Etihad Guest Saqer Card

Access to over 1,200 airport lounges worldwide via the Visa Airport Companion App. First visit each calendar year is complimentary.

How often

Yearly

How to use it

Activate in the bank's app

Caps and limits

First visit each calendar year complimentary; subsequent free visits require USD 1 foreign currency spend 15 days prior; USD 32 per additional visit; USD 32 per accompanying guest

Where

All emirates, International

“Enjoy access to over 1,200 airport lounges worldwide via the Visa Airport Companion App . First visit each calendar year is complimentary.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Complimentary transfers to or from Abu Dhabi International Airport. Up to 2 complimentary transfers per calendar year when a valid Etihad Airways transaction is made within the last 6 months.

How often

2 uses a year

How to use it

Applied automatically

Caps and limits

Up to 2 complimentary transfers per calendar year; applicable when valid Etihad Airways transaction within last 6 months; flight within 12 hours of transfer time

Where

Abu Dhabi

“Up to 2 complimentary transfers per calendar year”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Pay off dues owed to other banks using your Emirates Islamic Etihad Guest Saqer Credit Card with no profit charged on the balance transferred.

How often

Per event

How to use it

Applied automatically

Caps and limits

No profit rate on transferred balances

Where

All emirates

“No profit rate on transferred balances.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Earn a 25% discount voucher on Etihad Guest Miles redemption when spending AED 100,000 in your anniversary year. Spend between AED 50,000–100,000 for a 10% discount voucher. One voucher per anniversary year.

How often

Yearly

How to use it

Redeem on a website

Caps and limits

1 voucher per anniversary year. Valid for 6 months. Blackout dates: July, August, December.

Exclusions

Max 2 passengers per booking. Cannot book flights during blackout months.

Where

All emirates

“Earn up to a 25% discount on Etihad Guest Miles redemption based on your annual spending.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Earn Etihad Guest Miles on eligible spending across multiple categories: Etihad Airways 3 miles per USD 1, International up to 2 miles per USD 1, EEA 1.5 miles per USD 1, Domestic up to 1.5 miles per USD 1.

How often

Always on

How to use it

Applied automatically

Exclusions

No miles earned on cash advances.

Where

All emirates

“Earn 1 Etihad Guest Tier Mile for every USD 1 equivalent spent using your card.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Earn 1 Etihad Guest Tier Mile for every USD 1 equivalent spent using the card. Maximum cap of 25,000 Etihad Guest Tier Miles per membership year. Used to achieve and maintain higher tier status.

How often

Yearly

How to use it

Applied automatically

Caps and limits

Maximum 25,000 Etihad Guest Tier Miles per membership year.

Exclusions

Tier Miles cannot be redeemed for purchases, only to achieve tier status.

Where

All emirates

“A maximum cap of 25,000 Etihad Guest Tier Miles can be earned in a membership year.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

50% cashback on cinema tickets available at any cinema, on any day of the week, and for any class of ticket. Requires minimum monthly spend.

How often

Monthly

How to use it

Applied automatically

Caps and limits

Maximum cashback is AED 75 per month; minimum AED 3,000 monthly spend required; credited within 45 working days

Where

Dubai, Abu Dhabi, Sharjah

“Maximum cashback is AED 75 per month.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Complimentary Wi-Fi on board Etihad Airways flights each membership year. Receive 2 complimentary Wi-Fi vouchers per year plus 1 additional voucher for every Etihad Airways transaction of AED 500 or more.

How often

2 uses a year

How to use it

Applied automatically

Caps and limits

2 vouchers per year; 1 additional for every Etihad transaction of AED 500+; valid for 1 year; 180MB usage per voucher

Where

International

“Receive 2 complimentary Wi-Fi vouchers per year.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Complimentary golf rounds at premium golf clubs across the UAE. Up to 2 rounds per month at Arabian Ranches Golf Club, Jebel Ali Golf Course, or Abu Dhabi Golf Club with minimum monthly retail spend.

How often

2 uses a month

How to use it

Applied automatically

Caps and limits

Up to 2 rounds per month; minimum monthly retail spend of AED 5,000 required; green fee applies for no-shows or exceeding free rounds

Where

Dubai, Abu Dhabi

“Up to 2 rounds per month at Arabian Ranches Golf Club, Jebel Ali Golf Course, or Abu Dhabi Golf Club.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Convert Etihad purchases into easy instalments with no added profit. Flexibility to choose 3 or 6-month instalment plans with a 2% processing fee.

How often

Per event

How to use it

Applied automatically

Caps and limits

Eligible for Etihad.com purchases; 3 or 6-month plans; 2% processing fee applies

Where

International

“Convert your Etihad purchases into easy instalments with no added profit.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Protection for purchases from theft or accidental damage when you pay with your card. Coverage applies automatically.

How often

Per event

How to use it

Applied automatically

Caps and limits

Coverage applies automatically on eligible purchases

Where

All emirates

“Protect your purchases from theft or accidental damage when you pay with your card. Coverage applies automatically.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Qualify for fast-track to Etihad Guest Silver Tier status in the first year by spending AED 2,000 on Etihad Airways within 12 months of card issuance.

How often

Yearly

How to use it

Applied automatically

Caps and limits

AED 2,000 Etihad Airways spend required. Silver benefits valid for 12 months from enrollment.

Exclusions

Applicable to primary cardholders only.

Where

All emirates

“Spend AED 2,000 on Etihad Airways within 12 months of card issuance.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026

Automatic travel takaful coverage when you pay for your trip with your card. Covers trips for up to 90 days and includes travel accident and inconvenience takaful.

How often

Per event

How to use it

Triggered by paying with the card

Caps and limits

Covers trips for up to 90 days

Where

All emirates, International

“Enjoy automatic travel takaful coverage when you pay for your trip with your card. Covers trips for up to 90 days.”

Source: https://www.emiratesislamic.ae/en/cards/credit-cards/etihad-guest-saqer-credit-card · Last checked 7 Sep 2026