Bustan بستان
FAB Z Card card
First Abu Dhabi Bank

FAB Z Card

Mastercard Standard Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
Free for life Card features zero annual fees and explicitly states 'No annual fees for the first year'. The page describes this as a card with 'zero fees' overall. No year-2+ fee amount is stated on the provided page, so the card appears to have no annual fee beyond the first year. No fee waiver conditions are mentioned.
Annual fee waived at
Not published
Minimum monthly salary
AED 5,000
Interest rate
Not published

13 verified benefits

Quoted from First Abu Dhabi Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Annual fee waiver 1 benefit

No Annual Fee for First Year

Verified 24 Aug 2026

The cardholder does not pay any annual fee during the first year of card membership.

How often
Yearly
How to use it
Applied automatically
Exclusions
Annual fee applies after first year
Where
All emirates
“No annual fees for the first year”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Cashback 1 benefit

FAB Rewards Points

Verified 24 Aug 2026

Earn up to 1 FAB Reward point for each AED 1 spent on card, with potential monthly value up to AED 1,000 in rewards.

How often
Always on
How to use it
Applied automatically
Caps and limits
Up to 1 FAB Reward per AED 1 spent; maximum stated as up to AED 1,000 monthly
Where
All emirates
“Earn up to 1 FAB Reward for each AED 1 spent”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Cinema 1 benefit

Movie Tickets at Discounted Rate

Verified 24 Aug 2026

Standard movie tickets available at reduced prices at Cine Royal, Star Cinemas and Reel Cinemas.

How often
Per event
How to use it
Voucher code
Where
Dubai
“Movie tickets from AED 20 Get standard movie tickets”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Dining 1 benefit

20% Off Talabat Orders

Verified 24 Aug 2026

20% discount on food or grocery delivery orders each month on Talabat with a Mastercard promo code.

How often
Monthly
How to use it
Voucher code
Caps and limits
Monthly limit applies; exact amount not stated
Where
All emirates
“20% off on food or grocery delivery orders each month on Talabat”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Foreign exchange 1 benefit

No Foreign Exchange Fees

Verified 24 Aug 2026

Spend abroad with no foreign transaction fees, excluding scheme charges and currency conversion.

How often
Always on
How to use it
Applied automatically
Caps and limits
Excludes scheme charges and currency conversion fees
Where
International
“Spend while you're abroad with no foreign transaction fees”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Hotel 1 benefit

Travel Discounts on Hotels and Car Hire

Verified 24 Aug 2026

Discounts on booking.com, IHG Hotels and Resorts, Avis, Rentalcars.com and other travel partners through Mastercard Priceless benefits.

How often
Per event
How to use it
Redeem on a website
Where
All emirates
“Get discounts on booking.com, IHG Hotels and Resorts, Avis, Rentalcars.com”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Online shopping 2 benefits

Free Careem Plus Membership

Verified 24 Aug 2026

One year of complimentary Careem Plus membership providing unlimited savings on rides, food, groceries, dining and more.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Free Careem Plus Enjoy Careem Plus free for one year”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Free Noon One Membership

Verified 24 Aug 2026

One year of complimentary Noon One membership with great offers on essentials and free delivery.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Free Noon One membership Get a one-year free Noon One membership”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Other 4 benefits

20% Off Streaming Subscriptions

Verified 24 Aug 2026

20% discount on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify, Shahid VIP and Xbox Pass. Requires minimum AED 3,000 card spend in previous month.

How often
Monthly
How to use it
Applied automatically
Caps and limits
Minimum AED 3,000 spend in previous month required to enjoy offer
Where
All emirates
“Get 20% off on your monthly subscriptions to Netflix, PlayStation, YouTube, Spotify, Shahid VIP and Xbox Pass”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

20% Off UAE Attractions

Verified 24 Aug 2026

Up to 20% discount on favourite UAE attractions including Dubai Parks and Resorts and Emaar attractions.

How often
Per event
How to use it
Voucher code
Where
Dubai, Abu Dhabi
“Receive up to 20% off on your favourite UAE attractions”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

30% Off Virgin Megastore

Verified 24 Aug 2026

Up to 30% discount with a maximum discount of AED 150 on purchases of AED 500 or more, available twice per month at Virgin Megastores.

How often
2 uses a month
How to use it
Triggered by paying with the card
Caps and limits
Maximum AED 150 discount per transaction; minimum AED 500 spend required; up to twice per month
Where
All emirates
“Receive up to 30% off (max AED 150) on a spend of AED 500 or more, twice per month”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

50% Off Go Gamers Premium Membership

Verified 24 Aug 2026

Up to 50% discount on Go Gamers Premium Membership providing access to tournaments, coaching sessions and more.

How often
Per event
How to use it
Voucher code
Where
All emirates
“Enjoy up to 50% off on Go Gamers Premium Membership”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Travel insurance 1 benefit

Free Airport Lounge Access

Verified 24 Aug 2026

Free airport lounge access when card spend reaches USD 1.

How often
Per event
How to use it
Applied automatically
Caps and limits
Triggered upon USD 1 card spend
Where
All emirates
“free airport lounge access when you spend just USD 1 on the card”

Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-z-card · Last checked 24 Aug 2026

Where this card sits

Questions

What is the annual fee on the FAB Z Card?

The FAB Z Card is free for life — First Abu Dhabi Bank publishes no annual fee. Card features zero annual fees and explicitly states 'No annual fees for the first year'. The page describes this as a card with 'zero fees' overall. No year-2+ fee amount is stated on the provided page, so the card appears to have no annual fee beyond the first year. No fee waiver conditions are mentioned.

What salary does the FAB Z Card require?

First Abu Dhabi Bank publishes a minimum monthly salary of AED 5,000 for the FAB Z Card.

What benefits does the FAB Z Card include?

The FAB Z Card carries 13 verified benefits across 9 categories: Annual fee waiver, Cashback, Cinema, Dining, Foreign exchange, Hotel, Online shopping, Other, Travel insurance. Each is quoted from First Abu Dhabi Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.