Quoted from Citibank UAE's published terms. Anything we could not match to the issuer's own words is not listed.
Citi Simplicity Credit Card has no annual membership fee, ever. Additionally, there are no late fees, cash advance fees, or over-limit fees.
“No Annual fee, No late fee, cash advance fee or over limit fee - Ever”
Source: https://www.citibank.ae/credit-cards/no-annual-fee/citi-simplicity-credit-card · Last checked 24 Aug 2026
20% instant discount up to AED 14 on grocery and food orders once a month on the Talabat app using promo code MASTERCARD.
“Talabat 20% instant discount (up to AED 14) on grocery and food orders once a month”
Source: https://www.citibank.ae/credit-cards/no-annual-fee/citi-simplicity-credit-card · Last checked 24 Aug 2026
The Simplicity Credit Card is free for life — Citibank UAE publishes no annual fee. Citi Simplicity Credit Card has no annual membership fee. Page 1 states 'No annual fee' in the key benefits section and 'No Annual Membership Fee – Ever' in the main product description. Page 2 (KFS) confirms annual membership fee is blank/dash for Citi Simplicity. Minimum monthly salary requirement is AED 5,000 per the application criteria stated on all pages.
Citibank UAE publishes a minimum monthly salary of AED 5,000 for the Simplicity Credit Card.
The Simplicity Credit Card carries 2 verified benefits across 2 categories: Annual fee waiver, Grocery. Each is quoted from Citibank UAE's own published terms on this page.
Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.
Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.
See what you're wasting.Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.