Premier Credit Card

Enjoy 8 complimentary visits a year to over 1,200 airport lounges worldwide via the Mastercard Travel Pass app. Guests can be added for USD 32 each. To activate and keep complimentary access for the whole year, make a cross-border transaction of USD 1 or more at least once every 3 months.

How often

8 uses a year

How to use it

Redeem in a partner app — Download the Mastercard Travel Pass app and register your HSBC credit card; see lounges near you and whether they offer complimentary access; book your visit to generate a QR code; present the QR code or membership number at the lounge.

Caps and limits

8 visits per year; guests USD 32 each; requires a cross-border transaction of USD 1 or more at least once every 3 months to keep access active

Exclusions

Conditions apply

Where

International

“Enjoy 8 complimentary visits a year to over 1,200 airport lounges worldwide with the Mastercard Travel Pass app. You can add guests for USD 32 each.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

One complimentary airport ride from Careem per year, worth up to AED 84, using code MAUAE2.

How often

Yearly

How to use it

Voucher code — Use code MAUAE2 in the Careem app and pay with the card.

Caps and limits

1 ride per year, up to AED 84

Exclusions

T&Cs apply

Where

All emirates

“Get 1 complimentary airport ride from Careem per year, up to AED 84. Use code MAUAE2.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

The Premier Credit Card is issued with no annual fee.

How often

Yearly

How to use it

Applied automatically

Where

All emirates

“No annual fee”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Share card benefits with family members by applying for supplementary credit cards.

How often

Always on

How to use it

Redeem on a website — Apply for a supplementary card, providing the passport and Emirates ID information of the additional cardholder.

Where

All emirates

“Share your card benefits with your loved ones and enjoy more together with a supplementary credit card.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Earn 1 HSBC Reward Point for every AED 1 spent on the credit card, anywhere. Points can be redeemed for airline miles, hotel points or e-vouchers through the HSBC UAE app.

How often

Always on

How to use it

Activate in the bank's app — Log on to the HSBC UAE app, select your credit card, tap 'View More', choose 'Rewards', then redeem as Vouchers, Airline Miles or Hotel Points.

Where

All emirates, International

“Spend anytime, anywhere and earn 1 Point for every AED 1 you spend on your credit card.”

Source: https://www.hsbc.ae/credit-cards/products/premier/rewards/ · Last checked 18 Aug 2026

New cardholders can earn 330,000 Points (worth up to AED 2,350) by using the Premier Credit Card, adding it to a mobile wallet, getting a supplementary card and making a non-AED transaction. Offer ends 31 October 2026.

How often

Per event

How to use it

Applied automatically — Use the Premier Credit Card, add it to your mobile wallet, get a supplementary card and make a non-AED transaction.

Caps and limits

Up to 330,000 Points; offer ends 31 October 2026

Where

All emirates

“Get 330,000 Points when you use your Premier Credit Card, add it to your mobile wallet, get a supplementary card, and make a non-AED transaction.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Buy 1 Get 1 Free movie tickets every month when you spend at least AED 6,000 in the calendar month of booking, plus up to 25% off food and drink at cinemas across the UAE.

How often

Monthly

How to use it

Redeem on a website — Meet the minimum monthly spend of AED 6,000 in the calendar month of booking, then book the offer.

Caps and limits

Requires minimum spend of AED 6,000 in the calendar month of booking; food and drink discount up to 25%

Where

All emirates

“Buy 1 Get 1 Free movie tickets every month when you spend at least AED 6,000 in the calendar month of booking and up to 25% off food and drink at cinemas across the UAE .”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Complimentary Zomato Gold membership giving up to 50% off dining bills at over 4,000 restaurants across the UAE.

How often

Always on

How to use it

Redeem in a partner app — Activate the complimentary Zomato Gold membership and use it when dining.

Caps and limits

Up to 50% off; over 4,000 participating restaurants

Where

All emirates

“Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Get up to 20% off grocery or food orders twice a month on the Talabat app using promo code 'MASTERCARD'.

How often

2 uses a month

How to use it

Voucher code — Enter code 'MASTERCARD' at checkout in the Talabat app and pay with the card.

Caps and limits

Twice per month; up to 20% off

Where

All emirates

“Get up to 20% off grocery or food orders twice a month on the Talabat app. Use code 'MASTERCARD'.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates.

How often

Always on

How to use it

Redeem on a website — Book an eligible IHG hotel through the offer and pay with the card.

Caps and limits

15% off; over 5,500 participating IHG hotels

Where

International

“Enjoy 15% off at over 5,500 IHG hotels worldwide, with free late checkout and the best available rates.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Get up to 10% off hotel bookings and best-rate guarantees with Agoda when booking with the card.

How often

Always on

How to use it

Redeem on a website — Book through the Agoda offer page and pay with the card.

Caps and limits

Up to 10% off

Where

International

“Get up to 10% off hotels and best-rate guarantees with Agoda .”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Earn up to 7% back as wallet credits on stays booked with Booking.com, capped at EUR 200.

How often

Always on

How to use it

Redeem on a website — Book stays via the Booking.com offer and pay with the card to receive wallet credits.

Caps and limits

Up to 7% back, capped to EUR 200

Where

International

“Earn up to 7% back as wallet credits on stays capped to EUR 200 with Booking com .”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Convert large purchases into smaller monthly payments over 3 to 36 months with a Flexi instalment plan, with no processing or early repayment fees, or access cash up to your credit limit with a cash instalment plan.

How often

Per event

How to use it

Activate in the bank's app — Apply for a plan on every eligible purchase in the HSBC UAE app, or apply online or by phone for a cash instalment plan.

Caps and limits

Flexi instalment terms of 3 to 36 months; cash instalment up to your credit limit

Where

All emirates

“low interest rates no processing or early repayment fees the option to spread costs over 3 to 36 months”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

No interest is charged for up to 56 days when the monthly statement balance is paid in full.

How often

Monthly

How to use it

Applied automatically — Pay your monthly balance in full by the due date.

Caps and limits

Up to 56 days; requires full payment of monthly balance

Exclusions

44.28% APR fixed applies on cash withdrawals and purchases otherwise

Where

All emirates

“Plus no interest for up to 56 days when you pay your monthly balance in full.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

VIP lounge access, 15% off shopping and more at Bicester Villages locations worldwide.

How often

Always on

How to use it

Redeem on a website — Present the card at participating Bicester Villages locations to access VIP lounge and discounts.

Caps and limits

15% off shopping

Exclusions

Terms apply

Where

International

“VIP lounge access, 15% off shopping and more at Bicester Villages worldwide.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Get a free 2-year MyUS membership for up to 30% off international shipping.

How often

Always on

How to use it

Redeem on a website — Register for the free MyUS membership offer using the card.

Caps and limits

2-year membership; up to 30% off international shipping

Where

International

“Get a free 2-year MyUS membership for up to 30% off international shipping.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more.

How often

Always on

How to use it

Redeem on a website — Shop the Samsung offer and pay with the card.

Caps and limits

Up to 30% off

Where

All emirates

“Save up to 30% on a range of Samsung products, including phones, laptops, TVs and more.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

A complimentary 12-month Careem Plus subscription is provided; simply add and use the HSBC credit card on the Careem app.

How often

Yearly

How to use it

Redeem in a partner app — Add and use your HSBC credit card on the Careem app.

Caps and limits

12-month subscription

Where

All emirates

“Get a complimentary 12-month Careem Plus subscription . Simply add and use your HSBC credit card on the Careem app.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Add HSBC UAE cards to a digital wallet for instant contactless purchases, with card details available in the HSBC UAE app before physical delivery.

How often

Always on

How to use it

Activate in the bank's app — Access your card details in the HSBC UAE app and add the card to your digital wallet.

Where

All emirates

“Add your HSBC UAE cards to your digital wallet for instant contactless purchases.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Special car rental benefits with Hertz Gold Plus Rewards Five Star membership, including fast track rental queuing and up to 15% off rental rates.

How often

Always on

How to use it

Redeem on a website — Enrol in Hertz Gold Plus Rewards Five Star membership and book with the card.

Caps and limits

Up to 15% off rental rates

Exclusions

Terms apply

Where

International

“Special benefits with Hertz Gold Plus Rewards® Five Star membership, like fast track rental queuing, up to 15% off rental rates and more.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Save up to 10% on car or truck rentals with Budget in over 3,350 locations worldwide.

How often

Always on

How to use it

Redeem on a website — Book with Budget through the offer and pay with the card.

Caps and limits

Up to 10% off; over 3,350 locations

Where

International

“Save up to 10% on your next car or truck rental with Budget in over 3,350 locations worldwide.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Access deals on shopping, travel, dining and more worldwide through the home&Away programme.

How often

Always on

How to use it

Redeem on a website — Browse home&Away offers and pay with the card.

Where

International

“Get deals on shopping, travel, dining and more worldwide with home&Away .”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026

Complimentary travel insurance for your trip when return airline tickets are purchased with the card. Mastercard terms and conditions apply.

How often

Per event

How to use it

Triggered by paying with the card — Purchase return airline tickets with the Premier Credit Card to activate cover.

Exclusions

Mastercard terms and conditions apply

Where

International

“Get complimentary travel insurance for your trip when you purchase return airline tickets with your card.”

Source: https://www.hsbc.ae/credit-cards/products/premier/ · Last checked 18 Aug 2026