Bustan بستان
Islamic Infinite Credit Card card
National Bank of Fujairah

Islamic Infinite Credit Card

Visa Infinite Islamic — profit rate, not interest Verified 11 Oct 2026

Fees and eligibility, as published

Annual fee
Free for life Shariah-compliant card using Commodity Murabaha contract. Annual fee is lifetime free (not just first year). Profit rates apply instead of interest; profit is 2.49% per month calculated on daily balance. No profit-rate waiver based on spending. Minimum monthly salary requirement is AED 40,000 or Priority Segment status.
Annual fee waived at
Not published
Minimum monthly salary
AED 40,000
Profit rate
Not published

5 verified benefits

Quoted from National Bank of Fujairah's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Complimentary Airport Lounge Access

Verified 24 Aug 2026

Complimentary access to over 1,200 airport lounges worldwide through the Visa Airport Companion app for cardholders.

How often
Always on
How to use it
Activate in the bank's app — Register card on Visa Airport Companion app to view participating lounges and access benefits.
Caps and limits
Access to over 1,200 airport lounges worldwide
Where
International
“complimentary access to over 1,200 airport lounges worldwide and personalised benefits through the Visa Airport Companion app”

Source: https://nbfislamic.ae/personal/cards/infinite-credit-card/ · Last checked 24 Aug 2026

Annual fee waiver 1 benefit

Lifetime Annual Fee Waiver

Verified 11 Oct 2026

No annual fee charged throughout the lifetime of the card; premium credit card benefits provided without annual membership cost.

How often
Yearly
How to use it
Applied automatically — No action required; annual fee is waived automatically.
Caps and limits
Applies for lifetime of card
Where
All emirates
“Annual fee Lifetime free”

Source: https://nbfislamic.ae/wp-content/uploads/2025/11/KFS_NBF-Islamic-Infinite-Credit-Card-27102025.pdf · Last checked 11 Oct 2026

Dining 1 benefit

10% Dining Cashback

Verified 24 Aug 2026

10% cashback on all dining spends, up to AED 150 each month, credited to credit card account at end of billing cycle.

How often
Monthly
How to use it
Applied automatically — Cashback is automatically credited to credit card account at end of billing cycle and appears in next card statement.
Caps and limits
Up to AED 150 cashback each month
Where
All emirates
“Get 10% Cashback Everytime you Dine Earn 10% cashback on all dining spends, up to 150 each month.”

Source: https://nbfislamic.ae/personal/cards/infinite-credit-card/ · Last checked 24 Aug 2026

Purchase protection 1 benefit

Extended Warranty Protection

Verified 24 Aug 2026

Automatic warranty extension on eligible purchases, up to double the manufacturer's original coverage period.

How often
Per event
How to use it
Applied automatically — Coverage applies automatically to eligible purchases; no activation required.
Caps and limits
Up to double the manufacturer's original coverage
Where
International
“Enjoy added peace of mind with automatic warranty extension – up to double the manufacturer's coverage on eligible purchases.”

Source: https://nbfislamic.ae/personal/cards/infinite-credit-card/ · Last checked 24 Aug 2026

Travel insurance 1 benefit

Multi-Trip Travel Insurance

Verified 24 Aug 2026

Complimentary domestic and international travel insurance for up to 90 days automatically provided when travel is booked using the NBF Islamic Visa Infinite Credit Card.

How often
Per event
How to use it
Applied automatically — Insurance automatically applies when travel is booked using the card; no separate activation required.
Caps and limits
Coverage for up to 90 days per trip
Where
International
“Multi-Trip Travel Insurance Receive complimentary domestic and international travel insurance for up to 90 days automatically when you book travel using your NBF Islamic Visa Infinite Credit Card.”

Source: https://nbfislamic.ae/personal/cards/infinite-credit-card/ · Last checked 24 Aug 2026

Where this card sits

All 4 National Bank of Fujairah cards Airport lounge cards in the UAEDining cards in the UAEAnnual fee waiver cards in the UAE Every UAE card

Questions

What is the annual fee on the Islamic Infinite Credit Card?

The Islamic Infinite Credit Card is free for life — National Bank of Fujairah publishes no annual fee. Shariah-compliant card using Commodity Murabaha contract. Annual fee is lifetime free (not just first year). Profit rates apply instead of interest; profit is 2.49% per month calculated on daily balance. No profit-rate waiver based on spending. Minimum monthly salary requirement is AED 40,000 or Priority Segment status.

What salary does the Islamic Infinite Credit Card require?

National Bank of Fujairah publishes a minimum monthly salary of AED 40,000 for the Islamic Infinite Credit Card.

What benefits does the Islamic Infinite Credit Card include?

The Islamic Infinite Credit Card carries 5 verified benefits across 5 categories: Airport lounge, Annual fee waiver, Dining, Purchase protection, Travel insurance. Each is quoted from National Bank of Fujairah's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is verified this week. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.