Bustan بستان
Rewards Credit Card card
Citibank UAE

Rewards Credit Card

Mastercard World Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 300 a year Annual fee of AED 300 applies from year 2 onwards unless minimum annual spend of AED 9,000 is met. Fee includes 5% VAT as stated: '5% Value Added Tax (VAT) applicable over and above the annual fee'. Minimum monthly salary requirement is AED 8,000. First year is free.
Annual fee waived at
AED 9,000 spend
Minimum monthly salary
AED 8,000
Interest rate
Not published

6 verified benefits

Quoted from Citibank UAE's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Global Airport Lounge Access

Verified 24 Aug 2026

Access to 1,200 airport lounges worldwide for cardholder and supplementary card members with 8 visits per year subject to non-AED spend via MasterCard Travel Pass app.

How often
8 uses a year
How to use it
Activate in the bank's app — Access through MasterCard Travel Pass app
Caps and limits
8 visits per year
Exclusions
Subject to non-AED spend requirement
Where
International
“Access to 1,200 airport lounges worldwide for you, your supplementary card members. Enjoy 8 visits per year subject to non-AED spend”

Source: https://www.citibank.ae/credit-cards/rewards/citi-rewards-credit-card · Last checked 24 Aug 2026

Airport transfer 1 benefit

Airport Ride Discount via Careem

Verified 24 Aug 2026

One airport ride per year up to AED 84 each using code MAUAE2 on the Careem app.

How often
Yearly
How to use it
Voucher code — Use promo code MAUAE2 on the Careem app
Caps and limits
Up to AED 84 per ride
Where
All emirates
“1 airport ride per year (up to AED 84 each) using code "MAUAE2" on the Careem app”

Source: https://www.citibank.ae/credit-cards/rewards/citi-rewards-credit-card · Last checked 24 Aug 2026

Annual fee waiver 1 benefit

Annual Fee Waiver (Year 1 and Conditional Year 2+)

Verified 24 Aug 2026

No annual fee in year 1. From year 2 onwards, annual fee is waived if minimum annual spend of AED 9,000 is met; otherwise AED 300 annual fee applies.

How often
Yearly
How to use it
Applied automatically
Caps and limits
Conditional on AED 9,000 minimum annual spend from year 2
Where
All emirates
“No annual fee in yr. 1. From yr. 2. onwards the card is free unless a min. annual spend of AED 9,000 is not met”

Source: https://www.citibank.ae/credit-cards/rewards/citi-rewards-credit-card · Last checked 24 Aug 2026

Cashback 1 benefit

ThankYou Points on Local Spend

Verified 24 Aug 2026

Earn 1 ThankYou Point for every 1 AED spent on local purchases in AED currency.

How often
Always on
How to use it
Redeem on a website — Redeem points through Citibank Online, Citi Mobile App, or SMS for cash rebates or travel-related spending.
Where
All emirates
“$1 = 1 ThankYou® Point on local spend”

Source: https://www.citibank.ae/credit-cards/rewards/citi-rewards-credit-card · Last checked 24 Aug 2026

Cinema 1 benefit

Movie Ticket Discount at VOX Cinemas

Verified 24 Aug 2026

Receive a flat 30% discount on 2 movie tickets at VOX Cinemas every month.

How often
2 uses a month
How to use it
Redeem in a partner app
Where
All emirates
“Flat 30% off 2 movie tickets at VOX Cinemas every month”

Source: https://www.citibank.ae/credit-cards/rewards/citi-rewards-credit-card · Last checked 24 Aug 2026

Grocery 1 benefit

Talabat Discount on Grocery and Food Orders

Verified 24 Aug 2026

20% instant discount up to AED 14 on grocery and food orders once a month on the Talabat app using promo code MASTERCARD at checkout.

How often
Monthly
How to use it
Voucher code — Use promo code MASTERCARD at checkout on Talabat app
Caps and limits
Up to AED 14 per order
Where
All emirates
“20% instant discount (up to AED 14) on grocery and food orders once a month on the Talabat app”

Source: https://www.citibank.ae/credit-cards/rewards/citi-rewards-credit-card · Last checked 24 Aug 2026

Where this card sits

Questions

What is the annual fee on the Rewards Credit Card?

The Rewards Credit Card has a published annual fee of AED 300. Annual fee of AED 300 applies from year 2 onwards unless minimum annual spend of AED 9,000 is met. Fee includes 5% VAT as stated: '5% Value Added Tax (VAT) applicable over and above the annual fee'. Minimum monthly salary requirement is AED 8,000. First year is free.

Can the Rewards Credit Card annual fee be waived?

Citibank UAE publishes a spend threshold of AED 9,000 for waiving the annual fee on the Rewards Credit Card. Check the issuer's terms for the exact card year it is measured over.

What salary does the Rewards Credit Card require?

Citibank UAE publishes a minimum monthly salary of AED 8,000 for the Rewards Credit Card.

What benefits does the Rewards Credit Card include?

The Rewards Credit Card carries 6 verified benefits across 6 categories: Airport lounge, Airport transfer, Annual fee waiver, Cashback, Cinema, Grocery. Each is quoted from Citibank UAE's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.