U By Emaar Visa Signature Credit Card

Complimentary airport lounge access to over 1,000 premium lounges globally via the Visa Airport Companion App.

How often

Always on

How to use it

Redeem in a partner app — Register and access lounges through the Visa Airport Companion App.

Where

International

“Complimentary airport lounge access to over 1000 lounges worldwide via the Visa Airport Companion App.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Earn 1.25% back as UPoints on all non-Emaar card spends.

How often

Always on

How to use it

Applied automatically — UPoints accrue automatically on qualifying spends.

Where

All emirates

“Earn UPoints on spends 6.25% on all Emaar spends 1.25% on all other spends”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Earn 5X UPoints (6.25% back) on all Emaar spends, including Dubai Mall, Marina Mall, Emaar Communities, Emaar Hotels and restaurants.

How often

Always on

How to use it

Applied automatically — UPoints accrue automatically on qualifying Emaar spends and can be redeemed at partner stores.

Where

Dubai

“Earn 1.25% back as Upoints on spends and 5X for all Emaar spends 6.25% back on spends at Emaar including Dubai Mall, Marina Mall & Emaar Communities”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

UPoints earned on the card can be redeemed instantly at over 2,500 stores across partner brands.

How often

Always on

How to use it

Redeem in a partner app — Redeem accumulated UPoints instantly at participating stores.

Where

All emirates

“Redeem UPoints instantly at over 2500+ stores across your favorite brands”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Buy one get one free on movie tickets at Reel Cinemas, valid on a maximum of 6 tickets (3 free) per month, subject to a minimum monthly card spend of AED 5,000. Bookings must be made online via the Reel Cinemas website or app.

How often

3 uses a month

How to use it

Redeem on a website — Book tickets online via the Reel Cinemas website or application using the card; maintain AED 5,000 monthly card spend.

Caps and limits

Maximum 6 tickets (3 free) per month; minimum monthly card spend of AED 5,000 required.

Exclusions

Not applicable to bookings outside the Reel Cinemas website/app; cardholders spending below the required amount are charged full price.

Where

Dubai

“Valid on a maximum of 6 tickets (3 free) per month, additional tickets will be charged at full price while booking.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Complimentary soft drinks and popcorn with the movie experience, subject to a minimum monthly spend of AED 5,000 on the card.

How often

Monthly

How to use it

Redeem on a website — Book via the Reel Cinemas website or app with the card and meet the AED 5,000 monthly spend requirement.

Caps and limits

Requires minimum monthly spend of AED 5,000 on the card.

Where

Dubai

“Free soft drinks and popcorn subject to a minimum monthly spend of AED 5,000 on your U by Emaar Signature Credit Card”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Up to 15% discount on food and beverage at Emaar Hospitality Group hotels, including Atmosphere and Thiptara restaurants.

How often

Always on

How to use it

Triggered by paying with the card — Pay with the card at participating Emaar Hospitality Group outlets to receive the discount.

Caps and limits

Discount is stated as 'up to 15%'.

Where

Dubai

“Get up to 15% off on F&B at the Emaar Hospitality Group including Atmosphere and Thiptara restaurants”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Complimentary room upgrades on hotel stays, up to a maximum of 7 nights per annum, plus late checkout until 4 pm subject to availability. Member exclusive rates apply for bookings made on brand websites and the U By Emaar Mobile App.

How often

7 uses a year

How to use it

Redeem on a website — Book on the brand websites or the U By Emaar Mobile App; upgrade and late checkout subject to availability.

Caps and limits

Upgrades maximum of 7 nights per annum; late checkout till 4 pm subject to availability.

Exclusions

Member exclusive rates apply only for bookings done on brand websites and the U By Emaar Mobile App.

Where

Dubai

“Member exclusive rates for bookings done on Brand websites and U By Emaar Mobile App. Upgrades maximum of 7 nights per annum. Late checkout till 4 pm subject to availability”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Convert purchases of electronics, jewellery, home decor, travel and entertainment tickets at participating merchants into 3, 6, 12 or 24 month instalments at 0% interest (a 0% Installment Plan processing fee of AED 51.45 per transaction applies as per the fee schedule).

How often

Always on

How to use it

Redeem on a website — Book an instalment plan on an eligible purchase at a participating merchant for a 3, 6, 12 or 24 month tenor.

Caps and limits

Available at participating merchants; tenors of 3, 6, 12 or 24 months.

Exclusions

AED 51.45 per transaction fee for the 0% Installment Plan; cancellation fee of 1.05% of principal outstanding.

Where

All emirates

“Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay it back in 3, 6, 12 or 24 months with 0% interest.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Convert purchases of electronics, jewellery, home decor, travel and entertainment tickets at participating merchants into 3, 6, 12 or 24 month instalments at 0% interest. A processing fee of AED 51.45 per transaction applies to the 0% instalment plan.

How often

Per event

How to use it

Call the concierge line — Book an instalment payment plan on eligible transactions at participating merchants; the first instalment is due from the second card statement following the booking date.

Caps and limits

AED 51.45 processing fee per 0% instalment plan transaction; cancellation fee 1.05% of principal outstanding.

Exclusions

Available at participating merchants only.

Where

All emirates

“pay it back in 3, 6, 12 or 24 months with 0% interest”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Make secure, cashless payments using a compatible phone or wearable device linked to the Emirates NBD card.

How often

Always on

How to use it

Activate in the bank's app — Add the card to a compatible phone or wearable wallet to pay contactlessly.

Where

All emirates

“Make secure, cashless payments using your compatible phone or wearable.”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Cardholders receive U By Emaar Gold membership status.

How often

Always on

How to use it

Applied automatically — Status is granted automatically with the card.

Where

Dubai

“Receive U By Emaar Gold Status”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

Up to 30% discount on entertainment at Emaar Entertainment Group venues, including The Dubai Underwater Zoo, KidZania and Dubai Ice Rink.

How often

Always on

How to use it

Triggered by paying with the card — Pay with the card at participating Emaar Entertainment Group attractions.

Caps and limits

Discount stated as 'up to 30%'.

Where

Dubai

“Enjoy up to 30% off on Entertainment at Emaar Entertainment Group including The Dubai Underwater Zoo, Kidzania and Dubai Ice Rink”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026

15% discount on spa services at Emaar Hospitality Group properties.

How often

Always on

How to use it

Triggered by paying with the card — Pay with the card at Emaar Hospitality Group spas.

Where

Dubai

“You can also get 15% off Spas at Emaar Hospitality Group”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/u-by-emaar-signature-credit-card · Last checked 25 Aug 2026