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Visa Platinum Credit Card card
Emirates NBD

Visa Platinum Credit Card

Visa Platinum Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
Free for life The Visa Platinum Credit Card has no annual fee according to the product page which states 'Exclusive current offer: No Annual Fees'. Page 2 confirms this with 'Free' listed under Annual Fee for Platinum. The minimum salary requirement is AED 12,000 per month. No ongoing fee waiver conditions apply as the card has no annual fee.
Annual fee waived at
Not published
Minimum monthly salary
AED 12,000
Interest rate
Not published

6 verified benefits

Quoted from Emirates NBD's published terms. Anything we could not match to the issuer's own words is not listed.

Annual fee waiver 2 benefits

Interest-Free Period

Verified 25 Aug 2026

Interest-free period of up to 55 days available on retail purchases.

How often
Per event
How to use it
Applied automatically
Caps and limits
Up to 55 days on retail purchases; does not apply to cash advances.
Exclusions
Does not apply to cash advances.
Where
All emirates
“Interest-free period up to 55 days for retail purchases”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-platinum-credit-card · Last checked 25 Aug 2026

No Annual Fee

Verified 25 Aug 2026

No annual fee for the Visa Platinum Credit Card

How often
Yearly
How to use it
Applied automatically — Fee is automatically waived; no action required
Caps and limits
No annual fee in promotional period
Where
All emirates
“Exclusive current offer: No Annual Fees”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-platinum-credit-card · Last checked 25 Aug 2026

Cashback 1 benefit

Plus Points on Retail Spends

Verified 25 Aug 2026

Earn 1.5 Plus Points for every AED 100 spent on retail purchases, with reduced earning rates for supermarkets, groceries, insurance, car dealerships, fuel, utility bills, real estate and education.

How often
Always on
How to use it
Redeem on a website — Log into online banking or mobile app to redeem Plus Points
Caps and limits
Plus Points earning cap per statement is applicable
Where
All emirates
“Earn up to 1.5 Plus Points for every AED 100 spent”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-platinum-credit-card · Last checked 25 Aug 2026

Dining 1 benefit

Bon Appétit Restaurant Discount

Verified 25 Aug 2026

Up to 30% discount at over 2,000 restaurants across the UAE

How often
Always on
How to use it
Redeem in a partner app — Present card or activate offer at participating restaurants
Caps and limits
Up to 30% discount
Where
All emirates
“Up to 30% discount at over 2,000 restaurants across the UAE”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-platinum-credit-card · Last checked 25 Aug 2026

Installments 1 benefit

0% Interest Installment Plans

Verified 25 Aug 2026

Buy electronics, jewelry, home décor, travel and entertainment tickets at participating merchants and pay back in 3, 6, 12 or 24 months with 0% interest.

How often
Per event
How to use it
Triggered by paying with the card — Apply for installment plan at participating merchant point-of-sale or contact bank
Caps and limits
Available in 3, 6, 12 or 24 month tenors
Where
All emirates
“pay it back in 3, 6, 12 or 24 months with 0% interest”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-platinum-credit-card · Last checked 25 Aug 2026

Spa & fitness 1 benefit

LiveWell Health and Fitness Discount

Verified 25 Aug 2026

Up to 50% discount on health and fitness services

How often
Always on
How to use it
Redeem in a partner app — Present card or activate offer at participating health and fitness facilities
Caps and limits
Up to 50% discount
Where
All emirates
“Up to 50% discount on health & fitness”

Source: https://www.emiratesnbd.com/en/cards/credit-cards/visa-platinum-credit-card · Last checked 25 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the Visa Platinum Credit Card?

The Visa Platinum Credit Card is free for life — Emirates NBD publishes no annual fee. The Visa Platinum Credit Card has no annual fee according to the product page which states 'Exclusive current offer: No Annual Fees'. Page 2 confirms this with 'Free' listed under Annual Fee for Platinum. The minimum salary requirement is AED 12,000 per month. No ongoing fee waiver conditions apply as the card has no annual fee.

What salary does the Visa Platinum Credit Card require?

Emirates NBD publishes a minimum monthly salary of AED 12,000 for the Visa Platinum Credit Card.

What benefits does the Visa Platinum Credit Card include?

The Visa Platinum Credit Card carries 6 verified benefits across 5 categories: Annual fee waiver, Cashback, Dining, Installments, Spa & fitness. Each is quoted from Emirates NBD's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.