Bustan بستان
FAB Rewards Indulge Card card
First Abu Dhabi Bank

FAB Rewards Indulge Card

Mastercard Standard Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
Free for life The card is described as 'the first free shopping and dining credit card' with 'No Annual Fees' stated clearly on the page. Annual fee is permanently zero with no waiver conditions required.
Annual fee waived at
Not published
Minimum monthly salary
AED 5,000
Interest rate
Not published

10 verified benefits

Quoted from First Abu Dhabi Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access

Verified 24 Aug 2026

Enjoy global airport lounge access at over 25 regional and international airport lounges, up to 4 times per year when spending USD 1 on the card

How often
4 uses a year
How to use it
Applied automatically — Present card at lounge entry when spending USD 1 or more on the card
Caps and limits
4 lounge visits per year; requires minimum USD 1 card spend
Exclusions
Requires USD 1 minimum spend on card
Where
International, All emirates
“Enjoy a comfortable travel experience with the ability to access over 25 regional and international airport lounges 4 times a year when you spend USD 1 on your card”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Cashback 2 benefits

General Spending FAB Rewards

Verified 24 Aug 2026

Earn 1 FAB Reward for every AED 1 spent on all other spending in the UAE and abroad in all currencies

How often
Always on
How to use it
Applied automatically — Automatic reward credit on all qualifying transactions
Caps and limits
Earning capped at 50,000 FAB Rewards per month total; selected categories earn 0.5 FAB Rewards per AED 1
Exclusions
Selected categories earn only 0.5 FAB Rewards per AED 1 spent
Where
All emirates
“get 1 FAB Reward* for each 1 spent on all other spending in the UAE and abroad (including non-AED currencies)”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Monthly FAB Rewards Bonus

Verified 24 Aug 2026

Receive 20,000 bonus FAB Rewards each month when monthly spending is AED 10,000 or more

How often
Monthly
How to use it
Applied automatically — Automatic credit upon qualifying monthly spend
Caps and limits
Requires minimum AED 10,000 monthly spend; capped at 50,000 FAB Rewards per month total earning
Exclusions
Requires AED 10,000 or more monthly spend
Where
All emirates
“Reward yourself each month with bonuses of 20,000 FAB Rewards if you spend 10,000 or more a month”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Cinema 1 benefit

Movie Tickets

Verified 24 Aug 2026

Get four movie tickets every month at Cine Royal, Star Cinemas and Reel Cinemas at a discount price of AED 20 per ticket, subject to minimum monthly spend of AED 3,000

How often
4 uses a month
How to use it
Activate in the bank's app — Qualify with minimum AED 3,000 monthly spend and redeem through partner cinemas
Caps and limits
4 tickets per month; requires minimum AED 3,000 monthly spend
Exclusions
Subject to minimum monthly spend of AED 3,000
Where
All emirates
“Get four movie tickets every month at Cine Royal, Star Cinemas and Reel Cinemas (subject to a minimum spend of 3,000 in a month)”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Dining 1 benefit

Restaurant Dining Discount

Verified 24 Aug 2026

Dine at over 150 restaurants in the UAE with up to 20% discount, allowing up to 7 friends to join

How often
Always on
How to use it
Applied automatically — Present card at participating restaurant at time of payment
Caps and limits
Up to 20% discount at over 150 restaurants
Where
All emirates
“Dine with up to 7 friends at over 150 UAE restaurants with a discount of up to 20%”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Online shopping 2 benefits

Namshi Shopping Discount

Verified 24 Aug 2026

Get 20% off shopping on Namshi.com and the app with a minimum spend of AED 300 per order, up to AED 100 discount per order

How often
Always on
How to use it
Applied automatically — Spend at least AED 300 on Namshi.com and the app to receive discount
Caps and limits
Up to AED 100 discount per order
Where
All emirates
“Spend at least 300 on Namshi.com and on the app to get a discount of up to 100 per order”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Online Shopping FAB Rewards

Verified 24 Aug 2026

Earn 5 FAB Rewards for every AED 1 spent on online shopping

How often
Always on
How to use it
Applied automatically — Automatic reward credit on online transactions
Caps and limits
Earning capped at 50,000 FAB Rewards per month total
Where
All emirates
“Keep shopping online and you'll receive 5 FAB Rewards for every 1 spent”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Other 2 benefits

Entertainment and Attractions Discount

Verified 24 Aug 2026

Enjoy up to 20% discount on entertainment and attractions across the UAE including Wild Wadi, Dubai Aquarium, Dubai Ice Rink and other popular venues

How often
Always on
How to use it
Applied automatically — Present card at attraction entry or booking
Caps and limits
Up to 20% discount across participating attractions
Where
Dubai, All emirates
“Enjoy popular attractions for less with up to 20% off at Wild Wadi, Dubai Aquarium and Underwater Zoo, Dubai Ice Rink and many more”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Travel Visa Fulfillment Service

Verified 24 Aug 2026

Hassle-free travel visa fulfillment through Fulfill, a digital solution that helps apply and book appointments for travel visa needs

How often
Per event
How to use it
Redeem on a website — Access Fulfill digital platform for visa application and appointment booking
Where
International
“Take the hassle out of applying for travel visas with Fulfill – a digital solution that helps you apply and book appointments”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Travel insurance 1 benefit

Car and Truck Rental Discount

Verified 24 Aug 2026

Receive 10% off car and truck rentals with rentalcars.com and Budget car rental partner

How often
Always on
How to use it
Redeem in a partner app — Book through rentalcars.com or Budget website with card for discount
Caps and limits
10% discount on qualifying rentals
Where
International, All emirates
“Cut the cost of car rentals with 10% off with rentalcars.com and 10% off cars and trucks with Budget”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-rewards-indulge-card · Last checked 24 Aug 2026

Where this card sits

Questions

What is the annual fee on the FAB Rewards Indulge Card?

The FAB Rewards Indulge Card is free for life — First Abu Dhabi Bank publishes no annual fee. The card is described as 'the first free shopping and dining credit card' with 'No Annual Fees' stated clearly on the page. Annual fee is permanently zero with no waiver conditions required.

What salary does the FAB Rewards Indulge Card require?

First Abu Dhabi Bank publishes a minimum monthly salary of AED 5,000 for the FAB Rewards Indulge Card.

What benefits does the FAB Rewards Indulge Card include?

The FAB Rewards Indulge Card carries 10 verified benefits across 7 categories: Airport lounge, Cashback, Cinema, Dining, Online shopping, Other, Travel insurance. Each is quoted from First Abu Dhabi Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.