Cashback

The Mashreq Cashback Credit Card has no annual fees for both primary and supplementary cardholders for the lifetime of the card.

How often

Yearly

How to use it

Applied automatically — Fee waiver is applied automatically; no action required from cardholder.

Caps and limits

Applies to both primary and supplementary cards.

Exclusions

No exclusions; applies universally to all cardholders.

Where

All emirates

“Free for life”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/cashback-credit-card/ · Last checked 25 Aug 2026

Earn 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends.

How often

Always on

How to use it

Activate in the bank's app — Log in to Mashreq Mobile App, click 'Cashback Redemption' under 'More Options', enter desired amount, and cashback is applied directly to card balance. Minimum redemption AED 100.

Caps and limits

Cashback must be redeemed within 36 months of earning. Minimum redemption AED 100.

Exclusions

Balance transfers, local cash advances, credit card cheques, finance charges, fees charged by bank, reversed transactions, utility bill payments via bank channels.

Where

All emirates

“0.15% cashback for government payments, utilities, education, charity, fuel, rental and telecom spends”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/cashback-credit-card/ · Last checked 25 Aug 2026

Earn 5% cashback on all international and local dining spends, including restaurants and food delivery services.

How often

Always on

How to use it

Activate in the bank's app — Log in to Mashreq Mobile App, click 'Cashback Redemption' under 'More Options', enter desired amount, and cashback is applied directly to card balance. Minimum redemption AED 100.

Caps and limits

Cashback must be redeemed within 36 months of earning. Minimum redemption AED 100.

Exclusions

Balance transfers, local cash advances, credit card cheques, finance charges, fees charged by bank, reversed transactions, utility bill payments via bank channels.

Where

All emirates

“5% cashback on international and local dining spends”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/cashback-credit-card/ · Last checked 25 Aug 2026

Earn 1% cashback on other international spends made in foreign currencies.

How often

Always on

How to use it

Activate in the bank's app — Log in to Mashreq Mobile App, click 'Cashback Redemption' under 'More Options', enter desired amount, and cashback is applied directly to card balance. Minimum redemption AED 100.

Caps and limits

Cashback must be redeemed within 36 months of earning. Minimum redemption AED 100.

Exclusions

Balance transfers, local cash advances, credit card cheques, finance charges, fees charged by bank, reversed transactions, utility bill payments via bank channels.

Where

All emirates

“1% cashback on other international spends”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/cashback-credit-card/ · Last checked 25 Aug 2026

Earn up to 1% cashback on local spends made in AED in categories other than dining, government payments, utilities, education, charity, fuel, rental and telecom.

How often

Always on

How to use it

Activate in the bank's app — Log in to Mashreq Mobile App, click 'Cashback Redemption' under 'More Options', enter desired amount, and cashback is applied directly to card balance. Minimum redemption AED 100.

Caps and limits

Cashback must be redeemed within 36 months of earning. Minimum redemption AED 100.

Exclusions

Balance transfers, local cash advances, credit card cheques, finance charges, fees charged by bank, reversed transactions, utility bill payments via bank channels.

Where

All emirates

“up to 1% cashback on local spends”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/cashback-credit-card/ · Last checked 25 Aug 2026

Earn 20% cashback for the first 4 months on Netflix, Talabat, Careem and more merchants, with a maximum cashback cap of AED 50 per merchant per month.

How often

Monthly

How to use it

Activate in the bank's app — Cashback earned automatically on eligible transactions. Redeem via Mashreq Mobile App by clicking 'Cashback Redemption' under 'More Options', entering desired amount.

Caps and limits

Maximum cashback of AED 50 per merchant per month. Promotion valid for first 4 months only.

Exclusions

Applicable only to Netflix, Talabat, Careem and other specified merchants during promotional period.

Where

All emirates

“20% cashback for the first 4 months on Netflix, Talabat, Careem and more. Max. cashback of AED 50 per merchant per month”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/cashback-credit-card/ · Last checked 25 Aug 2026

Enjoy 50% discount on Deluxe-Plus seats at Cinepolis cinemas, up to 8 tickets per month. Valid until 31 December 2026.

How often

8 uses a month

How to use it

Activate in the bank's app — Present card or activate offer in mobile app at Cinepolis for discount application at point of purchase.

Caps and limits

Maximum 8 tickets per month eligible for discount. Valid until 31 December 2026.

Exclusions

Discount applies only to Deluxe-Plus seats and only at Cinepolis.

Where

All emirates

“50% off on Deluxe-Plus seats, up to 8 tickets per month. Valid until 31 Dec 2026”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/cashback-credit-card/ · Last checked 25 Aug 2026