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Liv Cashback Card card
Liv

Liv Cashback Card

Mastercard Platinum Verified 10 Sep 2026

Fees and eligibility, as published

Annual fee
Free for life Liv Cashback Card (the base card, distinct from Cashback+ Card) is described as 'Free for life' with Annual Fee 'Free for life' in the KFS table and on the product page ('Annual Fee: Free for Life'). This is a conventional card; no interest-rate/profit-rate distinction needed since it's not Shariah-compliant. No minimum salary or fee-waiver spend threshold stated in the provided pages; card is instead secured against a fixed deposit (min deposit AED 10,000) rather than salary-based eligibility.
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

8 verified benefits

Quoted from Liv's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Global Airport Lounge Access at 25+ Airports

Verified 10 Sep 2026

Cardholders receive complimentary airport lounge access at more than 25 airports worldwide.

How often
Always on
How to use it
Applied automatically — Present the card at a participating lounge to gain access.
Caps and limits
Access limited to 25+ partner airports.
Where
All emirates, International
“25+ Airports”

Source: https://www.liv.me/en/liv-credit-card · Last checked 10 Sep 2026

Annual fee waiver 1 benefit

No Joining Fee and Free-for-Life Annual Fee

Verified 10 Sep 2026

The Liv Cashback Card has no joining fee and is free for life with no annual fee.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Free for Life”

Source: https://www.liv.me/en/liv-credit-card · Last checked 10 Sep 2026

Cashback 1 benefit

Monthly Cashback up to AED 750

Verified 10 Sep 2026

Earn cashback on all purchases based on monthly spend tier (0.75% for AED0-4,999, 1.5% for AED5,000-9,999, 2.0% for AED10,000+), plus 0.1% cashback on low merchant categories such as government, utilities and bill payments, capped at AED 750 per month.

How often
Monthly
How to use it
Applied automatically — Cashback is automatically accrued on eligible retail transactions each calendar month and credited as points redeemable as cashback once a minimum of 500 points is reached.
Caps and limits
Maximum cap per month AED 750; low merchant categories capped at 0.1%; overall cashback also capped as a percentage of the assigned credit limit.
Where
All emirates
“Maximum cap per month AED 750”

Source: https://www.liv.me/en/important-information/features/liv-credit-card-feature · Last checked 10 Sep 2026

Cinema 1 benefit

2 VOX Cinema Tickets per Month + 25% off F&B

Verified 10 Sep 2026

Cardholders receive 2 complimentary VOX cinema tickets per month plus 25% off food & beverage purchases at VOX Cinemas.

How often
2 uses a month
How to use it
Voucher code — Redeem the monthly VOX Cinema ticket offer via the Liv Deals page in the app.
Caps and limits
Limited to 2 tickets per month.
Where
All emirates
“2 tickets per month + 25% off on F&B”

Source: https://www.liv.me/en/liv-credit-card · Last checked 10 Sep 2026

Dining 1 benefit

20% off One Talabat Order per Month

Verified 10 Sep 2026

Cardholders receive 20% off on one Talabat food delivery order each month.

How often
Monthly
How to use it
Voucher code — Apply the Talabat offer available via the Liv Deals page at checkout.
Caps and limits
Limited to 1 order per month.
Where
All emirates
“20% off on 1 order per month”

Source: https://www.liv.me/en/liv-credit-card · Last checked 10 Sep 2026

Installments 1 benefit

Instalment Payment Plans (IPP) on Cashback Card

Verified 10 Sep 2026

Split big purchases into easy instalments, with interest-free instalments available for over 500+ popular merchants on the Cashback Card.

How often
Always on
How to use it
Activate in the bank's app — Select the Instalment Payment Plan option at checkout or convert an existing purchase to instalments via the Liv App.
Caps and limits
Available for 500+ popular merchants; interest-free instalments apply to select offers.
Where
All emirates
“Split big purchases into easy instalments, with interest-free instalments for over 500+ popular merchants”

Source: https://www.liv.me/en/liv-credit-card · Last checked 10 Sep 2026

Other 2 benefits

25% off Zee5 Mastercard Annual 4K Pack

Verified 10 Sep 2026

Cardholders receive a 25% discount on the Zee5 Mastercard Annual 4K subscription pack.

How often
Yearly
How to use it
Voucher code — Redeem the discount via the Liv Deals page for the Zee5 Mastercard offer.
Where
All emirates
“25% off Mastercard Annual 4K Pack”

Source: https://www.liv.me/en/liv-credit-card · Last checked 10 Sep 2026

ExpressVPN 30-Day Trial + Up to 51% off 12-Month Plan

Verified 10 Sep 2026

Cardholders receive a 30-day complimentary ExpressVPN trial plus up to 51% off a 12-month ExpressVPN subscription plan.

How often
Per event
How to use it
Voucher code — Redeem the ExpressVPN offer via the Liv Deals page.
Where
All emirates, International
“30-day complimentary trial + Up to 51% off 12-month plan”

Source: https://www.liv.me/en/liv-credit-card · Last checked 10 Sep 2026

Where this card sits

Questions

What is the annual fee on the Liv Cashback Card?

The Liv Cashback Card is free for life — Liv publishes no annual fee. Liv Cashback Card (the base card, distinct from Cashback+ Card) is described as 'Free for life' with Annual Fee 'Free for life' in the KFS table and on the product page ('Annual Fee: Free for Life'). This is a conventional card; no interest-rate/profit-rate distinction needed since it's not Shariah-compliant. No minimum salary or fee-waiver spend threshold stated in the provided pages; card is instead secured against a fixed deposit (min deposit AED 10,000) rather than salary-based eligibility.

What benefits does the Liv Cashback Card include?

The Liv Cashback Card carries 8 verified benefits across 7 categories: Airport lounge, Annual fee waiver, Cashback, Cinema, Dining, Installments, Other. Each is quoted from Liv's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 10 Sep 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.