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Mastercard Platinum Credit Card card
Emirates NBD

Mastercard Platinum Credit Card

Mastercard Platinum Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
Free for life Card has no annual fee (AED 0). Page 1 states 'Exclusive current offer: No Annual Fees' under the key benefits. Page 2 fee schedule lists 'Platinum' with 'Free' annual fee. The minimum salary requirement is AED 12,000 per month. No fee waiver conditions are stated.
Annual fee waived at
Not published
Minimum monthly salary
AED 12,000
Interest rate
Not published

7 verified benefits

Quoted from Emirates NBD's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Complimentary Airport Lounge Access

Verified 25 Aug 2026

Enjoy complimentary access to 900+ airport lounges worldwide through Mastercard Travel Pass. Free access to world-class airport lounges when you travel.

How often
Always on
How to use it
Applied automatically — Register on the Mastercard Travel App starting 1st May 2025 to continue enjoying the benefit
Where
All emirates
“Complimentary lounge access worldwide with Mastercard Travel Pass. Enjoy free access to some of the world's best airport lounges every time you travel.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/mastercard-platinum-credit-card · Last checked 25 Aug 2026

Annual fee waiver 1 benefit

Cashback 1 benefit

Plus Points Rewards on Retail Spends

Verified 25 Aug 2026

Earn up to 1.5% Plus Points on retail spends. Earn 0.4% on supermarkets, grocery, insurance and car dealership spends. Earn 0.2% on fuel, utility, real estate and education spends.

How often
Always on
How to use it
Activate in the bank's app — Instant Plus points redemptions at key merchant outlets
Caps and limits
Plus Points earning cap per statement is applicable
Where
All emirates
“Earn upto 1.5% Plus Points on your retail spends”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/mastercard-platinum-credit-card · Last checked 25 Aug 2026

Dining 1 benefit

Restaurant Discounts

Verified 25 Aug 2026

Enjoy up to 30% discount at over 2,000 restaurants across the UAE. Access exclusive dining offers and deals at premium establishments.

How often
Per event
How to use it
Voucher code
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Up to 30% discount at over 2,000 restaurants across the UAE”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/mastercard-platinum-credit-card · Last checked 25 Aug 2026

Golf 1 benefit

Golf Course Discounts

Verified 25 Aug 2026

Get up to 40% discount at over 100 golf courses worldwide. Tee off at premium golf destinations with exclusive cardholder rates.

How often
Per event
How to use it
Call the concierge line — A processing fee of AED 30 per booking and no-show fees apply. Charges vary from course to course.
Caps and limits
Processing fee of AED 30 per booking applies
Exclusions
No-show fees apply; charges vary by course
Where
International
“Get up to 40% discount at over 100 golf courses worldwide”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/mastercard-platinum-credit-card · Last checked 25 Aug 2026

Installments 1 benefit

Easy Payment Plans

Verified 25 Aug 2026

0% Easy Payment Plans available at select merchant outlets. Purchase electronics, jewelry, home décor, travel and entertainment tickets and pay back in 3, 6, 12 or 24 months with no interest.

How often
Per event
How to use it
Triggered by paying with the card
Where
All emirates
“0% Easy Payment Plans at select Merchant Outlets”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/mastercard-platinum-credit-card · Last checked 25 Aug 2026

Travel insurance 1 benefit

Trip.com Travel Discount

Verified 25 Aug 2026

Get discounts on flight and hotel bookings through Trip.com. Tiered rewards structure with discounts up to 30% on combined bookings.

How often
Per event
How to use it
Redeem in a partner app
Caps and limits
Up to AED 1,400 maximum discount per combined booking of airfare and hotel nights
Where
International
“Get up to 20% off flights and hotels bookings on Trip.com with your Mastercard card”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/mastercard-platinum-credit-card · Last checked 25 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the Mastercard Platinum Credit Card?

The Mastercard Platinum Credit Card is free for life — Emirates NBD publishes no annual fee. Card has no annual fee (AED 0). Page 1 states 'Exclusive current offer: No Annual Fees' under the key benefits. Page 2 fee schedule lists 'Platinum' with 'Free' annual fee. The minimum salary requirement is AED 12,000 per month. No fee waiver conditions are stated.

What salary does the Mastercard Platinum Credit Card require?

Emirates NBD publishes a minimum monthly salary of AED 12,000 for the Mastercard Platinum Credit Card.

What benefits does the Mastercard Platinum Credit Card include?

The Mastercard Platinum Credit Card carries 7 verified benefits across 7 categories: Airport lounge, Annual fee waiver, Cashback, Dining, Golf, Installments, Travel insurance. Each is quoted from Emirates NBD's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.