it
Applied automatically
Caps and limits
Coverage period up to 90 days from date of travel, maximum coverage USD 500,000
Where
International
“Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of $ 500,000”

Source: https://www.cbd.ae/personal/cards/credit-cards/cbd-one · Last checked 25 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the CBD One Credit Card?

The CBD One Credit Card is free for life — Commercial Bank of Dubai publishes no annual fee. CBD One Credit Card has no annual fee for life. The KFS document confirms 'Free for Life' in the fees table. Minimum salary requirement is AED 5,000 for salaried individuals. All fees including any annual fee are stated to be inclusive of 5% VAT.

What salary does the CBD One Credit Card require?

Commercial Bank of Dubai publishes a minimum monthly salary of AED 5,000 for the CBD One Credit Card.

What benefits does the CBD One Credit Card include?

The CBD One Credit Card carries 14 verified benefits across 9 categories: Airport lounge, Annual fee waiver, Cashback, Dining, Installments, Online shopping, Other, Purchase protection, Travel insurance. Each is quoted from Commercial Bank of Dubai's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.