Cash+ Credit Card

Cardholders and one guest receive complimentary access to over 1,000 airport lounges in more than 300 cities worldwide through the Visa Airport Companion app, with unlimited visits available after making a qualifying international purchase before travel.

How often

Always on

How to use it

Redeem in a partner app — Make at least 1 international purchase worth USD 1 with your HSBC Visa card 15 days before you travel, then use the Visa Airport Companion app to access lounges.

Caps and limits

USD 32 for each extra guest, per visit.

Where

International

“Complimentary access for you and 1 guest”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Cardholders can save up to 30% on Airport Meet & Assist services at over 450 locations worldwide.

How often

Always on

How to use it

Voucher code

Where

International

“Save up to 30% on Airport Meet & Assist at over 450 locations worldwide.”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

No annual fee is charged for the first year of card membership, and the fee continues to be waived thereafter if the cardholder spends at least AED 24,000 in a year.

How often

Yearly

How to use it

Applied automatically

Caps and limits

Spend at least AED 24,000 a year to maintain the waiver after year one.

Where

All emirates

“Pay no annual fee for the first year, and when you spend at least AED 24,000 a year after that”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Earn 1% cashback on every purchase made with the Cash+ Credit Card, with no minimum spend requirement and no cap on the amount of cashback earned.

How often

Always on

How to use it

Applied automatically

Caps and limits

No minimum spend or earning caps.

Where

All emirates

“Earn 1% cashback every day on all your purchases, with no minimum spend or earning caps.”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Cardholders receive an additional 10% bonus cashback throughout the year once they meet the required minimum spend thresholds.

How often

Always on

How to use it

Applied automatically

Caps and limits

Requires meeting minimum spend thresholds; exact thresholds not specified.

Where

All emirates

“Get 10% bonus cashback all year when you meet minimum spends.”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Cardholders get Buy 1 Get 1 Free movie tickets every month when they spend at least AED 10,000 in the calendar month of booking, plus up to 25% off food and drink at cinemas across the UAE.

How often

Monthly

How to use it

Triggered by paying with the card

Caps and limits

Requires spend of at least AED 10,000 in the calendar month of booking.

Where

All emirates

“Buy 1 Get 1 Free movie tickets every month when you spend at least AED 10,000 in the calendar month of booking and up to 25% off food and drink at cinemas across the UAE”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Complimentary Zomato Gold membership offers up to 50% off dining bills at over 4,000 restaurants across the UAE.

How often

Always on

How to use it

Redeem in a partner app

Where

All emirates

“Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Cardholders earn up to 7% back as wallet credits when booking Booking.com accommodations using their HSBC credit card.

How often

Always on

How to use it

Redeem on a website — Book Booking.com accommodations on your HSBC credit card.

Where

International

“Get up to 7% back as wallet credits with Booking.com accommodations when you book on your credit card.”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Cardholders have access to a 24-hour Visa Concierge service for restaurant bookings, bespoke shopping, travel plans and more.

How often

Always on

How to use it

Call the concierge line — Call 800 0441 3487 from the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE.

Where

All emirates

“Visa Concierge takes care of the details, from restaurant bookings and bespoke shopping, to travel plans and more.”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Cardholders receive 15% off additional data packages purchased through Airalo.

How often

Always on

How to use it

Redeem in a partner app

Where

International

“Get 15% off additional data packages”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Cardholders receive a complimentary 12-month Careem Plus subscription by adding and using their HSBC credit card on the Careem app.

How often

Yearly

How to use it

Redeem in a partner app — Add and use your HSBC credit card on the Careem app.

Where

All emirates

“Get a complimentary 12-month Careem Plus subscription”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Cardholders get access to deals on shopping, travel, dining and more worldwide through the home&Away program.

How often

Always on

How to use it

Redeem on a website

Where

International

“Get deals on shopping, travel, dining and more worldwide with home&Away.”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Purchases made in full with the card automatically receive an extended warranty that doubles the original manufacturer's warranty for up to 1 year, offered by Visa International.

How often

Always on

How to use it

Applied automatically

Caps and limits

Extended warranty capped at up to 1 additional year.

Where

All emirates

“Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year.”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Cardholders are covered for fraudulent transactions on their card up to USD 2,500 per claim and up to USD 4,000 per year.

How often

Always on

How to use it

Applied automatically

Caps and limits

Up to USD 2,500 a claim and up to USD 4,000 a year.

Where

All emirates

“You're covered for fraudulent transactions on your card up to USD 2,500 a claim and up to USD 4,000 a year.”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026

Complimentary multi-trip travel insurance providing cover of up to USD 500,000 for the cardholder and family on all trips up to 90 days, including a certificate of insurance.

How often

Always on

How to use it

Applied automatically

Caps and limits

Trips up to 90 days.

Where

International

“Complimentary cover of up to USD 500,000 for you and your family on all trips up to 90 days, including a certificate of insurance”

Source: https://www.hsbc.ae/credit-cards/products/cash-plus/ · Last checked 21 Aug 2026