Citi Cash Back

Access to 1,200 airport lounges worldwide for the primary and supplementary cardmembers, with 8 visits per year subject to non-AED spend, via the Mastercard Travel Pass app.

How often

8 uses a year

How to use it

Redeem in a partner app — Register and present the digital membership through the Mastercard Travel Pass app at participating lounges.

Caps and limits

8 visits per year, subject to non-AED spend; shared with supplementary card members.

Where

International

“Access to 1,200 airport lounges worldwide for you, your supplementary card members. Enjoy 8 visits per year subject to non-AED spend, with MasterCard Travel Pass app.”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026

Cardholders can access 1 discounted airport ride per year on the Careem app using a special promotional code, with each ride valued up to AED 84.

How often

Yearly

How to use it

Voucher code — Use code MAUAE2 on the Careem app.

Caps and limits

Limited to 1 ride per year, maximum value AED 84 per ride.

Where

All emirates

“1 airport ride per year (up to AED 84 each) using code "MAUAE2" on the Careem app.”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 25 Aug 2026

One airport ride per year worth up to AED 84 using the promo code MAUAE2 on the Careem app.

How often

Yearly

How to use it

Voucher code — Book an airport ride in the Careem app and apply the promo code MAUAE2, paying with the Citi Cash Back Credit Card.

Caps and limits

1 airport ride per year, up to AED 84 each.

Where

All emirates

“Airport Transfers 1 airport ride per year (up to AED 84 each) using code "MAUAE2" on the Careem app.”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026

Earn 1% cashback on all other eligible spending charged to the Citi Cash Back Credit Card.

How often

Always on

How to use it

Applied automatically — Cashback points are accrued and automatically credited to the card account.

Caps and limits

No minimum spend, no retail purchases excluded and no caps up to the monthly credit limit.

Exclusions

No cashback on spend above the credit limit within a statement cycle; no cashback on utility bill payments via Citibank online, mobile or phone channels.

Where

All emirates

“1% Cashback Earn 1% cashback on all other spending with your Citi Cash Back Card and make your spending more rewarding.”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026

Earn 2% cashback on grocery and supermarket purchases made in AED with the Citi Cash Back Credit Card.

How often

Always on

How to use it

Applied automatically — Cashback is accrued automatically and credited to the card account.

Caps and limits

No minimum spend and no caps up to the monthly credit limit; merchant classification is based on Mastercard merchant category codes.

Exclusions

No cashback on spend above the credit limit within a statement cycle; no cashback on utility bill payments via Citibank online, mobile or phone channels.

Where

All emirates

“2% Cashback Citi Cash Back Card lets you save on your grocery purchases, as it offers 2% cashback on grocery/supermarket spending.”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026

Earn 3% cashback on all retail purchases made in a foreign currency (non-AED) and posted to the card account.

How often

Always on

How to use it

Applied automatically — Cashback accrues on eligible transactions and is automatically credited to the card account as statement credit.

Caps and limits

No minimum spend and no caps up to the monthly credit limit; no cashback on spend above the credit limit within a statement cycle.

Exclusions

No cashback on spend above the credit limit within a statement cycle; no cashback on utility bill payments via Citibank online, mobile or phone channels.

Where

International

“3% Cashback With the Citi Cash Back Card, earn 3% cashback on non-AED spending.”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026

New Citi credit card customers receive an AED 300 joining bonus as statement credit after spending a minimum of AED 6,000 within 60 days.

How often

Per event

How to use it

Applied automatically — Apply directly through the Citi website and spend at least AED 6,000 within 60 days; the statement credit is applied to the card account.

Caps and limits

One-time welcome offer; requires minimum spend of AED 6,000 in 60 days.

Exclusions

Applicable only to new Citi Credit Card customers who apply or submit a lead directly through the Citi website; applicants reaching the Citi website through a web search advert or any third party link do not qualify.

Where

All emirates

“AED 300 Joining bonus statement credit upon meeting min spend criteria of AED 6,000 in 60 days”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026

Receive a 20% discount of up to AED 14 on grocery and food orders once a month on the Talabat app using the code MASTERCARD at checkout.

How often

Monthly

How to use it

Voucher code — Place a grocery or food order on the Talabat app, enter code MASTERCARD at checkout and pay with the card.

Caps and limits

20% discount capped at AED 14, once per month.

Where

All emirates

“Talabat 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout.”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026

Convert big purchases made on the Citi Cash Back Credit Card into smaller, easier instalment payments.

How often

Always on

How to use it

Redeem on a website — Request conversion of an eligible purchase into an instalment plan through Citi channels.

Exclusions

Transactions converted to the Easy Instalment Plan at 0% are not eligible to earn cashback.

Where

All emirates

“Easy Installment Plan Shop to your heart’s content with the Citi Cash Back Card and turn any big purchase into small payments with ease.”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026

Access instant cash from the card's available limit at the click of a button to meet cash requirements.

How often

Always on

How to use it

Redeem on a website — Request a cash loan through Citi online or mobile banking channels.

Exclusions

Cash advances do not earn cashback.

Where

All emirates

“Cash Loan Fulfill cash requirements in no time as the Citi Cash Back Card offers instant cash at the click of a button.”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026

Enjoy local discounts and offers on dining, online shopping and entertainment with the Citi Cash Back Credit Card.

How often

Always on

How to use it

Redeem on a website — View current promotions on the Citi UAE website and pay with the card at participating merchants.

Caps and limits

All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A - UAE Branch.

Where

All emirates

“Citi Promotions Enjoy Local discounts and offers on dining, online shopping and entertainment with the Citi Cash Back Card”

Source: https://www.citibank.ae/credit-cards/cashback/citi-cashback-credit-card · Last checked 24 Aug 2026