Bustan بستان
noon Credit Card card
Mashreq Bank

noon Credit Card

Visa Standard Verified 25 Aug 2026

Fees and eligibility, as published

Annual fee
Free for life The noon Credit Card has no annual fee for life on both primary and supplementary cards. This is confirmed on both the product page and the Key Facts Sheet (KFS).
Annual fee waived at
Not published
Minimum monthly salary
Not published
Interest rate
Not published

7 verified benefits

Quoted from Mashreq Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Annual fee waiver 1 benefit

No Annual Fee

Verified 25 Aug 2026

Free annual fee for life on primary and supplementary cards with no annual renewal charges.

How often
Yearly
How to use it
Applied automatically
Where
All emirates
“Free for life - No annual fees on primary and supplementary cards”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/noon-credit-card/ · Last checked 25 Aug 2026

Cashback 3 benefits

0.33% Cashback on Government and Utility Payments

Verified 25 Aug 2026

Earn 0.33% cashback on government payments, utilities, education, charity, fuel, rental and telecom purchases.

How often
Always on
How to use it
Applied automatically
Exclusions
Excludes bill payments via Mashreq Mobile App and Online Banking
Where
All emirates
“0.33% cashback on govt. payments, utilities, education, charity, fuel, rental and telecom purchases”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/noon-credit-card/ · Last checked 25 Aug 2026

1% Cashback on All Other Purchases

Verified 25 Aug 2026

Earn 1% cashback on all other retail purchases not covered by higher cashback categories.

How often
Always on
How to use it
Applied automatically
Exclusions
Excludes bill payments, balance transfers, cash advances, cheques, finance charges, fees, reversed transactions, and utility bill payments through bank channels
Where
All emirates
“1% cashback on all other purchases”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/noon-credit-card/ · Last checked 25 Aug 2026

5% Cashback on Noon Platforms

Verified 25 Aug 2026

Earn 5% cashback on purchases made on noon, noon Food, noon Minutes, noon supermall, NowNow, and Namshi platforms.

How often
Always on
How to use it
Activate in the bank's app — Instantly redeem cashback at noon, noon Food and noon minutes at checkout
Where
All emirates
“5% cashback on noon, noon Food and noon Minutes 5% cashback on noon supermall, NowNow and Namshi”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/noon-credit-card/ · Last checked 25 Aug 2026

Cinema 1 benefit

50% Discount at Cinepolis

Verified 25 Aug 2026

Receive 50% discount on Deluxe-Plus cinema seats at Cinepolis, up to 8 tickets per month. Offer valid until 31 December 2026.

How often
8 uses a month
How to use it
Voucher code
Caps and limits
Up to 8 tickets per month
Where
All emirates
“50% off on Deluxe-Plus seats, up to 8 tickets per month. Valid until 31 Dec 2026”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/noon-credit-card/ · Last checked 25 Aug 2026

Installments 1 benefit

Easy Payment Plan

Verified 25 Aug 2026

Enjoy the ability to buy now and pay later with Easy Payment Plan offering flexible payment options with no hidden fees.

How often
Always on
How to use it
Applied automatically
Where
All emirates
“Enjoy shopping and the freedom to buy now and pay later with Easy Payment Plan”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/noon-credit-card/ · Last checked 25 Aug 2026

Online shopping 1 benefit

Free Delivery on Noon Express Orders

Verified 25 Aug 2026

Enjoy unlimited free next day delivery across UAE on all noon express orders with no restrictions or caps.

How often
Always on
How to use it
Applied automatically
Caps and limits
Unlimited free deliveries on noon express orders only
Where
All emirates
“Enjoy unlimited free next day delivery across UAE on all noon express orders”

Source: https://www.mashreq.com/en/uae/neo/cards/credit-cards/noon-credit-card/ · Last checked 25 Aug 2026

Where this card sits

Questions

What is the annual fee on the noon Credit Card?

The noon Credit Card is free for life — Mashreq Bank publishes no annual fee. The noon Credit Card has no annual fee for life on both primary and supplementary cards. This is confirmed on both the product page and the Key Facts Sheet (KFS).

What benefits does the noon Credit Card include?

The noon Credit Card carries 7 verified benefits across 5 categories: Annual fee waiver, Cashback, Cinema, Installments, Online shopping. Each is quoted from Mashreq Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 25 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

You hold 3 cards, not one.

Bustan tracks every perk across all the cards in your wallet at once, and reminds you before the ones that reset run out. It never asks for a card number or a bank login.

See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.