Bustan بستان
Journey card
Standard Chartered UAE

Journey

Visa Infinite Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 1,575 a year The first year annual fee (AED 1,500 before VAT, AED 1,575 inclusive of VAT) is waived if customer spends minimum AED 10,000 within 60 days. After the first year, the annual fee is waived if customer spends at least AED 150,000 in the previous 12 months (annual cycle). Annual fee includes 5% VAT.
Annual fee waived at
AED 150,000 spend
Minimum monthly salary
AED 30,000
Interest rate
Not published

20 verified benefits

Quoted from Standard Chartered UAE's published terms. Anything we could not match to the issuer's own words is not listed.

Airport lounge 1 benefit

Airport Lounge Access

Verified 24 Aug 2026

Unlimited complimentary airport lounge visits via Visa Airport Companion app. First 2 visits per calendar year complimentary; unlimited thereafter with minimum USD 1 international spend.

How often
Yearly
How to use it
Activate in the bank's app — Download and register Visa Airport Companion app with card. First 2 visits free; activate remaining by making USD 1+ international spend 15 days before travel.
Caps and limits
First 2 complimentary visits per calendar year (January-December). Unlimited thereafter if USD 1+ international spend made. Non-qualifying visits charged at USD 32 per use.
Exclusions
Applies to both primary and supplementary cards. Requires international spend to unlock unlimited access.
Where
International
“First two visits are complimentary”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Airport transfer 3 benefits

Airport Assist Services Discount

Verified 24 Aug 2026

25% discount on YQ's Specialist Airport Assist Services at 450+ destinations including customs clearance, limo transfers, visa services.

How often
Per event
How to use it
Redeem on a website
Caps and limits
Up to 25% off retail rates.
Where
International
“25% off for YQ's Specialist Airport Assist Services”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Airport Services Discount – DUBZ

Verified 24 Aug 2026

15% discount on all DUBZ airport services including home check-in, luggage delivery, and airport assistance.

How often
Per event
How to use it
Redeem on a website
Caps and limits
15% discount on all DUBZ services.
Where
All emirates
“15% discount on all DUBZ airport services.”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Complimentary Airport Transfers – Careem

Verified 24 Aug 2026

4 complimentary airport rides per calendar year with Careem app with up to AED 100 discount per ride. Requires airline ticket purchase activation.

How often
4 uses a year
How to use it
Activate in the bank's app — Download Careem app, add card, enter promo code SCB100, select ride to/from airport.
Caps and limits
4 rides per calendar year. Maximum AED 100 discount per ride.
Exclusions
Requires at least 1 airline ticket purchase within 180 days. Valid only to/from UAE airport terminals.
Where
All emirates
“Get 4 complimentary airport rides in a year”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Annual fee waiver 1 benefit

Annual Fee Waiver

Verified 24 Aug 2026

First-year annual fee waived if minimum AED 10,000 spent within 60 days. Subsequent years waived if AED 150,000 spent in previous 12 months.

How often
Yearly
How to use it
Applied automatically
Caps and limits
First year: waived on AED 10,000 spend within 60 days. Subsequent years: waived on AED 150,000 spend in previous 12 months.
Exclusions
Fee of AED 1,500 (AED 1,575 with VAT) charged in month 3 if minimum spend not met.
Where
All emirates
“The first-year annual fee of AED 1,500 is waived if you spend minimum AED 10,000 within 60 days”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Cashback 2 benefits

Rewards Points Redemption – Cashback on Air Tickets

Verified 24 Aug 2026

Convert 360° Rewards Points balance to cashback by purchasing airline tickets. Earn 2% cashback on converted points (125 points = AED 1).

How often
Per event
How to use it
Call the concierge line — Purchase airline ticket from Journey card, call 800 4949 within 60 days to redeem points for cashback. Example: 50,000 points = AED 1,000 cashback.
Caps and limits
Conversion rate: 125 points = 1 AED. Earn additional 2% cashback on conversion.
Exclusions
Must purchase airline ticket and call within 60 days of purchase.
Where
All emirates
“purchase an airline ticket and call us at 800 4949 to earn 2% cashback on your rewards points balance”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Welcome Cashback

Verified 24 Aug 2026

AED 1,000 cashback when applying for Journey Credit Card after spending minimum AED 10,000 within 60 days of card opening.

How often
Per event
How to use it
Applied automatically
Caps and limits
Requires minimum spend of AED 10,000 within 60 days of card opening.
Where
All emirates
“Get AED 1,000 Welcome Cashback when you apply for a Journey Credit Card today*”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Cinema 1 benefit

Cinema Buy 1 Get 1 Free

Verified 24 Aug 2026

Buy 1 Get 1 Free movie tickets at VOX and Reel Cinemas across UAE. Maximum 6 tickets (3 free) per session, 8 tickets (4 free) per person per card per month.

How often
Always on
How to use it
Applied automatically — Purchase ticket, present card at venue. Seating subject to availability on first-come basis.
Caps and limits
Maximum 6 tickets (3 free) per movie session. Maximum 8 tickets (4 free) per person per card per month. Not valid with special promotions or premiere events.
Exclusions
Excludes special promotions, private screenings, premieres. Limited to eligible ticket types. Tickets non-refundable and non-transferable.
Where
All emirates
“Enjoy buy one, get one free at all VOX and Reel Cinemas in the UAE”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Dining 1 benefit

Visa ENTERTAINER 2-for-1 Offers

Verified 24 Aug 2026

Complimentary access to Visa ENTERTAINER app with 2-for-1 offers and exclusive discounts on dining, beauty, attractions, and hotels worldwide.

How often
Always on
How to use it
Activate in the bank's app — Download Visa Airport Companion app and access Visa ENTERTAINER for 2-for-1 offers.
Where
International
“enjoy complimentary access to Visa ENTERTAINER for 2-for-1 offers”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Education 1 benefit

Nursery Discount – Maple Bear

Verified 24 Aug 2026

10% discount on first invoice at Maple Bear Nursery plus extended nursery hours on next invoice across UAE.

How often
Per event
How to use it
Redeem on a website
Caps and limits
10% off first invoice.
Where
All emirates
“Get 10% off your first invoice at Maple Bear Nursery”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Golf 1 benefit

Golf Privileges – Complimentary Rounds

Verified 24 Aug 2026

2 complimentary rounds of golf per billing cycle (during limited campaign May 2026 - May 2027) via SpikesOn app at 8 partner golf clubs. Requires AED 12,000 minimum spend per billing cycle.

How often
2 uses a month
How to use it
Activate in the bank's app — Download SpikesOn app, upload card under Standard Chartered tile, select course and book.
Caps and limits
Limited to maximum 3 rounds per calendar year per golf club. Minimum AED 12,000 spend per billing cycle required; otherwise AED 525 fee applies per round.
Exclusions
Campaign valid 1 May 2026 to 1 May 2027 only. Not transferable. Buggy, caddie, and other fees not included.
Where
Dubai, Ajman, Abu Dhabi
“Enjoy 2 rounds of golf booking each billing cycle”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Online shopping 2 benefits

Rewards Points on International Spend

Verified 24 Aug 2026

Earn 4 360° Rewards Points for every USD 1 spent internationally on the card.

How often
Always on
How to use it
Redeem on a website
Where
All emirates
“Earn 4 360º Rewards Points for every USD 1 spent internationally”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Rewards Points on Local Spend

Verified 24 Aug 2026

Earn 2 360° Rewards Points for every USD 1 spent locally on the card.

How often
Always on
How to use it
Redeem on a website
Where
All emirates
“Earn 2 360º Rewards Points for every USD 1 spent locally”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Other 4 benefits

BookingBash Pro Membership

Verified 24 Aug 2026

Complimentary BookingBash Pro membership (worth up to AED 499) with substantial discounts on theme parks, museums, cruises, safaris, and indoor activities.

How often
Yearly
How to use it
Activate in the bank's app — Download BookingBash app to access complimentary Pro membership.
Caps and limits
Membership value up to AED 499.
Where
All emirates
“get the Pro membership (worth up to AED499) as complimentary”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Car Rental Discount – Avis

Verified 24 Aug 2026

Up to 35% discount on standard rates and up to 30% off retail rates with Avis Car Rental. Complimentary Avis President's Club Membership with additional free drivers.

How often
Always on
How to use it
Redeem in a partner app
Caps and limits
Up to 35% off standard rates; up to 30% off retail rates.
Where
All emirates
“Enjoy up to 35% off standard rates and up to 30% off retail rates with Avis Car rental”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Car Rental Discount – Budget

Verified 24 Aug 2026

10% discount on car rentals worldwide through Budget Rent A Car.

How often
Always on
How to use it
Redeem on a website
Caps and limits
10% discount worldwide.
Where
All emirates
“Rent your car with Budget and get a 10% discount worldwide”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Visa Concierge Service

Verified 24 Aug 2026

24×7 personalized concierge service through Visa Infinite Concierge for Journey cardholders.

How often
Always on
How to use it
Call the concierge line — Email concierge@visainfinitemea.com or use WhatsApp 24/7: +44 7874 023129 (English) or +44 7520 631645 (Arabic).
Where
All emirates
“24×7 personalised services with Visa Infinite Concierge”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Purchase protection 1 benefit

Buyers Protection

Verified 24 Aug 2026

Purchase protection on eligible new item purchases made with Journey card. Claims processed through Visa.

How often
Always on
How to use it
Call the concierge line — Email claims to visa@broadspire.eu with purchase and cardholder details.
Caps and limits
Covers new item purchases on Journey card.
Exclusions
Excludes used items. Subject to Visa's terms and conditions.
Where
All emirates
“Buyers Protection provides extra peace of mind when purchasing an eligible item”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Spa & fitness 1 benefit

Warehouse Gym Access

Verified 24 Aug 2026

Complimentary access to Warehouse Gym outlets across UAE, up to 30 visits per billing cycle. Requires AED 10,000 minimum spend per billing cycle.

How often
30 uses a month
How to use it
Applied automatically — Present valid photo ID at Warehouse Gym outlet. Pay AED 1 per visit (reversed next statement).
Caps and limits
Up to 30 visits per billing cycle (cumulative primary + supplementary). AED 525 fee if exceeding 30 visits. Minimum AED 10,000 spend required.
Exclusions
Requires AED 10,000 minimum spend per billing cycle. Photo ID required for access.
Where
All emirates
“Get complimentary access of up to 30 visits per billing cycle to Warehouse Gym”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

Travel insurance 1 benefit

Multi-Trip Travel Insurance

Verified 24 Aug 2026

Complimentary travel insurance covering cardholder and family on all trips up to 90 days when travel purchases made from Journey card.

How often
Yearly
How to use it
Applied automatically — Generate travel insurance certificate online after making travel purchases on card.
Caps and limits
Coverage up to 90 days per trip. Covers cardholder and family members.
Exclusions
Requires travel purchase from Journey card. Subject to policy terms, conditions, and exclusions.
Where
International
“Journey Cardholders and their families are covered on all trips up to 90 days”

Source: https://www.sc.com/ae/credit-cards/journey/ · Last checked 24 Aug 2026

What changed on this card

Published changes, newest first. A perk list that never changes is a perk list nobody is checking.

Where this card sits

Questions

What is the annual fee on the Journey?

The Journey has a published annual fee of AED 1,575. The first year annual fee (AED 1,500 before VAT, AED 1,575 inclusive of VAT) is waived if customer spends minimum AED 10,000 within 60 days. After the first year, the annual fee is waived if customer spends at least AED 150,000 in the previous 12 months (annual cycle). Annual fee includes 5% VAT.

Can the Journey annual fee be waived?

Standard Chartered UAE publishes a spend threshold of AED 150,000 for waiving the annual fee on the Journey. Check the issuer's terms for the exact card year it is measured over.

What salary does the Journey require?

Standard Chartered UAE publishes a minimum monthly salary of AED 30,000 for the Journey.

What benefits does the Journey include?

The Journey carries 20 verified benefits across 13 categories: Airport lounge, Airport transfer, Annual fee waiver, Cashback, Cinema, Dining, Education, Golf, Online shopping, Other, Purchase protection, Spa & fitness, Travel insurance. Each is quoted from Standard Chartered UAE's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.