Advance Credit Card

4 complimentary visits per year to selected airport lounges worldwide via Mastercard Travel Pass app, with option to add guests for USD 32 each. Requires cross-border transaction of USD 1+ every 3 months to remain active.

How often

4 uses a year

How to use it

Activate in the bank's app — Download Mastercard Travel Pass app, register HSBC credit card, select lounge, book visit, and present QR code or membership number at lounge

Caps and limits

4 complimentary visits per year; guests USD 32 each; requires USD 1+ cross-border transaction every 3 months

Where

International

“Enjoy 4 complimentary visits a year to selected airport lounges worldwide with the Mastercard Travel Pass app.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

No interest charged on purchases for up to 56 days when monthly balance is paid in full.

How often

Always on

How to use it

Applied automatically — Automatically applied when monthly balance is paid in full by due date

Caps and limits

Up to 56 days; requires full monthly payment

Where

All emirates

“Interest free days Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

HSBC Advance Credit Card comes with no annual membership or card maintenance fee.

How often

Yearly

How to use it

Applied automatically — Fee waived automatically; no action required

Where

All emirates

“No annual fee”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Buy 1 Get 1 Free movie tickets every month when minimum monthly spend requirement is met, plus up to 25% off food and drink at cinemas.

How often

2 uses a month

How to use it

Triggered by paying with the card — Spend minimum AED 6,000 in the calendar month and redeem for BOGO movie tickets at participating cinemas

Caps and limits

Minimum monthly spend of AED 6,000 required in calendar month of booking

Where

Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain

“Buy 1 Get 1 Free movie tickets every month when you spend at least AED 6,000 in the calendar month of booking”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Up to 25% discount on food and drink at cinemas across the UAE.

How often

Always on

How to use it

Triggered by paying with the card — Present HSBC credit card at cinema concessions to receive discount on food and drink

Caps and limits

Up to 25% discount available

Where

Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain

“up to 25% off food and drink at cinemas across the UAE”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Discounts available at over 400 restaurants across the UAE when paying with the HSBC credit card.

How often

Always on

How to use it

Triggered by paying with the card — Present HSBC credit card at participating restaurants to receive discount

Caps and limits

Available at over 400 restaurants

Where

Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain

“Get discounts at over 400 restaurants across the UAE when you pay with your credit card”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Complimentary Zomato Gold membership providing up to 50% off dining bills at over 4,000 restaurants across the UAE.

How often

Yearly

How to use it

Activate in the bank's app — Activate complimentary Zomato Gold membership and use at participating restaurants

Caps and limits

Up to 50% off at over 4,000 restaurants

Where

Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, Umm Al Quwain

“Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Earn up to 7% back as wallet credits on hotel stays booked through Booking.com, capped to EUR 200 per transaction.

How often

Always on

How to use it

Triggered by paying with the card — Book hotel stays through Booking.com using HSBC credit card to earn wallet credits automatically

Caps and limits

Up to 7% cashback capped to EUR 200 per stay

Where

All emirates

“Earn up to 7% back as wallet credits on stays capped to EUR 200 with Booking com .”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Access to deals on shopping, travel, dining and more worldwide through the home&Away platform with HSBC credit card.

How often

Always on

How to use it

Redeem on a website — Access home&Away through HSBC portal or website and browse available deals

Where

All emirates

“Get deals on shopping, travel, dining and more worldwide with home&Away .”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Free 2-year MyUS membership providing up to 30% off on international shipping services.

How often

Yearly

How to use it

Redeem on a website — Register for complimentary MyUS membership and use for international shopping with discounted shipping

Caps and limits

Up to 30% off international shipping

Where

All emirates

“Get a free 2-year MyUS membership for up to 30% off international shipping.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

VIP lounge access, 15% off shopping and additional benefits at Bicester Villages outlet locations worldwide.

How often

Always on

How to use it

Triggered by paying with the card — Present HSBC credit card at Bicester Villages to access VIP benefits and discounts

Caps and limits

15% off shopping; VIP lounge access available

Where

International

“VIP lounge access, 15% off shopping and more at Bicester Villages worldwide.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

12-month complimentary Careem Plus subscription when HSBC credit card is added and used on the Careem app.

How often

Yearly

How to use it

Activate in the bank's app — Add HSBC credit card to Careem app and activate subscription

Where

All emirates

“Careem Plus Get a complimentary 12-month Careem Plus subscription . Simply add and use your HSBC credit card on the Careem app.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Purchases protected for up to 90 days against theft or damage, with annual cover up to USD 5,000 (max USD 2,000 per claim).

How often

Always on

How to use it

Applied automatically — Automatic coverage on eligible purchases made with the card

Caps and limits

Up to USD 5,000 per year; up to USD 2,000 per claim

Where

All emirates

“purchase protection Shop confidently knowing your purchases are protected for up to 90 days in case of theft or damage, and covered for up to USD 5,000 a year”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

15% off additional data packages with Airalo for international travel connectivity.

How often

Always on

How to use it

Triggered by paying with the card — Purchase international data packages through Airalo using HSBC credit card for automatic 15% discount

Caps and limits

15% discount on data packages

Where

International

“Get 15% off additional data packages , with Airalo.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

20% off car rentals with Avis worldwide plus complimentary vehicle upgrade with every rental.

How often

Always on

How to use it

Triggered by paying with the card — Book Avis car rental with HSBC credit card to receive discount and complimentary upgrade

Caps and limits

20% discount; complimentary upgrade on every rental

Where

International

“Get 20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Save up to 10% on car and truck rentals with Budget at over 3,350 locations worldwide.

How often

Always on

How to use it

Triggered by paying with the card — Book Budget car or truck rental with HSBC credit card to receive discount automatically

Caps and limits

Up to 10% discount available at over 3,350 locations

Where

International

“Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026

Book flights and hotels with HSBC credit card to enjoy discounts throughout the year on travel bookings.

How often

Always on

How to use it

Redeem on a website — Book flights and hotels through HSBC partner portals to receive available discounts

Where

All emirates

“Book flights and hotels with your credit card to enjoy discounts all year round.”

Source: https://www.hsbc.ae/credit-cards/products/advance/ · Last checked 21 Aug 2026