Bustan بستان
Prime Signature Card card
Dubai Islamic Bank

Prime Signature Card

Visa Signature Islamic — profit rate, not interest Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
AED 5,000 a year Fee waived subject to minimum monthly spend criteria (AED 5,000/month); applicable fee billed if criteria not met, per Schedule of Charges
Annual fee waived at
AED 60,000 spend
Minimum monthly salary
Not published
Profit rate
Not published

12 verified benefits

Quoted from Dubai Islamic Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport transfer 1 benefit

Airport Lounge Access

Verified 25 Aug 2026

Complimentary access to over 1,200 airport lounges up to 8 times per calendar year. First visit is complimentary. Subsequent visits require foreign currency spend of USD 1 equivalent or pay USD 32 per visit. Access available via Visa Airport Companion App.

How often
8 uses a year
How to use it
Activate in the bank's app
Caps and limits
8 complimentary visits per calendar year
Where
All emirates
“Enjoy complimentary access to over 1,200 airport lounges 8 times per year”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Cashback 1 benefit

Wala'a Rewards Program

Verified 25 Aug 2026

Earn 2.5 Wala'a Rewards points per AED 1 on all retail spends and 3.0 points per AED equivalent foreign currency on retail spends. Certain categories (supermarkets, telecom, education, petroleum, government services, takaful, car dealers, transport, real estate) earn only 0.2 points per AED. Points can be redeemed for flight tickets, hotel stays, retail purchases, bill payments and other benefits. Points expire after 24 months if unredeemed.

How often
Always on
How to use it
Activate in the bank's app — Redeem via Call Centre after 48 hours of points accrual
Caps and limits
Points expire after 24 months; maximum accrual limited to points based on credit limit per calendar month
Exclusions
No points on utility/government bills via DIB platforms, foreign currency purchases, money orders, deposits, crypto, pre-paid cards, wire transfers, account funding, charity
Where
All emirates
“Earn 2.5 Wala'a Rewards for every AED 1 & 3.0 Wala'a Rewards for every AED equivalent foreign currency”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Dining 1 benefit

VISA Fine Dining Discounts

Verified 25 Aug 2026

Use the card at over 75 premium UAE restaurants to receive amazing discounts and earn Wala'a reward points on every transaction with participating establishments.

How often
Always on
How to use it
Triggered by paying with the card
Where
All emirates
“Use your card at over 75 premium UAE restaurants with amazing discounts and offers”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Fuel 1 benefit

Roadside Assistance – Fuel Service

Verified 25 Aug 2026

Complimentary fuel assistance providing 10 litres of petrol 92 for vehicles out of fuel, available up to 3 times per year. Petrol cost must be paid separately by the customer.

How often
3 uses a year
How to use it
Call the concierge line — Contact via WhatsApp 600500372 or phone 600500372
Caps and limits
Up to 3 times per year
Where
All emirates
“Fuel assistance: For vehicles out of fuel, 10 litres of petrol 92 is provided”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Hotel 1 benefit

VISA Luxury Hotel Collection

Verified 25 Aug 2026

Exclusive member privileges at over 900 luxury hotel properties worldwide including preferential prices, room upgrades, free internet, complimentary breakfast, VIP guest status, late check-outs and complimentary food and beverage vouchers worth USD 25 per stay.

How often
Per event
How to use it
Redeem on a website — Book at www.visaluxuryhotels.com and pay with Prime Signature Card
Where
International
“complimentary food and beverage vouchers worth US$ 25”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Other 3 benefits

Free International Driving License

Verified 25 Aug 2026

Complimentary International Driving License for cardholders after collecting the required documentation.

How often
Per event
How to use it
Call the concierge line — Collect required documentation and contact service provider
Where
All emirates
“Free international driving license: Complimentary International Driving license for cardholders”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Roadside Assistance – Vehicle Towing and Support

Verified 25 Aug 2026

Complimentary roadside assistance including vehicle towing from scene to nearest workshop, vehicle registration pickup/dropoff once per year, vehicle servicing pickup/dropoff once per year, battery boost, flat tyre fixing with used tyres, lock-out service, and off-road vehicle rescue, available up to 3 times per year.

How often
3 uses a year
How to use it
Call the concierge line — Contact via WhatsApp 600500372 or phone 600500372
Caps and limits
Up to 3 times per year
Where
All emirates
“complimentary roadside assistance up to 3 times per year”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

VISA Signature Privileges

Verified 25 Aug 2026

Global, regional and local offers including exclusive travel, entertainment, retail and dining benefits, exclusive access and tickets to special events worldwide, and a dedicated VISA Signature website with detailed card services, benefits and merchant partner offers.

How often
Always on
How to use it
Redeem on a website — Visit visamiddleeast.com for offers and event access
Where
International
“Enjoy global, regional and local offers with exclusive travel, entertainment, retail and dining”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Purchase protection 2 benefits

Complimentary Buyers Protection

Verified 25 Aug 2026

Full payment protection for new item purchases made with the card against theft or damage for 365 days from purchase date. Covers accidental damage to mobile phones. Claims must be submitted within 28 days of incident. For theft, report within 24 hours.

How often
Always on
How to use it
Applied automatically
Caps and limits
365 days from purchase; claims within 28 days
Where
All emirates
“Protect your purchases from theft or damage, enabling you to immerse yourself in worry free shopping.”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Extended Warranty Protection

Verified 25 Aug 2026

Automatic doubling of the manufacturer's warranty for up to one year on purchases made with the Prime Signature Card, protecting against repair and replacement costs.

How often
Always on
How to use it
Applied automatically
Caps and limits
Up to 1 year extension of manufacturer warranty
Where
All emirates
“automatic doubling of the manufacturer's warranty for up to 1 year”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Travel insurance 1 benefit

Multi-Trip Travel Insurance

Verified 25 Aug 2026

Complimentary travel and medical insurance coverage up to USD 500,000 for trips booked with the card, covering the cardholder, spouse and up to 5 children on all trips up to 90 days with benefits including emergency medical, evacuation, hospital daily cash, trip cancellation and baggage delay.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Enjoy travel and medical coverage of up to US$500,000 on your trips while booking your tickets with your card.”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

Valet parking 1 benefit

Complimentary Valet Parking

Verified 25 Aug 2026

Two complimentary valet parking services per month at 18 key locations across the UAE including Dubai International Airport, Wafi City, American Hospital, Oasis Centre, Ibn Battuta Mall in Dubai and Yas Mall, Marina Mall in Abu Dhabi. Service requires minimum monthly spend of AED 5,000.

How often
2 uses a month
How to use it
Applied automatically — Present card at valet parking reception
Caps and limits
2 complimentary per month; subject to minimum AED 5,000 monthly spend
Where
Dubai, Abu Dhabi
“Take away the hassle of parking with 2 complimentary valet parking services per month at 18 key locations”

Source: https://www.dib.ae/personal/cards/prime-signature-card · Last checked 25 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the Prime Signature Card?

The Prime Signature Card has a published annual fee of AED 5,000. Fee waived subject to minimum monthly spend criteria (AED 5,000/month); applicable fee billed if criteria not met, per Schedule of Charges

Can the Prime Signature Card annual fee be waived?

Dubai Islamic Bank publishes a spend threshold of AED 60,000 for waiving the annual fee on the Prime Signature Card. Check the issuer's terms for the exact card year it is measured over.

What benefits does the Prime Signature Card include?

The Prime Signature Card carries 12 verified benefits across 9 categories: Airport transfer, Cashback, Dining, Fuel, Hotel, Other, Purchase protection, Travel insurance, Valet parking. Each is quoted from Dubai Islamic Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.