Quoted from HSBC UAE's published terms. Anything we could not match to the
issuer's own words is not listed.
Annual fee waiver
2
benefits
Interest-Free Purchase Period
Verified 21 Aug 2026
No interest on purchases for up to 56 days when you pay your monthly balance in full
- How often
- Always on
- How to use it
-
Applied automatically
- Caps and limits
- Up to 56 days interest-free on purchases paid in full by monthly due date
- Where
-
All emirates
“Enjoy no interest on purchases for up to 56 days when you pay your monthly balance in full.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
No Annual Card Fee
Verified 25 Aug 2026
No annual fee for the Private Bank Credit Card.
- How often
- Yearly
- How to use it
-
Applied automatically
- Where
-
All emirates
“No annual fee”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 25 Aug 2026
Golf
3
benefits
2 Free Golf Rounds Monthly with Spikes On
Verified 25 Aug 2026
Play 2 free rounds of golf every month with Spikes On.
- How often
- 2 uses a month
- How to use it
-
Redeem in a partner app
- Where
-
All emirates
“Play 2 free rounds of golf every month with Spikes On.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 25 Aug 2026
Mastercard Golf Discount
Verified 21 Aug 2026
Enjoy 30% off unlimited golf rounds at over 800 golf clubs worldwide with Mastercard
- How often
- Always on
- How to use it
-
Triggered by paying with the card
- Caps and limits
- 30% off at over 800 golf clubs worldwide
- Where
-
International
“Enjoy 30% off unlimited golf rounds at over 800 golf clubs worldwide with Mastercard”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Spikes On Golf Benefit
Verified 21 Aug 2026
Play 2 free rounds of golf every month with Spikes On
- How often
- 2 uses a month
- How to use it
-
Redeem in a partner app
- Caps and limits
- 2 free rounds per month
- Where
-
All emirates
“Play 2 free rounds of golf every month with Spikes On”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Hotel
3
benefits
Discounted Hotel Stays at Partner Hotels
Verified 25 Aug 2026
Enjoy discounted hotel stays including 10% at Soneva, Agoda, onefinestay and Ministry of Villas, and 15% at IHG hotels.
- How often
- Per event
- How to use it
-
Redeem on a website
- Caps and limits
- 10% at Soneva, Agoda, onefinestay, Ministry of Villas; 15% at IHG
- Where
-
International
“Enjoy discounted hotel stays including 10% at Soneva, Agoda, onefinestay and Ministry of Villas, and 15% at IHG hotels.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 25 Aug 2026
Global Hotel Alliance Membership
Verified 21 Aug 2026
Exclusive benefits including room upgrades and late checkouts at luxury hotels with Global Hotel Alliance membership
- How often
- Yearly
- How to use it
-
Applied automatically
- Where
-
International
“Get exclusive benefits like room upgrades and late checkouts at luxury hotels with a Global Hotel Alliance membership”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Hotel Discount Program
Verified 21 Aug 2026
Discounted hotel stays including 10% at Soneva, Agoda, onefinestay and Ministry of Villas, and 15% at IHG hotels
- How often
- Always on
- How to use it
-
Redeem on a website
- Caps and limits
- 10% discount at select hotels; 15% at IHG hotels
- Where
-
International
“Enjoy discounted hotel stays including 10% at Soneva , Agoda , onefinestay and Ministry of Villas , and 15% at IHG hotels”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Online shopping
2
benefits
Careem Plus Subscription
Verified 21 Aug 2026
Complimentary 12-month Careem Plus subscription when you add and use your HSBC credit card on the Careem app
- How often
- Yearly
- How to use it
-
Activate in the bank's app — Add and use your HSBC credit card on the Careem app
- Where
-
All emirates
“Get a complimentary 12-month Careem Plus subscription . Simply add and use your HSBC credit card on the Careem app.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
MyUS Membership
Verified 21 Aug 2026
Free 2-year MyUS membership providing up to 30% off international shipping
- How often
- Per event
- How to use it
-
Applied automatically
- Caps and limits
- Up to 30% off international shipping
- Where
-
International
“Get a free 2-year MyUS membership for up to 30% off international shipping.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Other
5
benefits
Airalo Data Package Discount
Verified 21 Aug 2026
Get 15% off additional data packages with Airalo
- How often
- Always on
- How to use it
-
Redeem on a website
- Caps and limits
- 15% off additional data packages
- Exclusions
- T&Cs apply
- Where
-
International
“Get 15% off additional data packages , with Airalo. T&Cs apply.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Avis Car Rental Discount
Verified 21 Aug 2026
20% off your next car rental with Avis and a complimentary upgrade with every rental worldwide
- How often
- Always on
- How to use it
-
Triggered by paying with the card
- Caps and limits
- 20% off; complimentary upgrade with every rental
- Where
-
International
“Save on Avis car rentals Get 20% off your next car rental with Avis and a complimentary upgrade with every rental, worldwide.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Bicester Villages Benefits
Verified 21 Aug 2026
VIP lounge access, 15% off shopping and more at Bicester Villages worldwide
- How often
- Always on
- How to use it
-
Triggered by paying with the card
- Caps and limits
- 15% off shopping at Bicester Villages
- Where
-
International
“VIP lounge access, 15% off shopping and more at Bicester Villages worldwide.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Hertz Gold Plus Rewards
Verified 21 Aug 2026
Upgraded car rentals with special benefits including fast track rental queuing via Hertz Gold Plus Rewards President's Circle membership
- How often
- Always on
- How to use it
-
Triggered by paying with the card
- Exclusions
- Terms apply
- Where
-
International
“Your Private Bank card also comes with Upgraded car rentals Special benefits with Hertz Gold Plus Rewards® President's Circle membership, like fast track rental queuing.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
International Concierge Services
Verified 25 Aug 2026
Enjoy luxury travel planning, the best in fine dining and exclusive events with international concierge services.
- How often
- Always on
- How to use it
-
Call the concierge line
- Where
-
International
“International concierge Enjoy luxury travel planning, the best in fine dining and exclusive events”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 25 Aug 2026
Purchase protection
1
benefit
Rental Collision and Loss Damage Waiver
Verified 21 Aug 2026
Complimentary coverage for physical damage to rental vehicles, plus loss of use, theft, natural calamities, vehicle towing and vehicle drop off charges
- How often
- Per event
- How to use it
-
Applied automatically
- Where
-
International
“Get covered for physical damage to the rental vehicles, plus loss of use, theft, and natural calamities, vehicle towing and vehicle drop off charges.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Travel insurance
3
benefits
Booking.com Cashback
Verified 21 Aug 2026
Earn up to 7% back as wallet credits on hotel stays capped to EUR 200
- How often
- Per event
- How to use it
-
Triggered by paying with the card
- Caps and limits
- Capped to EUR 200 per booking; up to 7% back
- Where
-
International
“Earn up to 7% back as wallet credits on stays capped to EUR 200 with Booking com”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Medical Cover
Verified 21 Aug 2026
Complimentary medical cover including personal accident, emergency medical evacuation and repatriation, medical emergency expenses and daily in-hospital cash benefit
- How often
- Per event
- How to use it
-
Applied automatically — Activate when booking trips with the credit card
- Where
-
International
“You'll get complimentary medical cover including personal accident, emergency medical evacuation and repatriation, medical emergency expenses and daily in-hospital cash benefit.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
Travel Inconvenience Insurance
Verified 21 Aug 2026
Complimentary travel inconvenience insurance with compensation for delayed or lost bags, delayed or cancelled flights and more
- How often
- Per event
- How to use it
-
Applied automatically — Book trips with the credit card to activate coverage
- Where
-
International
“Get compensation if things go wrong when you travel, like delayed or lost bags, delayed or cancelled flights and more.”
Source:
https://www.hsbc.ae/credit-cards/products/private-bank/
· Last checked 21 Aug 2026
