Cashback Card

Guaranteed 5% cashback on all Etisalat and du bill payments made with the card, with no minimum spend requirement.

How often

Always on

How to use it

Applied automatically — Log in to Online Banking or Mobile Banking App, go to Cards → Rewards → Redemption, and submit your request to redeem cashback.

Exclusions

Balance transfers, cash advances, Fees and Charges are not eligible for cash back.

Where

All emirates

“5% guaranteed cash back on telecom expenses”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026

Guaranteed cashback of up to 1% on all local and international card transactions, with no minimum spend criteria.

How often

Always on

How to use it

Applied automatically — Log in to Online Banking or Mobile Banking App, go to Cards → Rewards → Redemption, and submit your request to redeem cashback.

Exclusions

Balance transfers, cash advances, Fees and Charges are not eligible for cash back.

Where

All emirates

“Up to 1% guaranteed cash back on all local and international transactions”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026

Get 50% cashback on cinema tickets, any day of the week, at any cinema across the UAE, subject to a minimum monthly spend and a monthly cashback cap.

How often

Monthly

How to use it

Triggered by paying with the card — Cashback credited within 45 working days upon meeting the spend condition.

Caps and limits

Minimum AED 5,000 monthly spend required. Maximum cashback: AED 100 per month. Applicable to Merchant Code 7832 as defined by Visa.

Where

All emirates

“Get 50% cashback on cinema tickets, any day of the week, at any cinema across the UAE.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026

Access to hundreds of Buy 1 Get 1 deals across dining, beauty and fitness outlets in the UAE via the ENTERTAINER app, exclusive to Emirates Islamic Visa cardholders.

How often

Always on

How to use it

Redeem in a partner app — Download the ENTERTAINER app from your App Store and register your card to start saving.

Where

All emirates

“Unlock Buy 1 Get 1 on your favourite dining, beauty and fitness outlets.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026

Exclusive privileges at over 900 luxury hotels and resorts worldwide including best available rate guarantee, automatic room upgrade, complimentary breakfast, in-room Wi-Fi, late check-out and a USD 25 food & beverage voucher.

How often

Per event

How to use it

Redeem in a partner app

Caps and limits

Applicable at participating hotels within the collection only; upgrades and late check-out subject to availability.

Where

International

“Enjoy exclusive privileges at over 900 luxury hotels and resorts worldwide.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026

Transfer outstanding balances from other UAE bank credit cards and enjoy 0% profit rate for 6 months, consolidating payments into one convenient account.

How often

Always on

How to use it

Call the concierge line

Caps and limits

0% profit rate for 6 months; processing fee applies.

Where

All emirates

“Transfer balances from any UAE bank credit card. 0% profit rate for 6 months (processing fee applies).”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026

Split big purchases into 0% profit-rate instalments over 3, 6, 9 or 12 months at participating partner outlets across the UAE such as Carrefour and Sharaf DG.

How often

Always on

How to use it

Triggered by paying with the card

Caps and limits

Tenures of 3, 6, 9, or 12 months; available at participating merchants only.

Where

All emirates

“Choose payment tenures of 3, 6, 9, or 12 months. 0% profit rate at participating merchants.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026

Instantly convert up to 80% of the available credit limit into cash, repayable through flexible monthly instalments.

How often

Always on

How to use it

Call the concierge line

Caps and limits

Up to 80% of available credit limit.

Where

All emirates

“Instantly convert up to 80% of your available credit limit into cash and manage your financial needs with ease.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026

The Cashback Credit Card automatically extends the original manufacturer's warranty on eligible purchases by up to one additional year.

How often

Always on

How to use it

Applied automatically

Caps and limits

Extends manufacturer's warranty by up to one additional year from original expiry.

Where

All emirates

“Your Emirates Islamic Cashback Credit Card automatically doubles the manufacturer’s warranty — giving you extended peace of mind.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026

Coverage against loss or damage occurring within a limited time from the date of purchase, up to USD 5,000 per occurrence and USD 20,000 per year.

How often

Yearly

How to use it

Applied automatically

Caps and limits

USD 5,000 per occurrence and USD 20,000 per year.

Where

All emirates

“It provides coverage of USD 5000 per occurrence and USD 20,000 per year against loss or damage that occurs within a limited time duration from the date of purchase.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/cashback-card · Last checked 7 Sep 2026