Quoted from HSBC UAE's published terms. Anything we could not match to the
issuer's own words is not listed.
Airport lounge
1
benefit
12 complimentary airport lounge visits a year
Verified 18 Aug 2026
12 complimentary lounge visits a year for the cardholder and additional cardholders at over 1,200 lounges, subject to making at least one international purchase worth USD 1 once every calendar year with the HSBC Visa card 15 days before travel.
- How often
- 12 uses a year
- How to use it
-
Applied automatically — Make at least 1 international purchase worth USD 1 once every calendar year with your HSBC Visa card at least 15 days before you travel, then present the card at participating lounges.
- Caps and limits
- 12 visits a year shared by primary and additional cardholders; over 1,200 participating lounges.
- Exclusions
- Requires the qualifying international purchase at least 15 days before travel.
- Where
-
All emirates, International
“12 complimentary visits for you and additional cardholders to over 1,200 lounges a year when you make at least 1 international purchase worth USD 1 once every calendar year with your HSBC Visa card”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Annual fee waiver
3
benefits
Annual Fee Waiver First Year
Verified 25 Aug 2026
Pay no annual fee for the first year of card membership
- How often
- Yearly
- How to use it
-
Applied automatically
- Where
-
All emirates
“Pay no annual fee for the first year”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 25 Aug 2026
Annual fee waiver
Verified 18 Aug 2026
No annual fee for the first year, and the fee is waived in later years when you spend at least AED 12,000 a year. The standard annual fee is AED 313.95 including VAT.
- How often
- Yearly
- How to use it
-
Applied automatically — Fee is waived automatically for the first year; afterwards spend at least AED 12,000 a year.
- Caps and limits
- Minimum annual spend of AED 12,000 required from the second year onwards.
- Where
-
All emirates
“Pay no annual fee for the first year, and when you spend at least AED 12,000 a year after that”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Free Visa Signature card replacement or additional card
Verified 18 Aug 2026
Replace an existing Platinum card with the Visa Signature card, or request an additional card, for free, with a response within 5 days of applying in online banking.
- How often
- Per event
- How to use it
-
Redeem on a website — Apply in online banking; HSBC responds within 5 days.
- Caps and limits
- Replacement available for all cardholders, or apply for a new additional cardholder.
- Exclusions
- Additional cardholders usually enjoy the same benefits as existing cardholders; HSBC will advise when that's not the case.
- Where
-
All emirates
“Replace your existing Platinum card, or request an additional card, for free.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Cashback
2
benefits
0.5% cashback on all other spend
Verified 18 Aug 2026
Earn 0.5% cashback on all other spend categories, and on all spend in months where total spend is less than AED 3,000.
- How often
- Always on
- How to use it
-
Applied automatically — Cashback is calculated on eligible spend and paid into the credit card every month.
- Caps and limits
- Applies when monthly spend is below AED 3,000, and to spend outside the bonus categories.
- Where
-
All emirates
“Earn 0.5% on all other spends, and when you spend less than AED 3,000 a month”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Welcome cashback of up to AED 800
Verified 18 Aug 2026
New primary cardholders can receive up to AED 600 welcome cashback, plus AED 100 for the first mobile wallet transaction and AED 100 when a supplementary card is issued and used for a payment.
- How often
- Per event
- How to use it
-
Applied automatically — Apply for and receive the Live+ Credit Card, use the card in a mobile wallet, and get a supplementary card and make a payment with it.
- Caps and limits
- Available on primary card only; you can't have a primary card when you apply or in the 6 months before applying. Offer ends 31 December 2026.
- Exclusions
- Not available to customers who hold or held a primary card in the 6 months before applying.
- Where
-
All emirates
“Receive up to AED 600 cashback when you get a Live+ Credit Card. Plus, get AED 100 the first time you use your card in your mobile wallet, and AED 100 when you get a supplementary credit card”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Cinema
2
benefits
Buy 1 Get 1 Free movie tickets monthly
Verified 18 Aug 2026
Buy 1 Get 1 Free movie tickets every month when you spend at least AED 6,000 in the calendar month of booking, plus up to 25% off food and drink at cinemas across the UAE.
- How often
- Monthly
- How to use it
-
Redeem on a website — Book cinema tickets through the offer channel after meeting the minimum monthly spend requirement.
- Caps and limits
- Requires minimum spend of AED 6,000 in the calendar month of booking; up to 25% off cinema food and drink.
- Where
-
All emirates
“Buy 1 Get 1 Free movie tickets every month when you spend at least AED 6,000 in the calendar month of booking and up to 25% off food and drink at cinemas across the UAE .”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Cinema Food and Drink Discount
Verified 25 Aug 2026
Up to 25% off food and drink at cinemas across the UAE
- How often
- Per event
- How to use it
-
Triggered by paying with the card — Present credit card at cinema concession
- Caps and limits
- Up to 25% discount on food and drink
- Where
-
All emirates
“up to 25% off food and drink at cinemas across the UAE”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 25 Aug 2026
Dining
3
benefits
6% cashback on dining spend
Verified 18 Aug 2026
Earn 6% cashback on dining spend, capped at AED 200 per statement cycle, when you spend at least AED 3,000 a month on the card.
- How often
- Monthly
- How to use it
-
Applied automatically — Pay with the Live+ Credit Card at dining merchants; cashback is paid into the credit card every month.
- Caps and limits
- Up to AED 200 per statement cycle; requires minimum monthly spend of AED 3,000.
- Exclusions
- If you spend less than AED 3,000 a month you earn only 0.5% cashback.
- Where
-
All emirates
“Earn 6% (up to AED 200) on dining, 5% (up to AED 200) on fuel and 2% (up to AED 200) on groceries and entertainment per statement cycle when you spend at least AED 3,000 a month.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Complimentary Zomato Gold membership
Verified 18 Aug 2026
Complimentary Zomato Gold membership giving up to 50% off dining bills at over 4,000 restaurants across the UAE.
- How often
- Always on
- How to use it
-
Redeem in a partner app — Activate the complimentary Zomato Gold membership and use it when dining at participating restaurants.
- Caps and limits
- Up to 50% off dining bills at over 4,000 participating UAE restaurants.
- Where
-
All emirates
“Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Discounts at over 400 UAE restaurants
Verified 18 Aug 2026
Cardholders get discounts at over 400 restaurants across the UAE when paying with the credit card.
- How often
- Always on
- How to use it
-
Triggered by paying with the card — Pay with your HSBC credit card at participating restaurants.
- Caps and limits
- Over 400 participating restaurants across the UAE.
- Where
-
All emirates
“Get discounts at over 400 restaurants across the UAE when you pay with your credit card”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Fuel
1
benefit
5% cashback on fuel spend
Verified 18 Aug 2026
Earn 5% cashback on fuel spend, capped at AED 200 per statement cycle, when you spend at least AED 3,000 a month on the card.
- How often
- Monthly
- How to use it
-
Applied automatically — Pay with the Live+ Credit Card at fuel stations; cashback is credited to the card monthly.
- Caps and limits
- Up to AED 200 per statement cycle; requires minimum monthly spend of AED 3,000.
- Exclusions
- If you spend less than AED 3,000 a month you earn only 0.5% cashback.
- Where
-
All emirates
“Earn 6% (up to AED 200) on dining, 5% (up to AED 200) on fuel and 2% (up to AED 200) on groceries and entertainment per statement cycle when you spend at least AED 3,000 a month.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Grocery
1
benefit
2% cashback on groceries and entertainment
Verified 18 Aug 2026
Earn 2% cashback on supermarket/grocery and entertainment spend, capped at AED 200 per statement cycle, when you spend at least AED 3,000 a month.
- How often
- Monthly
- How to use it
-
Applied automatically — Pay with the Live+ Credit Card at supermarkets and entertainment merchants; cashback is credited monthly.
- Caps and limits
- Up to AED 200 per statement cycle; requires minimum monthly spend of AED 3,000.
- Exclusions
- If you spend less than AED 3,000 a month you earn only 0.5% cashback.
- Where
-
All emirates
“Earn 6% cashback on dining, 5% cashback on fuel and 2% cashback on supermarket and entertainment spending, and have it paid in to your credit card every month.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Other
5
benefits
15% off Airalo eSIM data packages
Verified 18 Aug 2026
Cardholders get 15% off additional data packages with Airalo.
- How often
- Always on
- How to use it
-
Redeem in a partner app — Purchase Airalo data packages using the offer and pay with your HSBC credit card.
- Caps and limits
- 15% off additional data packages.
- Exclusions
- T&Cs apply.
- Where
-
All emirates, International
“Get 15% off additional data packages , with Airalo. T&Cs apply.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
24-hour Visa Concierge service
Verified 18 Aug 2026
24-hour Visa Concierge service handling restaurant bookings, travel plans and more, reachable on 800 0441 3487 in the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE.
- How often
- Always on
- How to use it
-
Call the concierge line — Call 800 0441 3487 from the UAE or +9714 361 1234 / +44 2078 502 829 from outside the UAE.
- Where
-
All emirates, International
“Visa Concierge takes care of the details, from restaurant bookings to travel plans and more.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Complimentary 12-month Careem Plus subscription
Verified 18 Aug 2026
Cardholders receive a complimentary 12-month Careem Plus subscription by adding and using the HSBC credit card on the Careem app.
- How often
- Yearly
- How to use it
-
Redeem in a partner app — Add and use your HSBC credit card on the Careem app.
- Caps and limits
- 12-month subscription.
- Where
-
All emirates
“Get a complimentary 12-month Careem Plus subscription . Simply add and use your HSBC credit card on the Careem app.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Digital cards and wallet access
Verified 18 Aug 2026
Add HSBC UAE cards to a digital wallet for instant contactless purchases, with card details available in the HSBC UAE app before the physical card arrives.
- How often
- Always on
- How to use it
-
Activate in the bank's app — Access your card details in the HSBC UAE app and add the card to your digital wallet.
- Where
-
All emirates
“Add your HSBC UAE cards to your digital wallet for instant contactless purchases.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
home&Away worldwide offers
Verified 18 Aug 2026
Access deals on shopping, travel, dining and more worldwide through the HSBC home&Away programme.
- How often
- Always on
- How to use it
-
Redeem on a website — Browse and redeem offers via the home&Away programme.
- Where
-
All emirates, International
“Get deals on shopping, travel, dining and more worldwide with home&Away .”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Purchase protection
2
benefits
Extended warranty on purchases
Verified 18 Aug 2026
Automatic extended warranty on purchases made in full with the card, doubling the original manufacturer's warranty for up to 1 year.
- How often
- Always on
- How to use it
-
Applied automatically — Pay for the purchase in full with the card; cover applies automatically.
- Caps and limits
- Doubles the original manufacturer's warranty for up to 1 year.
- Exclusions
- Purchase must be made in full with the card. Offered by Visa International.
- Where
-
All emirates, International
“Automatic extended warranty on purchases you make in full with your card. It doubles the original manufacturer’s warranty for up to 1 year. Offered by Visa International.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
Fraud protection cover
Verified 18 Aug 2026
Cover for fraudulent transactions on the card up to USD 2,500 per claim and up to USD 4,000 a year.
- How often
- Always on
- How to use it
-
Applied automatically — Report fraudulent transactions to HSBC to claim under the cover.
- Caps and limits
- Up to USD 2,500 a claim and up to USD 4,000 a year.
- Exclusions
- Provided via Visa International terms.
- Where
-
All emirates, International
“You're covered for fraudulent transactions on your card up to USD 2,500 a claim and up to USD 4,000 a year.”
Source:
https://www.hsbc.ae/credit-cards/products/live-plus/
· Last checked 18 Aug 2026
