Bustan بستان
Al Islami Platinum Elite card
Mashreq Bank

Al Islami Platinum Elite

Visa Platinum Islamic — profit rate, not interest Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
AED 682.50 a year Mashreq Schedule of Charges (SOC-Cards-EN, snapshot 2026-08-25): Principal Annual Fee AED 682.50 in both the "Platinum Elite" and "Mashreq AlIslam Platinum" columns (VAT inclusive). Earlier value of AED 25,000 was the minimum monthly income threshold from the product FAQ, corrected in the R-009 review 2026-09-04. Minimum monthly income AED 25,000.
Annual fee waived at
Not published
Minimum monthly salary
AED 25,000
Profit rate
Not published

7 verified benefits

Quoted from Mashreq Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Complimentary Airport Lounge Access

Verified 25 Aug 2026

Enjoy access to more than 1000+ lounges worldwide. Up to 8 complimentary visits per calendar year with a maximum of 2 visits per billing month. Requires minimum AED 7,000 spend in previous billing cycle. Cardholder or cardholder and one guest per visit.

How often
8 uses a year
How to use it
Call the concierge line — Call Mashreq Al Islami Call Centre at least 4 business days in advance with travel details.
Caps and limits
Maximum 2 visits per billing month. Requires AED 7,000 minimum spend in previous billing cycle.
Where
Dubai, Abu Dhabi, All emirates
“You can enjoy 8 complimentary airport lounge visits in a calendar year with a maximum of 2 visits in a billing month.”

Source: https://www.mashreqalislami.com/en/uae/neo/cards/credit-cards/platinum-elite-credit-card/ · Last checked 25 Aug 2026

Airport transfer 1 benefit

Complimentary Airport Transfer Service

Verified 25 Aug 2026

3 complimentary limousine services every calendar year with maximum 1 service per month. Available in Dubai and Abu Dhabi. Requires minimum AED 7,000 spend in previous billing cycle.

How often
3 uses a year
How to use it
Call the concierge line — Call Mashreq Al Islami Call Centre at least 4 business days in advance. Service provider sends email confirmation and SMS with chauffeur details 12-24 hours before pickup.
Caps and limits
Maximum 1 service per month. Requires AED 7,000 minimum spend in previous billing cycle.
Where
Dubai, Abu Dhabi
“Enjoy 3 complimentary Limousine Services every calendar year on your card, with a maximum of 1 service in a month.”

Source: https://www.mashreqalislami.com/en/uae/neo/cards/credit-cards/platinum-elite-credit-card/ · Last checked 25 Aug 2026

Cinema 2 benefits

Cinema Ticket Discount - Cinepolis Cinemas

Verified 25 Aug 2026

50% discount on movie tickets at Cinepolis Cinemas. Get 8 movie tickets each month at 50% off until 31 December 2026.

How often
8 uses a month
How to use it
Redeem in a partner app — Redeem through participating Cinepolis Cinema outlets.
Caps and limits
8 tickets per month at 50% off until 31 December 2026.
Where
All emirates
“Get 8 movie tickets each month at 50% off until 31 December 2026.”

Source: https://www.mashreqalislami.com/en/uae/neo/cards/credit-cards/platinum-elite-credit-card/ · Last checked 25 Aug 2026

Cinema Ticket Discount - VOX, Reel, and Novo Cinemas

Verified 25 Aug 2026

50% discount on movie tickets at VOX, Reel, and Novo Cinemas. Get 4 movie tickets each month at 50% off. No minimum spend requirement.

How often
4 uses a month
How to use it
Redeem in a partner app — Redeem through participating VOX, Reel, and Novo Cinema outlets.
Caps and limits
4 tickets per month at 50% off.
Where
All emirates
“Get 4 movie tickets each month at 50% off.”

Source: https://www.mashreqalislami.com/en/uae/neo/cards/credit-cards/platinum-elite-credit-card/ · Last checked 25 Aug 2026

Installments 1 benefit

Easy Payment Plans

Verified 25 Aug 2026

Turn purchases into Easy Payment Plans via UAE's largest EPP platform. Apply by calling 04 424 4411.

How often
Per event
How to use it
Call the concierge line — Apply by calling 04 424 4411 to convert eligible purchases into installment plans.
Where
All emirates
“Turn your purchases into Easy Payment Plans with UAE's largest EPP Platform.”

Source: https://www.mashreqalislami.com/en/uae/neo/cards/credit-cards/platinum-elite-credit-card/ · Last checked 25 Aug 2026

Online shopping 1 benefit

Mashreq Vantage Reward Points - Earn on All Spends

Verified 25 Aug 2026

Earn Mashreq Vantage reward points on all spends: 5 points per AED spent internationally, 3 points per AED on dining and supermarket purchases, 1 point per AED on other local spends, 0.5 points per AED on government payments, utilities, education, charity, fuel, rental and telecom spends. Points redeemable instantly via Mashreq Mobile App or partner merchants.

How often
Always on
How to use it
Activate in the bank's app — Redeem points instantly via Mashreq Mobile App or at partner merchant outlets.
Caps and limits
No stated caps. Points cannot be earned on bill payments via Mashreq Online Banking or App.
Exclusions
Points cannot be earned on bill payments via Mashreq Online Banking or App.
Where
All emirates
“Earn 5 points per AED spent internationally, 3 points per AED on dining and supermarket purchases and 1 point per AED on other local spends.”

Source: https://www.mashreqalislami.com/en/uae/neo/cards/credit-cards/platinum-elite-credit-card/ · Last checked 25 Aug 2026

Spa & fitness 1 benefit

Complimentary Fitness First Access

Verified 25 Aug 2026

Up to 8 complimentary visits per billing cycle to Fitness First. Requires minimum AED 7,000 spend in previous billing cycle. Applies to primary and supplementary cardholders.

How often
8 uses a month
How to use it
Applied automatically — Automatically available with card upon meeting AED 7,000 spend threshold in previous billing cycle.
Caps and limits
Maximum 8 visits per billing month. Requires AED 7,000 minimum spend in previous billing cycle. AED 50 fee per visit if spend requirement not met.
Where
All emirates
“Enjoy 8 complimentary visits per billing cycle to Fitness First with your Mashreq Al Islami Platinum Elite Credit Card.”

Source: https://www.mashreqalislami.com/en/uae/neo/cards/credit-cards/platinum-elite-credit-card/ · Last checked 25 Aug 2026

Where this card sits

Questions

What is the annual fee on the Al Islami Platinum Elite?

The Al Islami Platinum Elite has a published annual fee of AED 682.50. Mashreq Schedule of Charges (SOC-Cards-EN, snapshot 2026-08-25): Principal Annual Fee AED 682.50 in both the "Platinum Elite" and "Mashreq AlIslam Platinum" columns (VAT inclusive). Earlier value of AED 25,000 was the minimum monthly income threshold from the product FAQ, corrected in the R-009 review 2026-09-04. Minimum monthly income AED 25,000.

What salary does the Al Islami Platinum Elite require?

Mashreq Bank publishes a minimum monthly salary of AED 25,000 for the Al Islami Platinum Elite.

What benefits does the Al Islami Platinum Elite include?

The Al Islami Platinum Elite carries 7 verified benefits across 6 categories: Airport lounge, Airport transfer, Cinema, Installments, Online shopping, Spa & fitness. Each is quoted from Mashreq Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.