FAB Elite

Complimentary access to airport lounges globally for the cardholder and one guest, unlocked when USD 1 is spent on the card.

How often

Always on

How to use it

Triggered by paying with the card — Spend USD 1 on the card to activate free lounge access.

Caps and limits

Cardholder plus one guest; requires USD 1 spend on the card.

Where

International

“Get free access to airport lounges globally, for you and a guest when you spend USD 1 on your card.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Three complimentary fast track services per year to skip security queues at top airports in Europe, Turkey and Asia, pre-booked using the priority service on the Travel Pass App.

How often

3 uses a year

How to use it

Redeem in a partner app — Prebook using the priority service on the Travel Pass App.

Caps and limits

3 services per year at top airports in Europe, Turkey & Asia.

Where

International

“3 complimentary fast track services per year to skip the security queue across top airports in Europe, Turkey & Asia. Prebook using the priority service on the Travel Pass App.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Six complimentary airport transfers per year booked through the Careem app using the Mastercard. Hala Taxis are not included.

How often

6 uses a year

How to use it

Redeem in a partner app — Use the Careem app with your Mastercard to book the airport transfer.

Caps and limits

Six airport transfers a year.

Exclusions

Does not include Hala Taxis.

Where

All emirates

“Use the Careem app with your Mastercard to enjoy six airport transfers a year. (Does not include Hala Taxis).”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Earn 10 FAB Rewards for each AED 1 spent at eco-friendly merchants including Kibsons, Emirates Bio Farm, Just Vegan, The Giving Movement, BON organic perfumes and over 200 more UAE brands.

How often

Always on

How to use it

Applied automatically — Manage and redeem FAB Rewards through the FAB Mobile app.

Caps and limits

Overall FAB Rewards earning is capped at 500,000 FAB Rewards per month.

Where

All emirates

“Receive 10 FAB Rewards for each AED 1 spent at eco-friendly merchants including Kibsons, Emirates Bio Farm, Just Vegan, The Giving Movement, BON organic perfumes and over 200 more brands in the UAE.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Earn 20 FAB Rewards at luxury brands including Hermes, Cartier, Harrods, Van Cleef, Prada, Gucci, Dior and Hugo Boss. Earning on luxury spending is capped at 200,000 FAB Rewards each month.

How often

Always on

How to use it

Applied automatically — Manage and redeem FAB Rewards through the FAB Mobile app for retail, dining, cashback, miles and entertainment.

Caps and limits

Earning on luxury spending is capped at 200,000 FAB Rewards each month.

Where

All emirates, International

“Earn 20 FAB Rewards at brands such as Hermes, Cartier, Harrods, Van Cleef, Prada, Gucci, Dior, Hugo Boss and more.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Earn up to 5 FAB Rewards for each AED 1 spent on all other spending in the UAE and abroad, including non-AED currencies. Selected categories earn only 0.5 FAB Rewards per AED 1 spent.

How often

Always on

How to use it

Applied automatically — Manage and redeem FAB Rewards through the FAB Mobile app for retail, dining, cashback, miles and entertainment.

Caps and limits

FAB Rewards earning is capped at 500,000 FAB Rewards per month.

Exclusions

Selected categories will only earn 0.5 FAB Rewards per AED 1 spent - see FAB Rewards Terms and Conditions.

Where

All emirates, International

“Get up to 5 FAB Rewards* for each AED 1 spent on all other spending in the UAE and abroad (including non-AED currencies).”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Buy one get one free movie ticket offer at Roxy Cinemas for FAB Elite cardholders.

How often

Always on

How to use it

Triggered by paying with the card

Caps and limits

Subject to an AED 10,000 monthly spend on the card; cinema benefits are chargeable at AED 100 for each month the spend target is not met.

Where

All emirates

“Buy one get one free movie ticket offer at Roxy Cinemas”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Up to eight discounted movie tickets per month from AED 20 each at Reel, Royal, Star and VOX Cinemas.

How often

8 uses a month

How to use it

Triggered by paying with the card

Caps and limits

Eight tickets per month; subject to an AED 10,000 monthly spend on the card, otherwise chargeable at AED 100 for each month the spend target is not met.

Where

All emirates

“Plus, enjoy eight movie tickets from AED 20 each per month at Reel, Royal, Star, VOX Cinemas.*”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Discount of up to 40% for the cardholder and friends at some of the top hotel restaurants across the UAE, offered through the ADV+ programme.

How often

Always on

How to use it

Redeem in a partner app

Caps and limits

Subject to an AED 10,000 monthly spend on the card as stated for the ADV+ experiences package.

Where

All emirates

“Receive a discount of up to 40% for you and your friends at some of the top hotel restaurants across the UAE.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Through the Mastercard Golf Programme by Thriwe, cardholders get 30% off or one free guest on a game of golf at selected golf clubs worldwide.

How often

Always on

How to use it

Redeem in a partner app

Caps and limits

Applies at selected golf clubs worldwide.

Where

International

“With Mastercard’s’ Golf Programme by Thriwe - you can get 30% off, or one free guest on your next game of golf at selected golf clubs worldwide.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

A 24/7 lifestyle concierge service that assists with travel planning, fine dining bookings and access to exclusive events.

How often

Always on

How to use it

Call the concierge line — Call the 24/7 lifestyle concierge service to plan and book.

Where

International

“If you would like assistance with travel planning, booking fine dining or access to exclusive events – call the 24/7 lifestyle concierge service to help you plan and book.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Dedicated lifestyle concierge support 24/7 for assistance with travel planning, booking fine dining or access to exclusive events.

How often

Always on

How to use it

Call the concierge line — Call the 24/7 lifestyle concierge service to help you plan and book

Where

All emirates

“Get dedicated lifestyle concierge support 24/7”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 25 Aug 2026

Cardholders who spend AED 500,000 or more a year on the card receive a guaranteed gift of gold, redeemed via the FAB Rewards section of the FAB Mobile app.

How often

Yearly

How to use it

Activate in the bank's app — Visit the FAB Rewards section on the FAB Mobile app and redeem your gold gift.

Caps and limits

Requires annual card spend of AED 500,000 or more.

Where

All emirates

“Spend AED 500,000 a year or more on your card and you'll be rewarded with gold! To redeem just visit the FAB Rewards section on the FAB Mobile app and redeem your gold gift.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

For each new card issued, FAB plants a tree on the cardholder's behalf through the Give a Ghaf programme.

How often

Per event

How to use it

Applied automatically

Caps and limits

One tree per new card.

Where

All emirates

“For each new card, we’ll plant a tree on your behalf with Give a Ghaf.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

For each new card, a tree will be planted on your behalf with Give a Ghaf. Plus, earn 10 FAB Rewards at eco-friendly merchants.

How often

Per event

How to use it

Applied automatically — Tree planted automatically by Give a Ghaf on behalf of cardholder

Caps and limits

One tree per new card

Where

All emirates

“For each new card, we'll plant a tree on your behalf with Give a Ghaf”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 25 Aug 2026

Unlimited discount of up to 20% at Wild Wadi, Dubai Parks and Resorts, Inside Burj Al Arab, The Green Planet and The View at The Palm.

How often

Always on

How to use it

Triggered by paying with the card

Caps and limits

Unlimited use, up to 20% discount.

Where

Dubai

“An up to 20% unlimited discount at Wild Wadi, Dubai Parks and Resorts, Inside Burj Al Arab, The Green Planet and The View Palm.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Unlimited discount of up to 20% at KidZania, Dubai Aquarium & Underwater Zoo – Penguin Cove and Nursery Experience, The Storm Coaster and Zabeel Sports District.

How often

Always on

How to use it

Triggered by paying with the card

Caps and limits

Unlimited use, up to 20% discount.

Where

Dubai

“You can avail an unlimited discount of up to 20% at KidZania, Dubai Aquarium & Underwater Zoo – Penguin Cove and Nursery Experience, The Storm Coaster and Zabeel Sports District.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Complimentary access to luxury beach clubs, gyms and sports centres across the UAE, redeemed through the ADV+ app with a unique voucher code. Requires AED 10,000 monthly card spend, otherwise access is charged at AED 300 for each month the spend target is not met.

How often

Always on

How to use it

Voucher code — Access is through the ADV+ app using a unique voucher code.

Caps and limits

Subject to an AED 10,000 monthly spend on the card; access is chargeable at AED 300 for each month the spend target is not met.

Where

All emirates

“Enjoy free access to luxury beach clubs, gyms and sports centres across the UAE * Access is through the ADV+ app using a unique voucher code.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Cover of up to USD 50,000 in case of physical damage to a rental car or theft of the rental vehicle.

How often

Always on

How to use it

Applied automatically

Caps and limits

Covered up to USD 50,000.

Where

International

“In case of physical damage to a rental car or theft, you are covered up to USD 50,000.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Cover for travel inconveniences such as missing luggage and flight delays.

How often

Always on

How to use it

Applied automatically

Where

International

“If your luggage goes missing or you experience flight delays – you’re covered.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

Medical care and emergency assistance while travelling, with cover of up to USD 500,000 for the cardholder, their family and their helper.

How often

Always on

How to use it

Applied automatically

Caps and limits

Up to USD 500,000 for the cardholder, family and helper.

Where

International

“Get medical care and emergency help while travelling in case you need it. Get up to USD 500,000 for you, your family and your helper.”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026

A free hour of valet parking, up to five times per month, at premium UAE locations including Mall of the Emirates, City Walk, Dubai Mall, Yas Mall, Al Qana and Dubai Hills Mall.

How often

5 uses a month

How to use it

Applied automatically

Caps and limits

Up to 5 times a month; subject to an AED 10,000 monthly spend on the card, otherwise chargeable at AED 100 per month (excluding valet parking costs).

Where

Dubai, Abu Dhabi

“Get a free hour of valet parking up to 5 times a month at premium UAE locations including Mall of the Emirates, City Walk, Dubai Mall, Yas Mall, Al Qana, Dubai Hills Mall and many more.*”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-elite-credit-card · Last checked 24 Aug 2026