Bustan بستان
Wio Credit (Mastercard World) card
Wio Bank

Wio Credit (Mastercard World)

Mastercard World Verified 24 Aug 2026

Fees and eligibility, as published

Annual fee
AED 49 a year No annual card fee per KFS; AED 49/month Wio account fee applies (waived at AED 35,000+ balance); up to 2% cashback capped AED 2,500/month
Annual fee waived at
AED 35,000 spend
Minimum monthly salary
Not published
Interest rate
Not published

5 verified benefits

Quoted from Wio Bank's published terms. Anything we could not match to the issuer's own words is not listed.

Cashback 2 benefits

Cashback on all spends

Verified 24 Aug 2026

Earn up to 2% cashback on all credit card spending with Wio Credit card

How often
Monthly
How to use it
Applied automatically
Caps and limits
Up to AED 2,500 per month
Where
All emirates
“Get up to 2%* cashback on all your spends Up to AED 2,500 per month”

Source: https://wio.io/personal-credit · Last checked 24 Aug 2026

Credit card payment cashback

Verified 24 Aug 2026

Earn up to 0.5% cashback when paying other credit cards using Wio Credit

How often
Monthly
How to use it
Applied automatically
Caps and limits
Up to AED 2,500 per month
Where
All emirates
“Get up to 0.5% cashback when you pay your other credit cards with Wio credit.”

Source: https://wio.io/personal-credit · Last checked 24 Aug 2026

Dining 1 benefit

Entertainer access

Verified 24 Aug 2026

Free access to Entertainer 2-for-1 offers at 600+ venues including restaurants and hotels across Dubai and Abu Dhabi

How often
Yearly
How to use it
Activate in the bank's app — Unlock the ENTERTAINER, find it in Rewards, explore and redeem all from Wio Personal app, keep pack active with at least one card use every 90 days
Caps and limits
600+ 2-for-1 offers available
Exclusions
Must use card at least once every 90 days to maintain active status
Where
Dubai, Abu Dhabi
“Free access to hundreds of 2-for-1 offers, now available in your rewards page.”

Source: https://wio.io/rewards · Last checked 24 Aug 2026

Installments 2 benefits

Easy Cash advance

Verified 24 Aug 2026

Borrow from credit limit with flexible daily repayment terms

How often
Per event
How to use it
Activate in the bank's app — Borrow from your credit limit, pay as you go, repay within 30 days
Caps and limits
Repay anytime within 30 days; 6-day grace period
Where
All emirates
“Pay-as-you-go at AED 1 per day per AED 1000.”

Source: https://wio.io/personal-credit · Last checked 24 Aug 2026

Easy Installments

Verified 24 Aug 2026

Split purchases into 3 to 48 interest-free monthly installments on Wio Credit

How often
Per event
How to use it
Applied automatically
Caps and limits
3 to 48 month terms available
Where
All emirates
“Split your purchases with Easy Installments on Wio Credit. Choose from 3 to 48 months.*”

Source: https://wio.io/personal-credit · Last checked 24 Aug 2026

Where this card sits

Questions

What is the annual fee on the Wio Credit (Mastercard World)?

The Wio Credit (Mastercard World) has a published annual fee of AED 49. No annual card fee per KFS; AED 49/month Wio account fee applies (waived at AED 35,000+ balance); up to 2% cashback capped AED 2,500/month

Can the Wio Credit (Mastercard World) annual fee be waived?

Wio Bank publishes a spend threshold of AED 35,000 for waiving the annual fee on the Wio Credit (Mastercard World). Check the issuer's terms for the exact card year it is measured over.

What benefits does the Wio Credit (Mastercard World) include?

The Wio Credit (Mastercard World) carries 5 verified benefits across 3 categories: Cashback, Dining, Installments. Each is quoted from Wio Bank's own published terms on this page.

How current is this page?

Every benefit here carries the date it was last read from the issuer's published terms. This page is last verified 24 Aug 2026. Anything we could not verify against the issuer's own words is not shown at all.

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See what you're wasting.

Every benefit on this page is quoted from the issuer's own published terms and links back to the page it was read from, with the date it was last checked. Bustan is not affiliated with any bank. Issuers and rights holders who want a quotation corrected or removed can write to support@getbustan.com and we will act on it. Published by Jasmine Entertainment FZE.