Bustan بستان
Islamic Cashback Credit Card card
First Abu Dhabi Bank

Islamic Cashback Credit Card

Mastercard Standard Islamic — profit rate, not interest Verified 8 Sep 2026

Fees and eligibility, as published

Annual fee
AED 315 a year Islamic Shariah-compliant card. Annual fee of AED 300 stated on product page. No fee waiver based on spend mentioned. Minimum monthly salary requirement is AED 5,000. Card uses Commodity Murabahah structure per Shariah rulings.
Annual fee waived at
Not published
Minimum monthly salary
AED 5,000
Profit rate
Not published

18 verified benefits

Quoted from First Abu Dhabi Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Free Worldwide Airport Lounge Access

Verified 8 Sep 2026

Enjoy free worldwide airport lounge access for the cardholder and a guest (plus one).

How often
12 uses a year
How to use it
Redeem in a partner app
Caps and limits
Includes cardholder plus one guest per visit.
Where
International
“Keep your travels comfortable with free worldwide airport lounge access for you and your plus one.”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Airport transfer 2 benefits

Careem Chauffeur Service Discount

Verified 8 Sep 2026

Get 20% off chauffeur services with Careem, up to 3 rides a month.

How often
3 uses a month
How to use it
Redeem in a partner app
Caps and limits
Up to 3 rides per month.
Where
All emirates
“Benefit from hassle-free transportation with 2 free airport transfers and 20% off on chauffeur services with Careem (3 rides a month).”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Free Airport Transfers

Verified 8 Sep 2026

Get 2 free airport transfers per year.

How often
2 uses a year
How to use it
Activate in the bank's app
Caps and limits
Limited to 2 transfers per year.
Where
All emirates
“Benefit from hassle-free transportation with 2 free airport transfers and 20% off on chauffeur services with Careem (3 rides a month).”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Cashback 3 benefits

3% Cashback on International Spend

Verified 8 Sep 2026

Earn 3% cashback on international (non-AED) spending with no cap.

How often
Always on
How to use it
Applied automatically
Caps and limits
No cap on international spend cashback; total monthly cashback cap of AED 1,500 (UAEN) / AED 1,000 (Expat) applies overall.
Where
All emirates, International
“Keep exploring with 3% cashback on international spends with no cap”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Dining 4 benefits

Free Costa Coffee at Dubai Airport

Verified 8 Sep 2026

Get up to 2 free Costa coffees at Dubai Airport plus another 2 items from a selected list.

How often
4 uses a year
How to use it
Voucher code
Caps and limits
Limited to Dubai Airport Costa outlets and selected item list.
Where
Dubai
“Grab a free coffee with Costa! Get up to 2 Costa coffees at Dubai Airport plus another 2 items (from a selected list).”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Talabat App Discount

Verified 8 Sep 2026

Get 40% off orders on the Talabat app, up to AED 40 off each order, four times a month, on weekends with minimum order of AED 100.

How often
4 uses a month
How to use it
Activate in the bank's app
Caps and limits
Minimum order AED 100; only on weekends; max 4 times a month.
Exclusions
Only available on weekends.
Where
All emirates
“Eat out with 5% cashback on dining and 40% off orders on the Talabat app with up to AED 40 off each order, four times a month with a minimum order of AED 100 (offer only available on weekends).”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Fuel 1 benefit

Grocery 2 benefits

5% Cashback on Groceries

Verified 8 Sep 2026

Earn 5% cashback on in-store and online grocery shopping with no minimum spend, capped monthly.

How often
Monthly
How to use it
Applied automatically
Caps and limits
Capped at AED 200 for UAE nationals and AED 150 for Expats per month; minimum spend of AED 3,000/month required.
Where
All emirates
“Get 5% cashback on your in-store and online grocery shopping with no minimum spend”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Carrefour Online Discount

Verified 8 Sep 2026

Get AED 40 off Carrefour online purchases when spending a minimum of AED 250 once every month, in addition to 5% grocery cashback.

How often
Monthly
How to use it
Activate in the bank's app
Caps and limits
Minimum spend of AED 250 required; once per month.
Where
All emirates
“Stock up on everything you need with 5% cashback on groceries and AED 40 off on Carrefour online when you spend a minimum of AED 250 once every month.”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Hotel 2 benefits

MakeMyTrip Hotel Discount

Verified 8 Sep 2026

Get a flat 20% off up to AED 300 plus a 20% reward bonus in MMT wallet up to AED 300 for hotel bookings, minimum transaction value AED 300.

How often
Yearly
How to use it
Redeem in a partner app
Caps and limits
Minimum transaction value AED 300; discount and bonus capped at AED 300 each.
Where
International
“Receive a flat 20% off with up to AED 300 plus a 20% reward bonus in your MMT wallet up to AED 300 (min. transaction value – AED 300) for hotel bookings.”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Other 2 benefits

Avis and Hertz Car Rental Discounts

Verified 8 Sep 2026

Get up to 35% off Avis car rentals with President Club membership and 15% off Hertz with Gold Plus Five-star membership.

How often
Yearly
How to use it
Redeem on a website
Caps and limits
Requires Avis President Club or Hertz Gold Plus Five-star membership.
Where
All emirates, International
“Stress fee car rentals with up to 35% off Avis with a President Club membership and 15% off Hertz with a Gold Plus Five-star membership.”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Travel insurance 1 benefit

MakeMyTrip Flight Discount

Verified 8 Sep 2026

Get a flat 10% discount up to AED 100 on round trip flights plus a 10% reward bonus in MMT wallet up to AED 100 per traveller, for up to 5 people per booking.

How often
Yearly
How to use it
Redeem in a partner app
Caps and limits
Up to AED 100 discount and AED 100 wallet bonus per traveller, up to 5 people per booking.
Where
International
“Round trip flights get a flat 10% discount up to AED 100 plus another 10% reward bonus in your MMT wallet up to AED 100 for each traveller and up to 5 people for each booking.”

Source: https://www.bankfab.com/en-ae/islamic-banking/personal-islamic-banking/islamic-cards/cashback-islamic-credit-card · Last checked 8 Sep 2026

Where this card sits

All 24 First Abu Dhabi Bank cards Airport lounge cards in the UAEDining cards in the UAE Every UAE card

Questions

What is the annual fee on the Islamic Cashback Credit Card?

The Islamic Cashback Credit Card has a published annual fee of AED 315. Islamic Shariah-compliant card. Annual fee of AED 300 stated on product page. No fee waiver based on spend mentioned. Minimum monthly salary requirement is AED 5,000. Card uses Commodity Murabahah structure per Shariah rulings.

What salary does the Islamic Cashback Credit Card require?

First Abu Dhabi Bank publishes a minimum monthly salary of AED 5,000 for the Islamic Cashback Credit Card.

What benefits does the Islamic Cashback Credit Card include?

The Islamic Cashback Credit Card carries 18 verified benefits across 9 categories: Airport lounge, Airport transfer, Cashback, Dining, Fuel, Grocery, Hotel, Other, Travel insurance. Each is quoted from First Abu Dhabi Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 8 Sep 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.