Quoted from Emirates NBD's published terms. Anything we could not match to the issuer's own words is not listed.
The U by Emaar Family Credit Card carries no annual fee and is free for the cardholder for the lifetime of the card.
“Free for life”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Cardholders earn 5% Upoints back on spends at Emaar malls and when staying or dining at Emaar Hospitality Group hotels and restaurants.
“5% Upoints back on spends in Emaar malls and when you dine or stay”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Get 5% back as Upoints on all your shopping and dining spends and redeem them instantly at over 1500+ stores
“Get 5% back as Upoints on all your shopping & dining spends”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Earn 1% Upoints on all spends as base reward
“Earn Upoints on spends 1% for all spends”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Buy 1 get 1 free on movie tickets at Reel Cinemas
“Buy one get one free on movie experiences”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Cardholders receive a buy one get one free offer on movie tickets at Reel Cinemas when minimum monthly spend requirement is met.
“Buy 1 get 1 free on movie tickets at Reel Cinemas”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Cardholders earn 5% Upoints back when dining at Emaar Hospitality Group restaurants including Atmosphere and Thiptara.
“Get 5% back as Upoints when you dine at restaurants”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Earn 10% base Upoints on spends in fuel, government services and telecommunication payments
“10% base Upoints for spends in fuel, government services and telecommunication”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Earn 25% base Upoints on spends in grocery and supermarkets
“25% base Upoints for spends in grocery and supermarkets”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Earn 5% Upoints when you stay at Emaar Hotels and restaurants
“Get 5% back as Upoints when you stay at Emaar Hotels”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Member exclusive rates for bookings done on Emaar websites and U By Emaar Mobile App
“Member exclusive rates for bookings done on Emaar websites”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Easy installment plans for shopping with 0% interest at participating merchants
“pay it back in 3, 6, 12 or 24 months with 0% interest”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Earn 5x extra Upoints on spends in Emaar properties and malls
“5x extra on spends in Emaar”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Enjoy up to 30% discount on entertainment at Emaar Entertainment Group including The Dubai Underwater Zoo, Kidzania and Dubai Ice Rink
“Enjoy up to 30% off on entertainment”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Cardholders receive 10% discount on spa services at Emaar Hospitality Group properties.
“You'll also get 10% off on spas at Emaar Hospitality Group”
Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-family-credit-card · Last checked 25 Aug 2026
Published changes, newest first. A perk list that never changes is a perk list nobody is checking.
The U By Emaar Visa Family Credit Card is free for life — Emirates NBD publishes no annual fee. The U by Emaar Family Credit Card has an annual fee of 0 AED (Free for life). The fee schedule document lists the Family variant as 'Free' in the annual fee column. The card's landing page explicitly states 'Free for life' with no minimum spend requirement.
Emirates NBD publishes a minimum monthly salary of AED 5,000 for the U By Emaar Visa Family Credit Card.
The U By Emaar Visa Family Credit Card carries 15 verified benefits across 10 categories: Annual fee waiver, Cashback, Cinema, Dining, Fuel, Grocery, Hotel, Installments, Online shopping, Spa & fitness. Each is quoted from Emirates NBD's own published terms on this page.
Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.
Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.
See what you're wasting.Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.