Bustan بستان
Ultima Credit Card card
Citibank UAE

Ultima Credit Card

Mastercard World Elite Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 3,000 a year Annual membership fee (AMF) is AED 3,000 per Key Facts Statement (Page 2, July 2026). VAT of 5% is applicable over and above this fee, making the total AED 3,150 inclusive of VAT. Minimum monthly salary requirement is AED 36,750. No fee waiver mechanism based on spend is mentioned in the provided pages. 30,000 bonus Citi Miles are earned annually upon payment of annual fee, but this is a reward, not a waiver mechanism.
Annual fee waived at
Not published
Minimum monthly salary
AED 36,750
Interest rate
Not published

13 verified benefits

Quoted from Citibank UAE's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Global Airport Lounge Access

Verified 24 Aug 2026

Access to 1,200 airport lounges worldwide for cardholder, supplementary cardholders, plus one free guest per visit with MasterCard Travel Pass app

How often
14 uses a year
How to use it
Activate in the bank's app — Access via MasterCard Travel Pass app
Caps and limits
14 visits per year subject to non-AED spend
Where
International
“Access to 1,200 airport lounges worldwide for you, your supplementary card members, plus one free guest each per visit. Enjoy 14 visits per year subject to non-AED spend”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Airport transfer 2 benefits

Airport Transfers via Careem

Verified 24 Aug 2026

4 airport rides per year up to AED 84 each using code MAUAE6 on Careem app

How often
4 uses a year
How to use it
Activate in the bank's app — Use promo code MAUAE6 on Careem app
Caps and limits
Up to AED 84 per ride, 4 times per year
Where
All emirates
“4 airport rides per year (up to AED 84 each) using code "MAUAE6" on the Careem app”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Home Check-in Service

Verified 24 Aug 2026

Complimentary home check-in service available 4 times per year via Citi Ultima Concierge

How often
4 uses a year
How to use it
Call the concierge line
Caps and limits
4 times per year
Where
All emirates
“Complimentary home check-in (4 times a year) via Citi Ultima Concierge”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Cinema 1 benefit

Free Movie Tickets

Verified 24 Aug 2026

Buy 1 Get 1 free movie tickets: 4 at VOX and 2 at Reel each month

How often
6 uses a month
How to use it
Applied automatically
Caps and limits
4 at VOX and 2 at Reel monthly
Where
Dubai
“Enjoy Buy 1 Get 1 movie tickets (4 at VOX and 2 at Reel each month)”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Golf 1 benefit

Unlimited Golf

Verified 24 Aug 2026

Unlimited complimentary golf on weekdays and once per month on weekends at select courses in the UAE

How often
Always on
How to use it
Applied automatically
Caps and limits
Unlimited weekdays; once monthly on weekends at select courses
Where
Dubai
“Unlimited complimentary golf on weekdays and once a month on weekends at some of the best courses in the UAE”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Grocery 1 benefit

Talabat Food & Grocery Discount

Verified 24 Aug 2026

20% instant discount up to AED 14 on grocery and food orders once per month on Talabat app using promo code MASTERCARD

How often
Monthly
How to use it
Activate in the bank's app — Use promo code MASTERCARD at checkout on Talabat app
Caps and limits
Up to AED 14 discount, once per month
Where
All emirates
“20% instant discount (up to AED 14) on grocery & food orders once a month on the Talabat app in UAE”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Hotel 1 benefit

Complimentary 3rd Night Hotel Stay

Verified 24 Aug 2026

Unlimited complimentary 3rd night free at any hotel worldwide

How often
Always on
How to use it
Applied automatically
Caps and limits
Unlimited
Where
International
“Unlimited complimentary 3rd night free at any hotel worldwide”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Purchase protection 2 benefits

Purchase Protection

Verified 24 Aug 2026

Cover for any items damaged or stolen within 90 days from date of purchase

How often
Always on
How to use it
Applied automatically
Caps and limits
90 days from date of purchase
Where
All emirates
“Enjoy cover for any items damaged or stolen within 90 days from the date of purchase”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Travel insurance 3 benefits

Airline Ticket Discount

Verified 24 Aug 2026

50% cash rebate on air travel tickets up to AED 2,000 once per year

How often
Yearly
How to use it
Applied automatically
Caps and limits
Up to AED 2,000 discount, once per year
Where
All emirates
“50% cash rebate on air travel tickets (up to AED 2,000) once a year”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Airport Security Fast-Track

Verified 24 Aug 2026

Airport security fast-track service 3 times per year via MasterCard Travel Pass

How often
3 uses a year
How to use it
Activate in the bank's app — Via MasterCard Travel Pass
Caps and limits
3 times per year
Where
International
“Enjoy airport security fast-track 3 times per year via Mastercard Travel Pass”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Marhaba Silver Meet & Greet

Verified 24 Aug 2026

Marhaba Silver Meet & Greet service twice per year with fast-track and porter services for arrivals and departures at Dubai International Airport

How often
2 uses a year
How to use it
Applied automatically
Caps and limits
Twice per year at Dubai International Airport
Where
Dubai
“Marhaba Silver Meet & Greet Twice a year with fast-track and porter services for arrivals & departures at Dubai International Airport”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Valet parking 1 benefit

Complimentary Valet Parking

Verified 24 Aug 2026

2 complimentary valet parking visits every month at select locations across the UAE

How often
2 uses a month
How to use it
Applied automatically
Caps and limits
2 visits per month at select locations
Where
Dubai
“2 complimentary Valet Parking visits every month at select locations across the UAE”

Source: https://www.citibank.ae/credit-cards/travel/citi-ultima-credit-card · Last checked 24 Aug 2026

Where this card sits

All 7 Citibank UAE cards Valet parking cards in the UAEAirport lounge cards in the UAECinema cards in the UAEGolf cards in the UAE Every UAE card

Questions

What is the annual fee on the Ultima Credit Card?

The Ultima Credit Card has a published annual fee of AED 3,000. Annual membership fee (AMF) is AED 3,000 per Key Facts Statement (Page 2, July 2026). VAT of 5% is applicable over and above this fee, making the total AED 3,150 inclusive of VAT. Minimum monthly salary requirement is AED 36,750. No fee waiver mechanism based on spend is mentioned in the provided pages. 30,000 bonus Citi Miles are earned annually upon payment of annual fee, but this is a reward, not a waiver mechanism.

What salary does the Ultima Credit Card require?

Citibank UAE publishes a minimum monthly salary of AED 36,750 for the Ultima Credit Card.

What benefits does the Ultima Credit Card include?

The Ultima Credit Card carries 13 verified benefits across 9 categories: Airport lounge, Airport transfer, Cinema, Golf, Grocery, Hotel, Purchase protection, Travel insurance, Valet parking. Each is quoted from Citibank UAE's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.