Bustan بستان
Visa Flexi Credit Card card
Emirates NBD

Visa Flexi Credit Card

Visa Other Verified 7 Sep 2026

Fees and eligibility, as published

Annual fee
AED 12,000 a year No joining or annual fee under the current offer; min. monthly salary AED 12,000
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

14 verified benefits

Quoted from Emirates NBD's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 2 benefits

Complimentary Airport Lounge Access

Verified 7 Sep 2026

Complimentary access to over 900 airport lounges worldwide as part of the Travel benefits package.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Complimentary access to 900+ airport lounges”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Flight Delay Lounge Access

Verified 7 Sep 2026

Access to special airport lounges in case of flight delays as part of Travel benefits options.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Access to special lounges in case of flight delays”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Airport transfer 1 benefit

Complimentary Airport Transfers

Verified 7 Sep 2026

Complimentary transfers to and from the airport, available as one of the Travel benefits options.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Complimentary transfers to the airport & back”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Cashback 1 benefit

Plus Points Rewards

Verified 7 Sep 2026

Earn 1.5 points for every AED 100 spent on retail purchases, with reduced earning rates for specific categories like supermarkets, groceries, and utilities.

How often
Always on
How to use it
Redeem on a website
Caps and limits
Plus Points earning cap per statement is applicable
Where
All emirates
“1.5 Points for every AED 100 spend”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Cinema 1 benefit

VOX Cinemas Discounts

Verified 7 Sep 2026

Discounts on VOX Cinemas THEATRE and 4DX movie experiences, available as one of the Entertainment treats options.

How often
Always on
How to use it
Redeem in a partner app
Where
Dubai, Abu Dhabi, Sharjah
“Discounts on THEATRE and 4DX movie experiences”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Dining 1 benefit

SupperClub 12-Month Signature Premium Dining Membership

Verified 7 Sep 2026

12 months of Signature Premium Dining membership from SupperClub, available as one of the Lifestyle perks options.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“12 months Signature Premium Dining membership”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Golf 1 benefit

Complimentary Golf Rounds in UAE

Verified 7 Sep 2026

Complimentary rounds of golf at UAE golf courses, available as one of the Lifestyle perks options.

How often
Always on
How to use it
Applied automatically
Where
Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain
“Complimentary rounds of golf in the UAE”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Installments 1 benefit

Easy Installment Plans

Verified 7 Sep 2026

0% interest installment payment plans for purchases at participating merchants, available in 3, 6, 12 or 24 month tenors.

How often
Per event
How to use it
Triggered by paying with the card
Exclusions
0% interest available only through card payment trigger at participating merchants
Where
All emirates
“0% interest”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Other 6 benefits

Anghami 6-Month Subscription

Verified 7 Sep 2026

6 months of complimentary Anghami music streaming subscription, available as one of the Entertainment treats options.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“6 months complimentary subscription”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Careem Discounts

Verified 7 Sep 2026

Discounts on Careem rides, food deliveries and groceries as one of the Lifestyle perks options.

How often
Always on
How to use it
Applied automatically
Where
Dubai, Abu Dhabi, Sharjah
“Discounts on rides, food deliveries and groceries”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Complimentary Concierge Assistance

Verified 7 Sep 2026

Complimentary assistance for all cardholder needs, available as one of the Lifestyle perks options.

How often
Always on
How to use it
Call the concierge line
Where
All emirates
“Complimentary assistance for all your needs”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Complimentary eSIM Global Data Roaming

Verified 7 Sep 2026

Complimentary 3GB eSIM global data roaming available as one of the Travel benefits options.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Complimentary 3GB eSim global data roaming”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Global Blue VAT Refund Membership

Verified 7 Sep 2026

Exclusive member benefits on hassle-free tax refunds through Global Blue, available as one of the Travel benefits options.

How often
Always on
How to use it
Redeem on a website
Where
International
“Exclusive member benefits on hassle-free tax refunds”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

STARZPLAY Free Entertainment Subscription

Verified 7 Sep 2026

3 months free STARZPLAY entertainment and sports subscription, available as one of the Entertainment treats options.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“3 months free entertainment and sports subscription”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-flexi-credit-card · Last checked 7 Sep 2026

Where this card sits

Questions

What is the annual fee on the Visa Flexi Credit Card?

The Visa Flexi Credit Card has a published annual fee of AED 12,000. No joining or annual fee under the current offer; min. monthly salary AED 12,000

What benefits does the Visa Flexi Credit Card include?

The Visa Flexi Credit Card carries 14 verified benefits across 8 categories: Airport lounge, Airport transfer, Cashback, Cinema, Dining, Golf, Installments, Other. Each is quoted from Emirates NBD's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 7 Sep 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.