Duo

Access over 1,500 premium airport lounges in more than 700 cities worldwide with the Diners Club card, regardless of airline or travel class. Together with the Mastercard, the Duo package gives access to over 300 lounges across the Middle East and over 1,500 lounges worldwide.

How often

Per event

How to use it

Applied automatically — Present the Diners Club card at any participating airport lounge and enter immediately.

Caps and limits

Minimum spend criteria applies. Complimentary visits for self; additional guests will be charged extra.

Exclusions

Guest visits are not complimentary.

Where

All emirates, International

“Indulge in over 1,500 comfortable premium lounges in more than 700 cities worldwide. Simply present your Diners Club card at any participating airport lounge and enter immediately”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

Access over 25 regional and international LoungeKey, marhaba and CAC lounges across the UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore and more with the Mastercard credit card, regardless of airline or class. Supplementary cardholders can use this benefit too.

How often

Per event

How to use it

Applied automatically — Present the Mastercard credit card at any participating LoungeKey Program airport lounge and enter immediately (LoungeKey activation required as per terms).

Caps and limits

Complimentary visits for self only; additional guests will be charged extra.

Exclusions

Guest visits are not complimentary.

Where

All emirates, International

“Simply present your Mastercard credit card at any participating LoungeKey Program airport lounge and enter immediately. Supplementary cardholders can use this benefit too. Enjoy complimentary visits”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

An exclusive current offer waives the annual fee on the Duo Credit Card package (Diners Club plus Mastercard Platinum). The published annual fee for Duo in the Credit Card Services and Price Guide is AED 840.

How often

Yearly

How to use it

Applied automatically — Applied automatically as part of the current acquisition offer.

Caps and limits

Exclusive current offer; annual fee billed will not be reversed if the card is activated, used or cancelled.

Where

Abu Dhabi

“Exclusive current offer: No Annual Fees”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

Earn 0.5% Plus Points on all other spend categories including travel, dining, hotels and online purchases made with the Duo credit cards.

How often

Monthly

How to use it

Applied automatically — Points accrue automatically on eligible card spend and are redeemed through the Emirates NBD Plus Points programme.

Caps and limits

Maximum Plus Points per statement capped at 500.

Where

All emirates, International

“0.5% Plus Points on other spends including travel, dining, hotels and online”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

Earn 5% Plus Points on spends in the Grocery, Electronics, Utilities, Education and Fuel categories, subject to a minimum monthly spend of AED 5,000 per statement. If the minimum monthly spend is not met, 1.5% Plus Points is earned instead.

How often

Monthly

How to use it

Applied automatically — Pay with the Duo credit card in eligible categories; Plus Points accrue automatically and can be redeemed via the Emirates NBD Plus Points redemption channels.

Caps and limits

Minimum monthly spend of AED 5,000 per statement required for 5%; otherwise 1.5%. Maximum Plus Points per statement capped at 500. Effective 5th April 2025.

Exclusions

Other spend categories earn only 0.5% Plus Points.

Where

All emirates

“A minimum monthly spend of AED 5,000 is required to earn 5% Plus Points on Grocery, Electronics, Utilities, Education and Fuel categories. If the minimum monthly spend is not met, you will earn 1.5%”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

Emirates NBD Diners Club cardholders get one complimentary 2D standard class movie ticket on purchase of the first one at any Cine Royal Cinemas location. Two regular 2D standard tickets cost AED 40.25 in total. Up to 3 free tickets per month.

How often

3 uses a month

How to use it

Redeem on a website — Purchase tickets on www.cineroyal.ae or via the Cine Royal Mobile Application and pay with the eligible Emirates NBD Diners Club card.

Caps and limits

Maximum 3 free tickets in a single transaction and maximum 3 free tickets per month. Minimum spend criteria applies; service charges of AED 125 + VAT apply if spend is below the required amount. Tickets subject to availability.

Exclusions

Not valid in conjunction with any special promotion, private screening, or premiere at Cine Royal Cinemas. Tickets must be used for the specific show purchased and cannot be carried forward.

Where

Abu Dhabi

“Benefits: AED 40.25 for two regular 2D Standard tickets. 15% discount on Food and Beverages purchased using the Eligible Card. Eligibility: Minimum Spend Criteria Applies. Cardholder can redeem up to”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

Receive a 15% discount on food and beverages purchased at Cine Royal Cinemas using the eligible Emirates NBD Diners Club card, subject to a minimum purchase of AED 30. The ticket reference number must be shown at the snack bar counter.

How often

Per event

How to use it

Triggered by paying with the card — Show the movie ticket reference number at the snack bar counter and pay with the eligible card.

Caps and limits

Subject to minimum purchase of AED 30.

Where

Abu Dhabi

“The Offer shall also include 15% discount on Food and Beverages purchased using the Eligible Card. The customer has to show the ticket reference number to the snack bar counter. Subject to minimum”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

Complimentary access to top golf courses across the UAE, including Arabian Ranches Golf Club, Jebel Ali Golf Club, The Track Meydan Golf, Abu Dhabi City Golf Club, Abu Dhabi Golf Club and Sharjah Golf & Shooting Club.

How often

Per event

How to use it

Redeem on a website — Book a tee time at a participating course; a processing fee of AED 30 per booking applies.

Caps and limits

A processing fee of AED 30 per booking and no-show fees apply. Charges vary from course to course. Minimum spend criteria applies.

Where

Dubai, Abu Dhabi, Sharjah

“Enjoy a relaxing day with complimentary* access to top golf courses across the UAE. Arabian Ranches Golf Club Jebel Ali Golf Club The Track, Meydan Golf Abu Dhabi City Golf Club Abu Dhabi Golf Club”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

Convert purchases into 0% Easy Payment Plans at select merchant outlets using the Duo credit cards. A processing fee of AED 51.45 per transaction applies to the 0% installment plan per the Credit Card Services and Price Guide.

How often

Per event

How to use it

Redeem in a partner app — Request the 0% Easy Payment Plan at a participating merchant outlet at the time of purchase, or book an installment plan through Emirates NBD channels.

Caps and limits

Available at select merchant outlets. 0% Installment Plan fee: AED 51.45 per transaction. Cancellation fee 1.05% of principal outstanding. First installment due from the second card statement following booking date.

Where

All emirates

“0% Easy Payment Plans at select Merchant Outlets”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

Concierge desk assistance for time-consuming errands including car servicing, registration, and local courier services. Airport transfers discontinued effective 5th April 2025.

How often

Always on

How to use it

Call the concierge line — Contact Emirates NBD Concierge Desk for booking assistance

Caps and limits

Airport transfers discontinued from 5th April 2025; service depends on availability

Where

Dubai, Abu Dhabi

“Our concierge team is here to take care of your time-consuming work”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

Emirates NBD's Concierge Desk can help with time-consuming errands including car servicing and registration, local courier services and more. Note: effective 5th April 2025, airport transfers were discontinued for the Duo Credit Card.

How often

Always on

How to use it

Call the concierge line — Contact the Emirates NBD Concierge Desk to book services.

Exclusions

Effective from 5th April 2025, airport transfers are discontinued for the Duo Credit Card. Valet parking has also been discontinued.

Where

All emirates

“Our experts at Emirates NBD's Concierge Desk, can help you with: Airport transfers in the UAE ---> Car servicing & registration Local courier services and more”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026

The Duo Credit Card includes a utility bill payments facility, allowing cardholders to pay utility bills with the card.

How often

Always on

How to use it

Applied automatically — Use the card to pay utility bills through Emirates NBD channels.

Where

All emirates

“Utility bill payments facility”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/duo-credit-cards · Last checked 25 Aug 2026